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Silentnight Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Current sale price is From £39

(Save up to £20)

Regular price was From £52

4.4 out of 5 stars

763 reviews

Sony WH-CH520 Wireless Bluetooth Headphones

+1 colour

Available in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white colours

WH-CH520 Wireless Bluetooth Headphones

Current sale price is £35

(Save £14)

Regular price was £49

4.6 out of 5 stars

963 reviews

The Very Collection Knightsbridge Chenille 90x108 Blackout Eyelet Curtains

Available in cream, sand, grey coloursAvailable in cream, sand, grey coloursAvailable in cream, sand, grey coloursAvailable in cream, sand, grey coloursAvailable in cream, sand, grey colours

The Very Collection

Knightsbridge Chenille 90x108 Blackout Eyelet Curtains

From £40

4.5 out of 5 stars

2 reviews

ValueLights Struttura Wooden Shelves Floor Lamp with Fabric Shade

+1 colour

Available in black, white, grey, natural coloursAvailable in black, white, grey, natural coloursAvailable in black, white, grey, natural coloursAvailable in black, white, grey, natural coloursAvailable in black, white, grey, natural colours

Struttura Wooden Shelves Floor Lamp with Fabric Shade

£38

4.7 out of 5 stars

13 reviews

adidas Originals Kids Unisex Campus 00s Trainers - Brown

adidas Originals

Kids Unisex Campus 00s Trainers - Brown

Current sale price is £35

(Save £20)

Regular price was £55

4.8 out of 5 stars

138 reviews

The Very Collection Sorona Wadded Short Padded Jacket - Black

The Very Collection

Sorona Wadded Short Padded Jacket - Black

£30

4.5 out of 5 stars

10 reviews

Mamas & Papas Sit & Play - Welcome to the World Pink

Sit & Play - Welcome to the World Pink

£39.99

4.2 out of 5 stars

18 reviews

adidas Originals Kids Unisex Campus 00s Elastic Trainers - Beige

adidas Originals

Kids Unisex Campus 00s Elastic Trainers - Beige

Current sale price is £35

(Save £20)

Regular price was £55

4.8 out of 5 stars

140 reviews

adidas Mens Predator League Ft Firm Ground Football Boots - Black

Mens Predator League Ft Firm Ground Football Boots - Black

Current sale price is £37.75

(Save £52.25)

Regular price was £90

4.8 out of 5 stars

245 reviews

Panda London Adult Luxury Memory Foam Bamboo Pillow - White

Adult Luxury Memory Foam Bamboo Pillow - White

Current sale price is £35

(Save £10)

Regular price was £45

4.7 out of 5 stars

2.5k reviews

adidas Sportswear Kids Unisex Vl Court 3.0 Trainers - Brown

adidas Sportswear

Kids Unisex Vl Court 3.0 Trainers - Brown

£35

4.9 out of 5 stars

641 reviews

MAM Easy Start Anti-Colic Baby Bottle Set Small - Unisex

Easy Start Anti-Colic Baby Bottle Set Small - Unisex

Current sale price is £34.99

(Save £15)

Regular price was £49.99

4.5 out of 5 stars

4 reviews

Snuggledown of Norway Snuggledown Luxury Deep Fill 10cm Woven Mattress Topper

Snuggledown of Norway

Snuggledown Luxury Deep Fill 10cm Woven Mattress Topper

Current sale price is From £32

(Save up to £25)

Regular price was From £50

4.4 out of 5 stars

46 reviews

HP DeskJet 2810e All-in–One Wireless Colour Printer with 3 months of Instant Ink Included with HP+ - White

DeskJet 2810e All-in–One Wireless Colour Printer with 3 months of Instant Ink Included with HP+ - White

Current sale price is £32.99

(Save £22)

Regular price was £54.99

4.2 out of 5 stars

303 reviews

Sensse LED SkinLift

LED SkinLift

£34.99

4.9 out of 5 stars

8 reviews

Morphy Richards 3000W LED Digital Steam Iron - Black

Morphy Richards

3000W LED Digital Steam Iron - Black

£39.99

4.8 out of 5 stars

45 reviews

adidas Originals Junior Gazelle Trainers - Black

adidas Originals

Junior Gazelle Trainers - Black

Current sale price is £37

(Save £18)

Regular price was £55

4.8 out of 5 stars

4.7k reviews

adidas Originals Junior Gazelle Trainers - Brown

adidas Originals

Junior Gazelle Trainers - Brown

Current sale price is £37

(Save £18)

Regular price was £55

4.8 out of 5 stars

4.7k reviews

The Very Collection Wooden Venetian Blind - 50 mm slats

+3 colours+2 colours+1 colour

Available in black, white, walnut, grey, slate grey, natural coloursAvailable in black, white, walnut, grey, slate grey, natural coloursAvailable in black, white, walnut, grey, slate grey, natural coloursAvailable in black, white, walnut, grey, slate grey, natural coloursAvailable in black, white, walnut, grey, slate grey, natural colours

The Very Collection

Wooden Venetian Blind - 50 mm slats

From £35

4.3 out of 5 stars

14 reviews

Very Home Luxe Palm Leaf Jacquard Duvet Cover Set

Luxe Palm Leaf Jacquard Duvet Cover Set

Current sale price is From £30

(Save up to £15)

Regular price was From £40

4 out of 5 stars

6 reviews

NUTRIBULLET Magic Bullet Blender

Magic Bullet Blender

Current sale price is £39

(Save £10)

Regular price was £49

4 out of 5 stars

27 reviews

Regatta Junior Waterproof Changing Robe - Black

Junior Waterproof Changing Robe - Black

Current sale price is £30

(Save £12)

Regular price was £42

4.5 out of 5 stars

35 reviews

DORINA Exclusive 2 Pack Celine Wire Bra - Black/White

Exclusive 2 Pack Celine Wire Bra - Black/White

£30

4.1 out of 5 stars

587 reviews

adidas Womens Running Galaxy 7 Trainers - Black

Womens Running Galaxy 7 Trainers - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.6 out of 5 stars

261 reviews

George Foreman Large Black Fit Grill - 25820

Large Black Fit Grill - 25820

Current sale price is £39

(Save £40)

Regular price was £79

4.7 out of 5 stars

53 reviews

adidas Originals Junior Unisex Gazelle Shoes Kids - Pink

adidas Originals

Junior Unisex Gazelle Shoes Kids - Pink

Current sale price is £40

(Save £15)

Regular price was £55

4.8 out of 5 stars

430 reviews

Vans Junior Old Skool Trainers - Black

Junior Old Skool Trainers - Black

Current sale price is £35

(Save £15)

Regular price was £50

4.5 out of 5 stars

2 reviews

adidas Originals Womens Classics Firebird Tracksuit Bottoms - Black

adidas Originals

Womens Classics Firebird Tracksuit Bottoms - Black

Current sale price is £38.50

(Save £16.50)

Regular price was £55

4.8 out of 5 stars

38 reviews

Swan EEJB256 Windsor 2 Slice Toaster and Kettle Set - Black

EEJB256 Windsor 2 Slice Toaster and Kettle Set - Black

£34

4.5 out of 5 stars

22 reviews

Gym King Womens 365 Legging - Charcoal

Womens 365 Legging - Charcoal

£30

4.3 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.