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Free home delivery on orders £75+

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Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Get autumn ready - up to 25% off with code AUTUMN

Get autumn ready - up to 25% off with code AUTUMN

Free delivery

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

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The Very Collection Faux Wool Funnel Neck Bomber - Brown

The Very Collection

Faux Wool Funnel Neck Bomber - Brown

Current sale price is £36

Regular price was £45

(Save £9)

Skechers Glide-Stepglide-Step Textured Mesh Round Stretch Lace Slip On Trainers - Black

Glide-Stepglide-Step Textured Mesh Round Stretch Lace Slip On Trainers - Black

Current sale price is £38

Regular price was £64

(Save £26)

River Island Femme Utility Jacket - Khaki

Femme Utility Jacket - Khaki

Current sale price is £39.50

Regular price was £55

(Save £15.50)

New Look High Neck Bubble Hem Short Jacket - Brown

High Neck Bubble Hem Short Jacket - Brown

Current sale price is £39.99

Regular price was £45.99

(Save £6)

5 out of 5 stars

1 review

New Look Womens Hooded Belted Quilted Jacket - Green

Womens Hooded Belted Quilted Jacket - Green

Current sale price is £39.50

Regular price was £49.99

(Save £10.49)

River Island High Waisted Relaxed Flare Jeans - Blue

High Waisted Relaxed Flare Jeans - Blue

Current sale price is £30

Regular price was £54

(Save £24)

5 out of 5 stars

1 review

New Look Drawstring Waist Quilted Puffer Jacket - Black

Drawstring Waist Quilted Puffer Jacket - Black

Current sale price is £39.50

Regular price was £49.99

(Save £10.49)

New Look Hooded Belted Quilted Longline Jacket - Black

Hooded Belted Quilted Longline Jacket - Black

Current sale price is £39.50

Regular price was £49.99

(Save £10.49)

Ted Baker Baby Girls 3 Pack Floral Sleepsuits - Multi

Baby Girls 3 Pack Floral Sleepsuits - Multi

Current sale price is From £32

Regular price was From £40

(Save up to £9)

The Very Collection Cotton Blend Overhead Hoodie Tracksuit - Navy

The Very Collection

Cotton Blend Overhead Hoodie Tracksuit - Navy

Current sale price is £32

Regular price was £40

(Save £8)

4.3 out of 5 stars

12 reviews

New Look 915 Girls Faux Fur Hood Ribbed Cuffs Puffer Jacket - Navy

Girls Faux Fur Hood Ribbed Cuffs Puffer Jacket - Navy

Current sale price is £31

Regular price was £44.99

(Save £13.99)

New Look Button Front High Neck Cape Jacket - Black

Button Front High Neck Cape Jacket - Black

Current sale price is £36.99

Regular price was £49.99

(Save £13)

The Very Collection Lace Up Hiker Boot - Black

The Very Collection

Lace Up Hiker Boot - Black

Current sale price is £38

Regular price was £45

(Save £7)

3.6 out of 5 stars

5 reviews

River Island Dropped Shoulder Bubble Funnel Neck Jacket - Beige

Dropped Shoulder Bubble Funnel Neck Jacket - Beige

Current sale price is £33.50

Regular price was £55

(Save £21.50)

The Very Collection Suede Pencil Midi Skirt - Brown

The Very Collection

Suede Pencil Midi Skirt - Brown

Current sale price is £32

Regular price was £40

(Save £8)

The Very Collection Half Zip Borg Jacket - Grey

The Very Collection

Half Zip Borg Jacket - Grey

Current sale price is £32

Regular price was £40

(Save £8)

The Very Collection Double Breasted Linen Blazer - Brown

The Very Collection

Double Breasted Linen Blazer - Brown

Current sale price is £33

Regular price was £55

(Save £22)

4.7 out of 5 stars

3 reviews

River Island Relaxed Straight Ripped DK Jeans - Blue

Relaxed Straight Ripped DK Jeans - Blue

Current sale price is £31

Regular price was £49

(Save £18)

HUGO Men's Short Sleeve Linen Blend Shirt - Beige

Men's Short Sleeve Linen Blend Shirt - Beige

Current sale price is £31

Regular price was £59

(Save £28)

The Very Collection 2-in-1 Tie-Neck Tiered Mini Dress - Floral

The Very Collection

2-in-1 Tie-Neck Tiered Mini Dress - Floral

Current sale price is £30

Regular price was £38

(Save £8)

River Island Long Sleeve Stripe Henley Top - Brown

Long Sleeve Stripe Henley Top - Brown

Current sale price is £34

Regular price was £54

(Save £20)

5 out of 5 stars

1 review

River Island Long Sleeve Oversized Blazer - Brown

Long Sleeve Oversized Blazer - Brown

Current sale price is £37

Regular price was £64

(Save £27)

Mango Faux-leather Jacket With Pockets - Maroon

Faux-leather Jacket With Pockets - Maroon

Current sale price is £36

Regular price was £60

(Save £24)

4 out of 5 stars

2 reviews

River Island Beckham Barrel Leg Jeans - Blue

Beckham Barrel Leg Jeans - Blue

Current sale price is £31

Regular price was £52

(Save £21)

Mens Relaxed Fit Centre Logo T-Shirt - White

Current sale price is £31.50

Regular price was £45

(Save £13.50)

5 out of 5 stars

1 review

Jack & Jones Fusion Zip Through Hoodie - Light Grey

Fusion Zip Through Hoodie - Light Grey

Current sale price is £35.50

Regular price was £55

(Save £19.50)

Phoenix Logo Cap - Black

Current sale price is £35

Regular price was £50

(Save £15)

The Very Collection Suedette Pleated Belted Mini Dress - Brown

The Very Collection

Suedette Pleated Belted Mini Dress - Brown

Current sale price is £36

Regular price was £45

(Save £9)

Crocs Classic Big Studded Clogs - Black

Classic Big Studded Clogs - Black

Current sale price is £39

Regular price was £60

(Save £21)

5 out of 5 stars

1 review

River Island Petite Mid Rise Bootcut Bailey Jeans - Black

Petite Mid Rise Bootcut Bailey Jeans - Black

Current sale price is £36.50

Regular price was £46

(Save £9.50)

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.