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The Very Collection Riley Bed with Mattress options (Buy & SAVE!) - Light Grey

Bank Holiday Deal

The Very Collection

Riley Bed with Mattress options (Buy & SAVE!) - Light Grey

Current sale price is From £99

(Save up to £20)

Regular price was From £119

4 out of 5 stars

3 reviews

The Very Collection Hawaii Duo Seat

Bank Holiday Deal

The Very Collection

Hawaii Duo Seat

Current sale price is £68

(Save £22)

Regular price was £90

3 out of 5 stars

1 review

The Very Collection Poppy Accent Chair - FSC® Certified

Bank Holiday Deal

+4 colours+3 colours+2 colours+1 colour

Available in black, natural, grey, pink, moss green, denim blue, rust coloursAvailable in black, natural, grey, pink, moss green, denim blue, rust coloursAvailable in black, natural, grey, pink, moss green, denim blue, rust coloursAvailable in black, natural, grey, pink, moss green, denim blue, rust coloursAvailable in black, natural, grey, pink, moss green, denim blue, rust colours

The Very Collection

Poppy Accent Chair - FSC® Certified

Current sale price is £79

(Save £20)

Regular price was £99

4.6 out of 5 stars

56 reviews

Silentnight Paris Headboard - Woven

Bank Holiday Deal

Available in slate, ebony, sandstone coloursAvailable in slate, ebony, sandstone coloursAvailable in slate, ebony, sandstone coloursAvailable in slate, ebony, sandstone coloursAvailable in slate, ebony, sandstone colours

Paris Headboard - Woven

Current sale price is From £59

(Save up to £44)

Regular price was From £85

4.3 out of 5 stars

245 reviews

Barbour International Quilted Sloane Crossbody Bag - Black

Bank Holiday Deal

Barbour International

Quilted Sloane Crossbody Bag - Black

Current sale price is £66.25

(Save £18.75)

Regular price was £85

4.1 out of 5 stars

21 reviews

Katie Loxton Nova Hand Woven Large Shoulder Bag - Chocolate

Nova Hand Woven Large Shoulder Bag - Chocolate

£80

Vida Designs Chorley 10 Drawer Fabric Chest

Chorley 10 Drawer Fabric Chest

£99

4.7 out of 5 stars

10 reviews

The Very Collection Riley Fabric Single Bed Frame with Mattress Options (Buy & SAVE!) - Blue

Bank Holiday Deal

The Very Collection

Riley Fabric Single Bed Frame with Mattress Options (Buy & SAVE!) - Blue

Current sale price is From £99

(Save up to £20)

Regular price was From £119

3.5 out of 5 stars

12 reviews

The Very Collection Solar Office Chair - Taupe - FSC® Certified

Bank Holiday Deal

The Very Collection

Solar Office Chair - Taupe - FSC® Certified

Current sale price is £79

(Save £40)

Regular price was £119

4.1 out of 5 stars

16 reviews

Valentino Divina Small Pouchette

Divina Small Pouchette

£69

5 out of 5 stars

5 reviews

Barbour International Quilted Sloane Crossbody Bag - Beige

Bank Holiday Deal

Barbour International

Quilted Sloane Crossbody Bag - Beige

Current sale price is £66.25

(Save £18.75)

Regular price was £85

4.3 out of 5 stars

6 reviews

Barbour Olivia Tote Bag - Black

Bank Holiday Deal

Olivia Tote Bag - Black

Current sale price is £54.50

(Save £15.50)

Regular price was £70

The Very Collection Hawaii 3-Piece Bistro Set - Buttermilk

The Very Collection

Hawaii 3-Piece Bistro Set - Buttermilk

£50

4 out of 5 stars

4 reviews

Sweaty Betty Womens Training City Goer Backpack - Beige

Bank Holiday Deal

Womens Training City Goer Backpack - Beige

Current sale price is £64

(Save £31)

Regular price was £95

Tommy Hilfiger Braided Crossover Bag - Nordic Taupe

Bank Holiday Deal

Braided Crossover Bag - Nordic Taupe

Current sale price is £72.90

(Save £47.10)

Regular price was £120

Tommy Jeans Jean Essentials Tote - Black

Bank Holiday Deal

Jean Essentials Tote - Black

Current sale price is £51

(Save £24)

Regular price was £75

AllSaints Izzy Zebra Tote Bag - Black

Bank Holiday Deal

Izzy Zebra Tote Bag - Black

Current sale price is £79.50

(Save £79.50)

Regular price was £159

5 out of 5 stars

1 review

The Very Collection Amalfi Set 2 Folding Chairs- Grey/Blue

Bank Holiday Deal

The Very Collection

Amalfi Set 2 Folding Chairs- Grey/Blue

Current sale price is £55

(Save £10)

Regular price was £65

Valentino Samantha Front Flap Shoulder Bag - Black

Bank Holiday Deal

Samantha Front Flap Shoulder Bag - Black

Current sale price is £90.90

(Save £78.10)

Regular price was £169

Ted Baker Croc Effect Wide Icon Tote Bag - Black

Croc Effect Wide Icon Tote Bag - Black

£65

Barbour International Soft Quilt Mini Soho Crossbody Bag - Brown

Bank Holiday Deal

Barbour International

Soft Quilt Mini Soho Crossbody Bag - Brown

Current sale price is £57.60

(Save £37.40)

Regular price was £95

Katie Loxton Milan Cabin Bag - Light Taupe

Milan Cabin Bag - Light Taupe

£70

5 out of 5 stars

1 review

Barbour International Soft Quilt Mini Soho Crossbody Bag - Black

Bank Holiday Deal

Barbour International

Soft Quilt Mini Soho Crossbody Bag - Black

Current sale price is £74

(Save £21)

Regular price was £95

Ted Baker Faux Raffia Mini Icon Bag

Faux Raffia Mini Icon Bag

£55

Barbour Elm Leather Crossbody Bag - Brown

Bank Holiday Deal

Elm Leather Crossbody Bag - Brown

Current sale price is £93.50

(Save £26.50)

Regular price was £120

FatFace Slouchy Tote - Chocolate Brown

Slouchy Tote - Chocolate Brown

£59.50

Armani Exchange Liz Pebble Crossbody Bag - Black

Bank Holiday Deal

Armani Exchange

Liz Pebble Crossbody Bag - Black

Current sale price is £99

(Save £11)

Regular price was £110

Barbour International Denim Quilted Sloane Crossbody Bag - Blue

Bank Holiday Deal

Barbour International

Denim Quilted Sloane Crossbody Bag - Blue

Current sale price is £76

(Save £19)

Regular price was £95

Armani Exchange Susy Saddle - Beige

Bank Holiday Deal

Armani Exchange

Susy Saddle - Beige

Current sale price is £95

(Save £45)

Regular price was £140

Tommy Hilfiger Icon Chain Shoulder Pouch - Black

Bank Holiday Deal

Icon Chain Shoulder Pouch - Black

Current sale price is £54

(Save £26)

Regular price was £80

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.