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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 31)

H-WASH & DRY 350 H3DPS4866TAMB-80 8kg / 6Kg Washer Dryer, 1400 spin, D Rated - White

Current sale price is £359

IN2FD10CS70WUK Push & Go Freestanding Slimline Dishwasher - White

£299

3 Series WDQA8014EVJM 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer - White

£369

7kg Load, 1200 Spin Freestanding Washing Machine - White

£229

IN2ID10CS80UK Push & Go Integrated Slimline Dishwasher - White

£299

H-WASH & DRY 300 H3D 485DE 8kg Wash / 5kg Dry Washer Dryer with 1400 rpm Spin - White

Current sale price is £349

Series 2 SMS2HVW67G Fullsize, 14-Place Setting Freestanding Dishwasher - 6 programmes, Vario baskets, Vario Drawer, 5 options, 46dB, 9L - White

£499

Smart CBD 485D14-80 Integrated 8Kg / 5Kg Washer Dryer, 1400 rpm, B Rated (Wash Only) - White

From £449

5S Series WD5S1045BW 10.5KG 1400rpm Auto Dosing Freestanding Washer Dryer - White

Current sale price is £479

Push & Go IP 946 PUSH & GO UK 9KG Washing Machine - White

Current sale price is £279

CSOW4966TWMB6-80 9+6kg Smart Pro Inverter - White

£369

Smart CBD 495D14-80 Integrated 9kg / 5kg Washer Dryer, 1400 rpm, B Rated (Wash Only) - White

From £479

BIWDIL75148 7/5kg Integrated Washer Dryer

Current sale price is From £419

BHA6S696M6DB9-80 Integrated 9kg / 6Kg Washer Dryer with 1600 rpm spin, WiFi, White - D Rated (Wash & Dry), A Rated (Wash Only)

Current sale price is From £629

HS642D90WUK Fullsize 14-Place Settings 15-Minute Quick Wash Dishwasher - White

£329

HBDS 4954DMB5-80 Washer Dryer 9/5kg White

Current sale price is From £499

BC4S496M6DB8-80 Integrated 9Kg / 6Kg Washer Dryer, Wifi Connected, 1400 rpm, A Rated (Wash Only) - White

From £479

CBD 485D1E 8kg Wash, 5kg Dry Washer Dryer - White

Current sale price is From £449

TurboWash FWY606WWLN1 10kg Wash, 6kg Dry, 1400 Spin Washer Dryer - White

£679

DFO3T133FUK Fullsize 14-Place Setting Freestanding Dishwasher - White

£399

H-WASH & DRY 350 9kg Wash, 6kg Dry, 1600 Spin Washer Dryer - White

Current sale price is £379

BH4SD696M6DB9-80 Washer Dryer 9/6kg White

Current sale price is From £579

HONBQT5518DK-UK Refrigeration Combi Fridge-Freezer - White

Current sale price is From £679

EWDE761483W 7kg Washer Dryer - White

Current sale price is £399

I-Pro Series 3 HWD100-B14939 9kg/6kg 1400 rpm Spin Washer Dryer - White

Current sale price is £579

HBQW5518DK Refrigeration Combi Fridge Freezer White

Current sale price is From £779

HBDS 4854DMB5-80 Washer Dryer 8/5kg White

Current sale price is From £479

BH4S696M6D9-80 Washer Dryer 9/6kg White

From £499

TurboWash 360 FWY916WBTN1 11kg Wash, 6kg Dry, 1400 Spin Washer Dryer - White

Current sale price is £679

Series 4 KGN362WDFG 60/40, Frost Free, 60cm Wide Fridge Freezer - White

Current sale price is £699

Results: 1 - 30 (of 31)