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Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

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Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected new Fashion, Sports & Beauty

Up to 40% off selected new Fashion, Sports & Beauty

Free delivery

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

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Gifts & Jewellery46

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The Love Collection14

£750 - £10001

£1000 and more4

5 out of 5 stars

4 out of 5 stars

3 out of 5 stars

2 out of 5 stars

1 out of 5 stars

Stainless Steel5

Sterling Silver8

Cubic Zirconia3

Lab Grown Diamond1

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The Love Collection 9ct Yellow Gold Solid Curb Chain Necklace (4mm) 22 inch

The Love Collection

9ct Yellow Gold Solid Curb Chain Necklace (4mm) 22 inch

Current sale price is £1680

Regular price was £2100

(Save £420)

2.5 out of 5 stars

2 reviews

The Love Collection 9ct Yellow Gold Solid Curb Chain Necklace (3.75mm) 20 inch

The Love Collection

9ct Yellow Gold Solid Curb Chain Necklace (3.75mm) 20 inch

Current sale price is £1320

Regular price was £1650

(Save £330)

5 out of 5 stars

1 review

The Love Collection Sterling Silver 20" Curb Necklace Chain

The Love Collection

Sterling Silver 20" Curb Necklace Chain

Current sale price is £54

Regular price was £68

(Save £14)

Mood Two Tone Celestial Charm Necklace

Two Tone Celestial Charm Necklace

Current sale price is £24

Regular price was £30

(Save £6)

The Love Collection 9ct Yellow Gold Solid Curb Chain Necklace (3.75mm) 18 inch

The Love Collection

9ct Yellow Gold Solid Curb Chain Necklace (3.75mm) 18 inch

Current sale price is £1160

Regular price was £1450

(Save £290)

The Love Collection 9ct Yellow Gold 2.8mm Solid Curb Chain Necklace

The Love Collection

9ct Yellow Gold 2.8mm Solid Curb Chain Necklace

Current sale price is £799

Regular price was £999

(Save £200)

Created Brilliance Willow Necklace 9ct Yellow Gold 0.50ct Lab Grown Diamond Petal Necklace 18 Inches

Created Brilliance

Willow Necklace 9ct Yellow Gold 0.50ct Lab Grown Diamond Petal Necklace 18 Inches

Current sale price is £620

Regular price was £775

(Save £155)

The Love Collection 9ct Yellow Gold 1.9mm Solid Curb Chain

The Love Collection

9ct Yellow Gold 1.9mm Solid Curb Chain

Current sale price is £400

Regular price was £500

(Save £100)

Inicio Men's Steel Waterproof Curb Chain Necklace - Gift Pouch

Men's Steel Waterproof Curb Chain Necklace - Gift Pouch

Current sale price is £24

Regular price was £30

(Save £6)

5 out of 5 stars

1 review

The Love Collection 9ct Yellow Gold 2.4mm Solid Figaro Chain

The Love Collection

9ct Yellow Gold 2.4mm Solid Figaro Chain

Current sale price is £712

Regular price was £890

(Save £178)

The Love Collection 9ct Yellow Gold Diamond Cut Chain

The Love Collection

9ct Yellow Gold Diamond Cut Chain

Current sale price is £368

Regular price was £460

(Save £92)

The Love Collection Sterling Silver Curb Chain Cuban (4.75mm) Necklace 20 inch

The Love Collection

Sterling Silver Curb Chain Cuban (4.75mm) Necklace 20 inch

Current sale price is £312

Regular price was £390

(Save £78)

Jon Richard Simply Silver 925 Sterling Silver Tennis Necklace - Gift Pouch

Simply Silver 925 Sterling Silver Tennis Necklace - Gift Pouch

Current sale price is £113

Regular price was £150

(Save £37)

Hot Diamonds Trio Triple Heart Pendant - Rose and Yellow Gold

Trio Triple Heart Pendant - Rose and Yellow Gold

Current sale price is £90

Regular price was £129

(Save £39)

4 out of 5 stars

4 reviews

Diesel Silver Chain Necklace

Silver Chain Necklace

Current sale price is £79

Regular price was £99

(Save £20)

1 out of 5 stars

1 review

The Love Collection 9ct Yellow Gold Box Chain

The Love Collection

9ct Yellow Gold Box Chain

Current sale price is £464

Regular price was £580

(Save £116)

Love DIAMOND 9Ct White Gold Diamond Solitaire Necklace

9Ct White Gold Diamond Solitaire Necklace

Current sale price is £479

Regular price was £599

(Save £120)

3.7 out of 5 stars

3 reviews

Jon Richard Rhodium Plated And Crystal Statement Collar Necklace

Rhodium Plated And Crystal Statement Collar Necklace

Current sale price is £32

Regular price was £40

(Save £8)

Love DIAMOND 9ct White Gold 50 Point Diamond Solitaire Pendant

9ct White Gold 50 Point Diamond Solitaire Pendant

Current sale price is £1199

Regular price was £1499

(Save £300)

4.3 out of 5 stars

6 reviews

Jon Richard Gold Plated Tennis Round Besel Necklace

Gold Plated Tennis Round Besel Necklace

Current sale price is £64

Regular price was £80

(Save £16)

Inicio Men's Steel Waterproof Double row Cross Necklace - Gift Pouch

Men's Steel Waterproof Double row Cross Necklace - Gift Pouch

Current sale price is £24

Regular price was £30

(Save £6)

5 out of 5 stars

1 review

Jon Richard Rhodium Plated And Cubic Zirconia Peardrop Collar Necklace

Rhodium Plated And Cubic Zirconia Peardrop Collar Necklace

Current sale price is £32

Regular price was £40

(Save £8)

The Love Collection Sterling Silver 3mm Rope Chain Necklace

The Love Collection

Sterling Silver 3mm Rope Chain Necklace

Current sale price is £200

Regular price was £250

(Save £50)

5 out of 5 stars

1 review

Jon Richard Silver Plated Tennis Round Besel Necklace

Silver Plated Tennis Round Besel Necklace

Current sale price is £64

Regular price was £80

(Save £16)

Inicio Men's Gold Plated Waterproof Double row Cross Necklace - Gift Pouch

Men's Gold Plated Waterproof Double row Cross Necklace - Gift Pouch

Current sale price is £24

Regular price was £30

(Save £6)

The Love Collection Sterling silver cubic zirconia initial pendant

The Love Collection

Sterling silver cubic zirconia initial pendant

Current sale price is £44

Regular price was £55

(Save £11)

3.7 out of 5 stars

15 reviews

Jon Richard Gold Plated And Oval Link Necklace

Gold Plated And Oval Link Necklace

Current sale price is £20

Regular price was £25

(Save £5)

Hot Diamonds X Jac Jossa Embrace Statement Round Chain - 50cm

X Jac Jossa Embrace Statement Round Chain - 50cm

Current sale price is £55

Regular price was £79

(Save £24)

4.2 out of 5 stars

6 reviews

Jon Richard Gold Plated Crystal Fine Multi Stone Necklace

Gold Plated Crystal Fine Multi Stone Necklace

Current sale price is £24

Regular price was £30

(Save £6)

Inicio Men's Steel Waterproof Snake Chain Necklace - Gift Pouch

Men's Steel Waterproof Snake Chain Necklace - Gift Pouch

Current sale price is £24

Regular price was £30

(Save £6)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.