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Sterling Silver24

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Jon Richard 14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

Current sale price is £36

(Save £4)

Regular price was £40

2 out of 5 stars

2 reviews

Thomas Sabo Ear Studs with White Stones

Ear Studs with White Stones

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

2 reviews

Michael Kors 14K Gold-Plated Sterling Silver Double Layered Pavé Disk Necklace

14K Gold-Plated Sterling Silver Double Layered Pavé Disk Necklace

Current sale price is £108

(Save £27)

Regular price was £135

3 out of 5 stars

2 reviews

The Love Collection Rhodium-Plated Sterling Silver Channel Set Eternity Cubic Zirconia Ring

The Love Collection

Rhodium-Plated Sterling Silver Channel Set Eternity Cubic Zirconia Ring

Current sale price is £28

(Save £12)

Regular price was £40

4.1 out of 5 stars

51 reviews

The Love Collection Sterling Silver Bow CZ Birthstone Stud Earrings

+9 colours+8 colours+7 colours+6 colours+5 colours

Available in april, january, december and 9 more coloursAvailable in april, january, december, september and 8 more coloursAvailable in april, january, december, september, october and 7 more coloursAvailable in april, january, december, september, october, july and 6 more coloursAvailable in april, january, december, september, october, july, june and 5 more colours

The Love Collection

Sterling Silver Bow CZ Birthstone Stud Earrings

Current sale price is £16

(Save £4)

Regular price was £20

Jon Richard Star CZ Ear Climbers

Star CZ Ear Climbers

Current sale price is £18

(Save £2)

Regular price was £20

4.2 out of 5 stars

12 reviews

Jon Richard Gold Plated And Cubic Zirconia Round Tennis Earrings - Gift Boxed

Gold Plated And Cubic Zirconia Round Tennis Earrings - Gift Boxed

Current sale price is £22.50

(Save £2.50)

Regular price was £25

The Love Collection Sterling Silver 3mm CZ Birthstone Stud Earrings

+8 colours+7 colours+6 colours+5 colours+4 colours

Available in april, march, september and 8 more coloursAvailable in april, march, september, december and 7 more coloursAvailable in april, march, september, december, february and 6 more coloursAvailable in april, march, september, december, february, october and 5 more coloursAvailable in april, march, september, december, february, october, june, may, july, august, november colours

The Love Collection

Sterling Silver 3mm CZ Birthstone Stud Earrings

Current sale price is £12.80

(Save £3.20)

Regular price was £16

4.5 out of 5 stars

2 reviews

The Love Collection Sterling Silver Birthstone CZ Rubover Ring

+8 colours+7 colours+6 colours+5 colours+4 colours

Available in april, may, july and 8 more coloursAvailable in april, may, july, january and 7 more coloursAvailable in april, may, july, january, june and 6 more coloursAvailable in april, may, july, january, june, november and 5 more coloursAvailable in april, may, july, january, june, november, february, september, october, march, december colours

The Love Collection

Sterling Silver Birthstone CZ Rubover Ring

Current sale price is £25.50

(Save £6.50)

Regular price was £32

5 out of 5 stars

1 review

Michael Kors 14K Gold Sterling Silver Pave Empire Link Pendant Necklace

14K Gold Sterling Silver Pave Empire Link Pendant Necklace

Current sale price is £62

(Save £27)

Regular price was £89

Thomas Sabo Cosmic Amulet Gold Plated Bl

Cosmic Amulet Gold Plated Bl

Current sale price is £191.20

(Save £47.80)

Regular price was £239

14k Gold-Plated Sterling Silver Logo Slider Bracelet

Current sale price is £63

(Save £26)

Regular price was £89

4.3 out of 5 stars

3 reviews

The Love Collection Sterling Silver and Emerald Cubic Zirconia Ring

The Love Collection

Sterling Silver and Emerald Cubic Zirconia Ring

Current sale price is £24

(Save £6)

Regular price was £30

3.9 out of 5 stars

18 reviews

The Love Collection 9ct Gold Cubic Zirconia Initial Stud Earrings

Available in k, h, i coloursAvailable in k, h, i coloursAvailable in k, h, i coloursAvailable in k, h, i coloursAvailable in k, h, i colours

The Love Collection

9ct Gold Cubic Zirconia Initial Stud Earrings

Current sale price is £49.50

(Save £49.50)

Regular price was £99

Jon Richard Gold Plated Cubic Zirconia Malachite Clover Bracelet

Gold Plated Cubic Zirconia Malachite Clover Bracelet

Current sale price is £27

(Save £3)

Regular price was £30

5 out of 5 stars

1 review

Thomas Sabo Heritage Glam Cocktail Ring

Heritage Glam Cocktail Ring

Current sale price is £144

(Save £36)

Regular price was £180

Michael Kors Sterling Silver Pavé Heart Pendant Necklace

Sterling Silver Pavé Heart Pendant Necklace

Current sale price is £92

(Save £23)

Regular price was £115

3 out of 5 stars

1 review

Hot Diamonds Heart Earrings

Heart Earrings

Current sale price is £63.20

(Save £15.80)

Regular price was £79

1 out of 5 stars

1 review

Thomas Sabo Sterling Silver Together Forever "Small Size" Intertwined Cubic Zirconia Rings Necklace

Sterling Silver Together Forever "Small Size" Intertwined Cubic Zirconia Rings Necklace

Current sale price is £72

(Save £18)

Regular price was £90

3 out of 5 stars

2 reviews

Jon Richard Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

Current sale price is £81

(Save £9)

Regular price was £90

3.9 out of 5 stars

7 reviews

Simply Silver Sterling Silver 925 Polished Station Allway Necklace

Sterling Silver 925 Polished Station Allway Necklace

Current sale price is £58.50

(Save £6.50)

Regular price was £65

Simply Silver Sterling Silver 925 Polished Beaded Edge Spinner Pendant

Sterling Silver 925 Polished Beaded Edge Spinner Pendant

Current sale price is £45

(Save £5)

Regular price was £50

Simply Silver Sterling Silver 925 Polished Textured T Bar Necklace

Sterling Silver 925 Polished Textured T Bar Necklace

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

1 review

Simply Silver Sterling Silver 925 Polished Beaded Heart Pendant

Sterling Silver 925 Polished Beaded Heart Pendant

Current sale price is £36

(Save £4)

Regular price was £40

Jon Richard Interlink Heart Toggle Bracelet

Interlink Heart Toggle Bracelet

Current sale price is £18

(Save £2)

Regular price was £20

1 out of 5 stars

1 review

Simply Silver Sterling Silver 925 Polished and Pave Love Knot Necklace

Sterling Silver 925 Polished and Pave Love Knot Necklace

Current sale price is £31.50

(Save £3.50)

Regular price was £35

Jon Richard Rhodium Plated And Cubic Zirconia Clover Pendant - Gift Box

Rhodium Plated And Cubic Zirconia Clover Pendant - Gift Box

Current sale price is £27

(Save £3)

Regular price was £30

5 out of 5 stars

1 review

Hot Diamonds Star Earrings

Star Earrings

Current sale price is £63.20

(Save £15.80)

Regular price was £79

3.7 out of 5 stars

3 reviews

The Love Collection Gold Plated Sterling Silver Birthstone CZ Rubover Bracelet

+9 colours+8 colours+7 colours+6 colours+5 colours

Available in april, may, january and 9 more coloursAvailable in april, may, january, december and 8 more coloursAvailable in april, may, january, december, july and 7 more coloursAvailable in april, may, january, december, july, september and 6 more coloursAvailable in april, may, january, december, july, september, august and 5 more colours

The Love Collection

Gold Plated Sterling Silver Birthstone CZ Rubover Bracelet

Current sale price is £31

(Save £8)

Regular price was £39

4 out of 5 stars

1 review

Simply Silver Sterling Silver 925 Cubic Zirconia Duo Stone Stud Earrings

Sterling Silver 925 Cubic Zirconia Duo Stone Stud Earrings

Current sale price is £22.50

(Save £2.50)

Regular price was £25

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.