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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 71)

RH60IH413B 59cm 4 Zone Induction Hob with Touch Control in Black

Current sale price is £139

E6432C 60cm Wide Ceramic Hob - Black

Current sale price is £139

Series 2 PUG61RAA5B 60cm Integrated Induction Hob, Touch Control, 4 Zones - Black

Current sale price is £299

Series 2 PKE61RAA8B 60cm Ceramic Hob, Touch Control, 4 Zones - Black

Current sale price is £269

T36FBE1L0, 60cm Induction Hob, Touch Control, 4 zones, Front Bevel, 4.6kW

Current sale price is £399

RH60EH413B 59cm 4 Zone Electric Hob with Touch Control in Black

£139

PAN642IXH 58cm Wide Built-in Hob with FSD - Stainless Steel

From £129

GG773B Gas on Glass, 75cm Gas Hob - Black

Current sale price is £299

HR 620 R H 60cm Wide Ceramic Hob - Black

From £179

PPH60PFNB 60cm Integrated Gas Hob

From £179

HI6401BSC 60cm Induction Hob - Black

Current sale price is £199

HVG6DK3B 60cm 4 Burner Gas Hob with Cast Iron Pan Supports - Black Glass

£299

PNP6B6K40, 60cm Gas Hob, 4 burners, Front control, 4 Dishwasher suitable cast iron pan supports, new standard sword dials, Tempered Glass

Current sale price is £349

RI860C 60cm Built-in Ceramic Hob - Black

From £159

NZ64H37070K/EU 60cm Induction Hob - Black

£369

TS3560FCPNE CleanProtect 60cm Integrated Induction Hob

Current sale price is From £339

GM773XF Gas Hob with 5 Cooking Zones, Wok Burner and Cast Iron Grills, 71cm Wide

Current sale price is £239

Portable Induction Hob, 6 programs, 9 power levels, IH201840

Current sale price is £75

Series 4 PWP611BB5B 60cm Induction Hob - Touch Control, 4 Zones, CombiZone, Frameless - Black

Current sale price is £379

Series 2 PKE611CA3E 60cm Wide Frameless Electric Hob - Black

Current sale price is £245

CHW6LBB 60cm Gas Hob - Black

Current sale price is £129

HGS61SBK 60cm Integrated Gas Hob

From £219

PGP6B5K90, 60cm Gas Hob, 4 burners, 2 Dishwasher suitable cast iron pan supports, new standard sword dials, Front control

Current sale price is £249

TQ1460SNE 60cm Wide Built-In Induction Hob - Black

From £239

PHC961TSIXH 87cm Wide Intergrated Gas Hob - Stainless Steel

Current sale price is From £399

PPH60PFIXUK 60cm Integrated Gas Hob

From £169

HI6421BSC, Bridge Zone, 60cm Induction Hob - Black

Current sale price is £229

HAIH8IFMCF

Current sale price is From £1799

RI161C 60cm Built-In Ceramic Hob - Black

From £169

HGS72SBK 73cm Wide Built-in Gas on Glass Hob - Black

From £349

Results: 1 - 30 (of 71)