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undefined Broderie Maxi Skirt - Black

Bank Holiday Deal

Broderie Maxi Skirt - Black

Current sale price is £49.50

(Save £12.50)

Regular price was £62

4 out of 5 stars

1 review

undefined Miniature Fragrance Collection Gift Set

Bank Holiday Deal

Miniature Fragrance Collection Gift Set

Current sale price is £28

(Save £7)

Regular price was £35

4.7 out of 5 stars

25 reviews

undefined Toy Mini x3 5ml Set 2024

Bank Holiday Deal

Toy Mini x3 5ml Set 2024

Current sale price is £17

(Save £5)

Regular price was £22

4.6 out of 5 stars

15 reviews

undefined Jaxville Custom Design Electric Guitar Package - Reaper

Jaxville Custom Design Electric Guitar Package - Reaper

£119.99

4.9 out of 5 stars

14 reviews

undefined Starfish Metallic Jacquard Shirt

Bank Holiday Deal

Starfish Metallic Jacquard Shirt

Current sale price is £28

(Save £7)

Regular price was £35

4.2 out of 5 stars

5 reviews

undefined Drew & Cole 5 Minute CleverChef

Drew & Cole 5 Minute CleverChef

£39

4.4 out of 5 stars

1k reviews

undefined Crinkle Ring Bandeau Bikini Top - Black

Bank Holiday Deal

Crinkle Ring Bandeau Bikini Top - Black

Current sale price is £14.25

(Save £3.75)

Regular price was £18

4 out of 5 stars

2 reviews

undefined Karaoke SuperKit - Black

Karaoke SuperKit - Black

£109.99

4.4 out of 5 stars

26 reviews

undefined Suede Fringe Cross Body Bag - Black

Suede Fringe Cross Body Bag - Black

£35

4 out of 5 stars

2 reviews

undefined RJ650BT Keyboard Super kit with Bluetooth

RJ650BT Keyboard Super kit with Bluetooth

£129.99

4.4 out of 5 stars

14 reviews

undefined RJ549 RockJam 49-Key Portable Keyboard Piano with Sheet Music Stand & Keynote Stickers

RJ549 RockJam 49-Key Portable Keyboard Piano with Sheet Music Stand & Keynote Stickers

£49.99

4.1 out of 5 stars

28 reviews

undefined Pearl Embellished Cut-Out Sliders - Cream

Pearl Embellished Cut-Out Sliders - Cream

£32

4 out of 5 stars

1 review

undefined Toy Boy 100ml Eau de Parfum

Toy Boy 100ml Eau de Parfum

Current sale price is £72

(Save £19)

Regular price was £91

4.4 out of 5 stars

7 reviews

undefined Toy Boy 30ml Eau de Parfum

Toy Boy 30ml Eau de Parfum

Current sale price is £39

(Save £10)

Regular price was £49

4.8 out of 5 stars

5 reviews

undefined Paisley Tiered Maxi Dress - Multi

Paisley Tiered Maxi Dress - Multi

£55

4 out of 5 stars

1 review

undefined Rechargeable Bluetooth Roll Up Drum Kit with Inbuilt Speakers & Drumsticks

Rechargeable Bluetooth Roll Up Drum Kit with Inbuilt Speakers & Drumsticks

£69.99

4.9 out of 5 stars

8 reviews

undefined Macrame Zip Top Shoulder Bag - Cream

Macrame Zip Top Shoulder Bag - Cream

£45

4 out of 5 stars

1 review

undefined Floral Bandeau Bikini Top - Brown

Floral Bandeau Bikini Top - Brown

£25

4 out of 5 stars

1 review

undefined Metal Bar Loafer - Black

Metal Bar Loafer - Black

£27

4.4 out of 5 stars

5 reviews

undefined Long Sleeve Beach Cover Up Shirt - Green

Long Sleeve Beach Cover Up Shirt - Green

£35

4 out of 5 stars

1 review

undefined Suedette Knot Ballerina Flats

Suedette Knot Ballerina Flats

£22

4 out of 5 stars

1 review

undefined Toy 2 Pearl Eau de Parfum 50ml

Toy 2 Pearl Eau de Parfum 50ml

Current sale price is £62

(Save £10)

Regular price was £72

4 out of 5 stars

3 reviews

undefined Daisy Tie Front Mini Dress - Light Green

Daisy Tie Front Mini Dress - Light Green

£28

4 out of 5 stars

1 review

undefined First Instinct for Women Eau de Parfum 100ml

Abercrombie & Fitch

First Instinct for Women Eau de Parfum 100ml

Current sale price is £28

(Save £5)

Regular price was £33

4.3 out of 5 stars

12 reviews

undefined Embroidered Long Sleeve Shirt - Black

Bank Holiday Deal

Embroidered Long Sleeve Shirt - Black

Current sale price is £33.50

(Save £8.50)

Regular price was £42

4 out of 5 stars

3 reviews

undefined Gold Fresh Couture 30ml Eau de Parfum

Gold Fresh Couture 30ml Eau de Parfum

Current sale price is £35

(Save £9)

Regular price was £44

4.7 out of 5 stars

3 reviews

undefined Toy2 Bubblegum 30ml Eau de Toilette

Toy2 Bubblegum 30ml Eau de Toilette

Current sale price is £37

(Save £9)

Regular price was £46

4.7 out of 5 stars

3 reviews

undefined Authentic For Men Eau de Toilette 100ml

Abercrombie & Fitch

Authentic For Men Eau de Toilette 100ml

£39

4.3 out of 5 stars

7 reviews

undefined Gold Fresh Couture 100ml Eau de Parfum

Gold Fresh Couture 100ml Eau de Parfum

Current sale price is £72

(Save £10)

Regular price was £82

4.2 out of 5 stars

5 reviews

undefined Beyblades Mando Moff

Bank Holiday Deal

Beyblades Mando Moff

Current sale price is £18.99

(Save £6)

Regular price was £24.99

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.