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undefined Chilly Nights 15 Tog DB - White

Chilly Nights 15 Tog DB - White

Current sale price is From £17

(Save up to £12)

Regular price was From £28

4.5 out of 5 stars

93 reviews

undefined Kitchen Aid Onyx Black 125 Stand Mixer

Kitchen Aid Onyx Black 125 Stand Mixer

Current sale price is £369

(Save £180)

Regular price was £549

4.8 out of 5 stars

1.3k reviews

undefined Boys 3 Pack Joggers - Black, Navy And Grey

Boys 3 Pack Joggers - Black, Navy And Grey

From £18

4.3 out of 5 stars

3 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1k reviews

undefined Slouchbag Jumbocord Bean Bag

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, slate grey, platinum, teal, mustard coloursAvailable in black, slate grey, platinum, teal, mustard coloursAvailable in black, slate grey, platinum, teal, mustard coloursAvailable in black, slate grey, platinum, teal, mustard coloursAvailable in black, slate grey, platinum, teal, mustard colours

Slouchbag Jumbocord Bean Bag

Current sale price is £75

(Save £35)

Regular price was £110

4.1 out of 5 stars

83 reviews

undefined Artisan 4.8-Litre Tilt Head Stand Mixer - Pistachio

Artisan 4.8-Litre Tilt Head Stand Mixer - Pistachio

Current sale price is £439

(Save £160)

Regular price was £599

4.9 out of 5 stars

1.4k reviews

undefined Boys 4 Piece Waistcoat, Short Sleeve Shirt, Bow Tie And Short Set - Stone

Boys 4 Piece Waistcoat, Short Sleeve Shirt, Bow Tie And Short Set - Stone

From £36

4 out of 5 stars

1 review

undefined Girls Fleece Lined Raincoat - Multi

Girls Fleece Lined Raincoat - Multi

From £30

4.5 out of 5 stars

2 reviews

undefined Coverless Comfort Waffle 10.5 Tog Bedding Bundle - Grey/White

Coverless Comfort Waffle 10.5 Tog Bedding Bundle - Grey/White

Current sale price is From £35

(Save up to £18)

Regular price was From £47

4 out of 5 stars

3 reviews

undefined Jumbo Cord Snuggle Chair Beanbag

Jumbo Cord Snuggle Chair Beanbag

Current sale price is £95

(Save £20)

Regular price was £115

4.7 out of 5 stars

3 reviews

undefined Super Support 2 Pack Pillow - White

Super Support 2 Pack Pillow - White

Current sale price is £12

(Save £4)

Regular price was £16

4 out of 5 stars

63 reviews

undefined Climate Control 10.5 Tog Duvet- White

Climate Control 10.5 Tog Duvet- White

Current sale price is From £17

(Save up to £18)

Regular price was From £29

4.4 out of 5 stars

29 reviews

undefined Magical Adventures Castle Playset - 4ft Tall

Disney Princess

Magical Adventures Castle Playset - 4ft Tall

Current sale price is £79.99

(Save £80)

Regular price was £159.99

4.6 out of 5 stars

36 reviews

undefined Nail Polish 18 Pack

Disney Princess

Nail Polish 18 Pack

£9.99

4.8 out of 5 stars

26 reviews

undefined Baby Boy Lined Cardigan - Blue

Baby Boy Lined Cardigan - Blue

From £16

4.9 out of 5 stars

23 reviews

undefined Baby Girls Faux Fur Cuddle Suit - Pink

Baby Girls Faux Fur Cuddle Suit - Pink

£24

4.7 out of 5 stars

21 reviews

undefined Velvet Pouffe Beanbag

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in blue, grey, teal, pink, mustard coloursAvailable in blue, grey, teal, pink, mustard coloursAvailable in blue, grey, teal, pink, mustard coloursAvailable in blue, grey, teal, pink, mustard coloursAvailable in blue, grey, teal, pink, mustard colours

Velvet Pouffe Beanbag

Current sale price is £40

(Save £25)

Regular price was £65

4.6 out of 5 stars

18 reviews

undefined Beauty Lace Non Padded Underwire Everyday Minimiser Bra - Black

Beauty Lace Non Padded Underwire Everyday Minimiser Bra - Black

£44

4 out of 5 stars

10 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

433 reviews

undefined Baby Unisex Faux Fur Cuddle Suit - Ivory

Baby Unisex Faux Fur Cuddle Suit - Ivory

£24

4.8 out of 5 stars

23 reviews

undefined Beauty Lace Non Padded Underwire Everyday Minimiser Bra - Nude

Beauty Lace Non Padded Underwire Everyday Minimiser Bra - Nude

£44

4.7 out of 5 stars

15 reviews

undefined Girls Short Sleeve Bow T-Shirt - Cream

Girls Short Sleeve Bow T-Shirt - Cream

From £4

4 out of 5 stars

1 review

undefined Kitchen Aid Mineral Water 125 Stand Mixer

Kitchen Aid Mineral Water 125 Stand Mixer

Current sale price is £409

(Save £140)

Regular price was £549

4.8 out of 5 stars

5 reviews

undefined Goliath Beanbag

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in yellow, grey, blue coloursAvailable in yellow, grey, blue coloursAvailable in yellow, grey, blue coloursAvailable in yellow, grey, blue coloursAvailable in yellow, grey, blue colours

Goliath Beanbag

Current sale price is From £130

(Save up to £35)

Regular price was From £140

4.2 out of 5 stars

5 reviews

undefined Beauty Lace Non Padded Underwire Everyday Minimiser Bra - White

Beauty Lace Non Padded Underwire Everyday Minimiser Bra - White

£44

4.2 out of 5 stars

12 reviews

undefined Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

£24.95

4.6 out of 5 stars

270 reviews

undefined Baby Unisex Lined Cardigan - Ivory

Baby Unisex Lined Cardigan - Ivory

£16

4.9 out of 5 stars

9 reviews

undefined Jacquard Underwired Smoothing Minimiser Bra - Black/Grey

Jacquard Underwired Smoothing Minimiser Bra - Black/Grey

£44

4.6 out of 5 stars

24 reviews

undefined Boys 3 Pack Short Sleeve Palm Print T-Shirts - Multi

Boys 3 Pack Short Sleeve Palm Print T-Shirts - Multi

Current sale price is From £7.50

(Save up to £7.50)

Regular price was From £14

4 out of 5 stars

1 review

undefined Retinol Fix Concentrate Extreme 10%

Retinol Fix Concentrate Extreme 10%

£29.95

4.8 out of 5 stars

264 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.