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undefined Arlington Small Radiator Cover - White

Arlington Small Radiator Cover - White

Current sale price is £35

(Save £4)

Regular price was £39

4.1 out of 5 stars

17 reviews

undefined Roslyn 4 Seater Dining Table With Bench Set

Roslyn 4 Seater Dining Table With Bench Set

£139

4.7 out of 5 stars

19 reviews

undefined Coma Racing Gaming Chair

Coma Racing Gaming Chair

£99

4.8 out of 5 stars

5 reviews

undefined Windsor 2 Drawer Console Table - White

Windsor 2 Drawer Console Table - White

£85

4 out of 5 stars

21 reviews

undefined 3-in-1 Sports Centre

3-in-1 Sports Centre

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.9 out of 5 stars

16 reviews

undefined Roslyn 4 Seater Dining Table With Bench Set

Roslyn 4 Seater Dining Table With Bench Set

£139

4.3 out of 5 stars

7 reviews

undefined Ribbleton Bath Towel 700GSM Cotton

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in blue, dark grey, dark green, stone, white coloursAvailable in blue, dark grey, dark green, stone, white coloursAvailable in blue, dark grey, dark green, stone, white coloursAvailable in blue, dark grey, dark green, stone, white coloursAvailable in blue, dark grey, dark green, stone, white colours

Ribbleton Bath Towel 700GSM Cotton

Current sale price is From £7

(Save up to £9)

Regular price was From £9

4 out of 5 stars

22 reviews

undefined Windsor 3 Drawer Console Table - White

Windsor 3 Drawer Console Table - White

£99

4 out of 5 stars

20 reviews

undefined Arlington Storage Ottoman - White/Oak

Arlington Storage Ottoman - White/Oak

Current sale price is £59

(Save £10)

Regular price was £69

4.3 out of 5 stars

20 reviews

undefined Arlington Medium Radiator Cover - White

Arlington Medium Radiator Cover - White

Current sale price is £45

(Save £10)

Regular price was £55

4.1 out of 5 stars

32 reviews

undefined Medium Black Fit Grill - 25810

Medium Black Fit Grill - 25810

£54

4.5 out of 5 stars

40 reviews

undefined Corona 4 Seater Dining Set

Corona 4 Seater Dining Set

Current sale price is £179

(Save £20)

Regular price was £199

4 out of 5 stars

13 reviews

undefined Cosmo 2 Door TV Unit with LED Lighting - fits up to 60 inch TV - Black

Cosmo 2 Door TV Unit with LED Lighting - fits up to 60 inch TV - Black

£109

4.1 out of 5 stars

9 reviews

undefined Indoor/Outdoor BBQ Grill - 22460

Indoor/Outdoor BBQ Grill - 22460

Current sale price is £113

(Save £6)

Regular price was £119

4.6 out of 5 stars

378 reviews

undefined Leon Storage Ottoman - Black

Leon Storage Ottoman - Black

Current sale price is £59

(Save £10)

Regular price was £69

4.3 out of 5 stars

15 reviews

undefined Marble Rush Adventure Set

Marble Rush Adventure Set

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.7 out of 5 stars

10 reviews

undefined VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.3 out of 5 stars

3 reviews

undefined Brooklyn Nest Of 2 Round Tables

Brooklyn Nest Of 2 Round Tables

Current sale price is £46

(Save £9)

Regular price was £55

4.4 out of 5 stars

10 reviews

undefined Large Black Fit Grill - 25820

Large Black Fit Grill - 25820

£79

4.7 out of 5 stars

47 reviews

undefined Medium Immersa Dishwasher Safe Health Grill - 28310

Medium Immersa Dishwasher Safe Health Grill - 28310

Current sale price is £50

(Save £39)

Regular price was £89

4.6 out of 5 stars

163 reviews

undefined Brooklyn Side Table

Brooklyn Side Table

Current sale price is £19

(Save £16)

Regular price was £35

4.8 out of 5 stars

6 reviews

undefined First Steps Baby Walker - Pink

First Steps Baby Walker - Pink

Current sale price is £29.99

(Save £13)

Regular price was £42.99

4.9 out of 5 stars

56 reviews

undefined KidiZoom Duo FX pink

KidiZoom Duo FX pink

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.6 out of 5 stars

5 reviews

undefined Yorkshire 108 cm Dining Table plus 4 Chairs - Grey

Yorkshire 108 cm Dining Table plus 4 Chairs - Grey

Current sale price is £219

(Save £30)

Regular price was £249

4 out of 5 stars

9 reviews

undefined Riano Compact 2 Drawer Bedside Chest - White

Riano Compact 2 Drawer Bedside Chest - White

Current sale price is £39

(Save £6)

Regular price was £45

4.1 out of 5 stars

14 reviews

undefined Bree 2 Drawer Shoe Cabinet

Bree 2 Drawer Shoe Cabinet

£49

4.5 out of 5 stars

11 reviews

undefined Baby Sort and Discover Drum

Baby Sort and Discover Drum

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.7 out of 5 stars

45 reviews

undefined First Steps Baby Walker

First Steps Baby Walker

Current sale price is £29.99

(Save £13)

Regular price was £42.99

4.7 out of 5 stars

75 reviews

undefined Touch & Learn Activity Desk

Touch & Learn Activity Desk

£69.99

4.1 out of 5 stars

65 reviews

undefined My 1st Gift Set - Pink

My 1st Gift Set - Pink

Current sale price is £16.99

(Save £8)

Regular price was £24.99

4.9 out of 5 stars

35 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.