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undefined 5,000mAh MagSafe Compatible Powerbank with Kick Stand - iPhone 15/14/13/12 Series Compatible, White

5,000mAh MagSafe Compatible Powerbank with Kick Stand - iPhone 15/14/13/12 Series Compatible, White

£39.99

4.5 out of 5 stars

95 reviews

undefined Fitzroy 0-4 Years Child Car Seat - Black/Grey

Fitzroy 0-4 Years Child Car Seat - Black/Grey

£64.99

4.8 out of 5 stars

5 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

1k reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.9 out of 5 stars

347 reviews

undefined Adam Bergen XL Electric Stove in Charcoal Grey with Tall Angled Stove Pipe in Black

Adam Fires & Fireplaces

Adam Bergen XL Electric Stove in Charcoal Grey with Tall Angled Stove Pipe in Black

£360

4.3 out of 5 stars

4 reviews

undefined Ava Metal Safety Gate with Stay-Open Feature (75-81cm) - Charcoal

Ava Metal Safety Gate with Stay-Open Feature (75-81cm) - Charcoal

Current sale price is £26.99

(Save £3)

Regular price was £29.99

4.7 out of 5 stars

33 reviews

undefined Adam Huxley in Pure White & Grey with Sureflame Ripon Electric Stove in Black, 39 Inch

Adam Fires & Fireplaces

Adam Huxley in Pure White & Grey with Sureflame Ripon Electric Stove in Black, 39 Inch

£319

4.3 out of 5 stars

6 reviews

undefined 10,000mAh Powerbank Twin Pack - 3 Port, 15W Output, Fast Charging, Black

10,000mAh Powerbank Twin Pack - 3 Port, 15W Output, Fast Charging, Black

£37.99

4.2 out of 5 stars

5 reviews

undefined Truro Electric Fireplace Suite With Brushed Steel Inset Fire

Adam Fires & Fireplaces

Truro Electric Fireplace Suite With Brushed Steel Inset Fire

£309

4.5 out of 5 stars

50 reviews

undefined Adam Sureflame WM-9505 Electric Wall Mounted Fire with Remote in Grey, 42 Inch

Adam Fires & Fireplaces

Adam Sureflame WM-9505 Electric Wall Mounted Fire with Remote in Grey, 42 Inch

£229

4 out of 5 stars

7 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

272 reviews

undefined SoundForm Kids Headphones

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink colours

SoundForm Kids Headphones

Current sale price is From £14

(Save up to £15.99)

Regular price was £29.99

4.8 out of 5 stars

127 reviews

undefined Magsafe Compatible Wireless Charging Car Vent Mount - iPhone 15/14/13/12 Series Compatible

Magsafe Compatible Wireless Charging Car Vent Mount - iPhone 15/14/13/12 Series Compatible

£44.99

4.4 out of 5 stars

217 reviews

undefined Malmo Unfinished Oak Fire Surround

Adam Fires & Fireplaces

Malmo Unfinished Oak Fire Surround

£129

4.2 out of 5 stars

31 reviews

undefined 3-IN-1 WIRELESS CHARGING STAND WITH MAGSAFE White

3-IN-1 WIRELESS CHARGING STAND WITH MAGSAFE White

Current sale price is £99.99

(Save £40)

Regular price was £139.99

4.6 out of 5 stars

198 reviews

undefined 'Glide & Hide' Xtra-Tall & Xtra-Wide Retractable Mesh Gate (60-140cm) - Black

'Glide & Hide' Xtra-Tall & Xtra-Wide Retractable Mesh Gate (60-140cm) - Black

Current sale price is £40.99

(Save £2)

Regular price was £42.99

4.3 out of 5 stars

3 reviews

undefined Infared 1 Second Fever Alert

Infared 1 Second Fever Alert

Current sale price is £16.99

(Save £3)

Regular price was £19.99

4.3 out of 5 stars

46 reviews

undefined Explore Fabric Playpen - Taupe

Explore Fabric Playpen - Taupe

Current sale price is £64.99

(Save £10)

Regular price was £74.99

4 out of 5 stars

14 reviews

undefined Starlight Stripe Midi Dress - Beige

Starlight Stripe Midi Dress - Beige

£82

4 out of 5 stars

1 review

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.8 out of 5 stars

419 reviews

undefined Vitamin C Fix Concentrate Extreme 15%

Vitamin C Fix Concentrate Extreme 15%

Current sale price is £22

(Save £3)

Regular price was £25

4.8 out of 5 stars

397 reviews

undefined Comet 360° Group 0+/1/2/3 (Birth - 36kg) Rotation Car Seat - Onyx

Comet 360° Group 0+/1/2/3 (Birth - 36kg) Rotation Car Seat - Onyx

£129.99

4.5 out of 5 stars

2 reviews

undefined BoostCharge Pro MagSafe Compatible 15W Qi2 Folding Wireless Charging Pad & Stand - Black

BoostCharge Pro MagSafe Compatible 15W Qi2 Folding Wireless Charging Pad & Stand - Black

£39.99

4.6 out of 5 stars

90 reviews

undefined Fuji 76-150cm I-Size Child Car Seat - Black/Grey

Fuji 76-150cm I-Size Child Car Seat - Black/Grey

£59.99

4.8 out of 5 stars

5 reviews

undefined Soundform Isolate Noise Cancelling Headphones

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, sand coloursAvailable in black, sand coloursAvailable in black, sand coloursAvailable in black, sand coloursAvailable in black, sand colours

Soundform Isolate Noise Cancelling Headphones

£49

4.5 out of 5 stars

161 reviews

undefined 3-IN-1 WIRELESS CHARGING STAND WITH MAGSAFE Black

3-IN-1 WIRELESS CHARGING STAND WITH MAGSAFE Black

Current sale price is £99.99

(Save £40)

Regular price was £139.99

4.6 out of 5 stars

199 reviews

undefined Soundform Rhythm True Wireless Earbuds

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Soundform Rhythm True Wireless Earbuds

£24.99

4.5 out of 5 stars

51 reviews

undefined Luam Blouse - White

Luam Blouse - White

Current sale price is £37.50

(Save £37.50)

Regular price was £75

4 out of 5 stars

1 review

undefined Vitamin C Fix Jelly Eye Patches - 20 pairs

Vitamin C Fix Jelly Eye Patches - 20 pairs

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.6 out of 5 stars

82 reviews

undefined Discovery 6 Playpen - White

Discovery 6 Playpen - White

Current sale price is £99.99

(Save £15)

Regular price was £114.99

4.7 out of 5 stars

13 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.