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Customer Rating 4, addis, amd, beyblade, dune london, gant, inhome, jean paul gaultier, nip plus fab, shire beds, smart

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undefined Tivoli Ortho Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural colours

Tivoli Ortho Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Current sale price is From £249

(Save up to £120)

Regular price was From £329

4.4 out of 5 stars

72 reviews

undefined Le Male edt spray 75ml

Jean Paul Gaultier

Le Male edt spray 75ml

Current sale price is £61

(Save £11)

Regular price was £72

4.4 out of 5 stars

239 reviews

undefined Divine EDP 100ml

Jean Paul Gaultier

Divine EDP 100ml

Current sale price is £125

(Save £14)

Regular price was £139

4.6 out of 5 stars

1.8k reviews

undefined Liberty 1000 Pocket Memory Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Liberty 1000 Pocket Memory Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Current sale price is From £479

(Save up to £250)

Regular price was From £629

4.3 out of 5 stars

6 reviews

undefined Classique 50ml Eau de Toilette

Jean Paul Gaultier

Classique 50ml Eau de Toilette

Current sale price is £69

(Save £17)

Regular price was £86

4.7 out of 5 stars

7 reviews

undefined Tivoli Upholstered Headboard - FSC® Certified

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural colours

Tivoli Upholstered Headboard - FSC® Certified

From £99

4 out of 5 stars

23 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1.1k reviews

undefined Liberty 1000 Pocket Memory Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Liberty 1000 Pocket Memory Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Current sale price is From £479

(Save up to £250)

Regular price was From £629

4.8 out of 5 stars

4 reviews

undefined Divine EDP 30ml

Jean Paul Gaultier

Divine EDP 30ml

Current sale price is £61

(Save £13)

Regular price was £74

4.6 out of 5 stars

1.8k reviews

undefined Liberty 1000 Pocket Memory Mattress

Liberty 1000 Pocket Memory Mattress

Current sale price is From £309

(Save up to £160)

Regular price was From £449

4.2 out of 5 stars

13 reviews

undefined Liberty 1000 Pocket Memory Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified - Navy

Liberty 1000 Pocket Memory Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified - Navy

Current sale price is From £479

(Save up to £250)

Regular price was From £629

4.8 out of 5 stars

9 reviews

undefined Reg Shield Shortsleeve T-Shirt - White

Reg Shield Shortsleeve T-Shirt - White

Current sale price is £32

(Save £8)

Regular price was £40

4.6 out of 5 stars

37 reviews

undefined Le Male edt spray 125ml

Jean Paul Gaultier

Le Male edt spray 125ml

£98

4.4 out of 5 stars

274 reviews

undefined Luno Casual Flatform Sandals - Gold

Luno Casual Flatform Sandals - Gold

Current sale price is £66.50

(Save £28.50)

Regular price was £95

4 out of 5 stars

1 review

undefined Divine EDP 50ml

Jean Paul Gaultier

Divine EDP 50ml

Current sale price is £84

(Save £19)

Regular price was £103

4.6 out of 5 stars

1.8k reviews

undefined Ladies JPG le Classique 100ml EDT

Jean Paul Gaultier

Ladies JPG le Classique 100ml EDT

£94

4.7 out of 5 stars

50 reviews

undefined 50-litre Pedal Bin in Black

50-litre Pedal Bin in Black

£19

4.2 out of 5 stars

164 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

433 reviews

undefined Ceramide Fix Serum 12% 50ml

Ceramide Fix Serum 12% 50ml

£29.95

4.9 out of 5 stars

174 reviews

undefined Deluxe Wide Ironing Board - Dot Design Cover

Deluxe Wide Ironing Board - Dot Design Cover

£65

4.3 out of 5 stars

42 reviews

undefined Reg Shield Shortsleeve T-Shirt - Dark Blue

Reg Shield Shortsleeve T-Shirt - Dark Blue

Current sale price is £32

(Save £8)

Regular price was £40

4.7 out of 5 stars

35 reviews

undefined Sketcher GO!

Sketcher GO!

Current sale price is £26.99

(Save £8)

Regular price was £34.99

4.7 out of 5 stars

3 reviews

undefined Loells Leather Flatform Sandals - Silver

Loells Leather Flatform Sandals - Silver

Current sale price is £66.50

(Save £28.50)

Regular price was £95

4.5 out of 5 stars

4 reviews

undefined Vit C Serum 50ml

Vit C Serum 50ml

£22.95

4.7 out of 5 stars

188 reviews

undefined 50-Litre Pedal Bin

50-Litre Pedal Bin

£20

4.5 out of 5 stars

17 reviews

undefined Regular Fit Shield T-Shirt - Black

Regular Fit Shield T-Shirt - Black

£40

4.6 out of 5 stars

38 reviews

undefined Regular Fit Oxford Shirt - White

Regular Fit Oxford Shirt - White

Current sale price is £76

(Save £19)

Regular price was £95

4.3 out of 5 stars

10 reviews

undefined Expandable Drawer Organiser and Cutlery/Utensil Tray

Expandable Drawer Organiser and Cutlery/Utensil Tray

£17

4.6 out of 5 stars

35 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

£24.95

4.8 out of 5 stars

297 reviews

undefined Relaxed Fit Twil Cargo Shorts - Black

Relaxed Fit Twil Cargo Shorts - Black

Current sale price is £76

(Save £19)

Regular price was £95

4.6 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.