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undefined Square Sunglasses - Black

Square Sunglasses - Black

Current sale price is £148

(Save £37)

Regular price was £185

4.8 out of 5 stars

6 reviews

undefined Stitch 43249

Stitch 43249

Current sale price is £44.99

(Save £15)

Regular price was £59.99

4.8 out of 5 stars

117 reviews

undefined Lilo and Stitch Beach House Building Kit Playset 43268

Lilo and Stitch Beach House Building Kit Playset 43268

Current sale price is £57.99

(Save £22)

Regular price was £79.99

4.8 out of 5 stars

48 reviews

undefined Dot Eau de Parfum -100ml

Dot Eau de Parfum -100ml

Current sale price is £46

(Save £53)

Regular price was £99

4.7 out of 5 stars

438 reviews

undefined Snow White and the Seven Dwarfs’ Cottage 43242

Snow White and the Seven Dwarfs’ Cottage 43242

£189.99

4.8 out of 5 stars

145 reviews

undefined Moana 2 Heihei Buildable Animal Model Kit 43272

Moana 2 Heihei Buildable Animal Model Kit 43272

Current sale price is £26.99

(Save £8)

Regular price was £34.99

4.9 out of 5 stars

48 reviews

undefined Daisy Glow Limited Edition EDT for Women - 50ml

Daisy Glow Limited Edition EDT for Women - 50ml

Current sale price is £58

(Save £15)

Regular price was £73

4.6 out of 5 stars

373 reviews

undefined Disney Lucky & Penny 101 Dalmatians Puppies Set 43271

Disney Lucky & Penny 101 Dalmatians Puppies Set 43271

£19.99

4.9 out of 5 stars

14 reviews

undefined Sunrise Pour Homme Eau de Parfum 60ml

Sunrise Pour Homme Eau de Parfum 60ml

Current sale price is £61

(Save £15)

Regular price was £76

4.7 out of 5 stars

203 reviews

undefined Disney and Pixar’s Toy Story Celebration Train & RC Car 43264

Disney and Pixar’s Toy Story Celebration Train & RC Car 43264

Current sale price is £27.99

(Save £7)

Regular price was £34.99

4.9 out of 5 stars

17 reviews

undefined Perfect Eau De Parfum 50ml

Perfect Eau De Parfum 50ml

Current sale price is £71

(Save £18)

Regular price was £89

4.6 out of 5 stars

2.7k reviews

undefined Sunrise Pour Femme Eau de Parfum 60ml

Sunrise Pour Femme Eau de Parfum 60ml

Current sale price is £75

Regular price was £76

4.6 out of 5 stars

117 reviews

undefined Disney and Pixar’s Cars Mack at the Race 10417

Disney and Pixar’s Cars Mack at the Race 10417

£17.99

4.9 out of 5 stars

12 reviews

undefined Moana’s Adventure Canoe 43270

Moana’s Adventure Canoe 43270

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.9 out of 5 stars

17 reviews

undefined Perfect Eau de Parfum 100ml

Perfect Eau de Parfum 100ml

Current sale price is £99

(Save £19)

Regular price was £118

4.6 out of 5 stars

2.7k reviews

undefined Sunrise Pour Homme Eau de Parfum 100ml

Sunrise Pour Homme Eau de Parfum 100ml

Current sale price is £90

(Save £23)

Regular price was £113

4.7 out of 5 stars

313 reviews

undefined Mickey Mouse Clubhouse & Car 10454

Mickey Mouse Clubhouse & Car 10454

£17.99

4.8 out of 5 stars

9 reviews

undefined Tabitha Control Swimsuit - Red

Tabitha Control Swimsuit - Red

£50

4.7 out of 5 stars

14 reviews

undefined 3 Pack of Mountain Socks - Multi

3 Pack of Mountain Socks - Multi

Current sale price is £14.40

(Save £3.60)

Regular price was £18

4.9 out of 5 stars

25 reviews

undefined Splash Swimsuit - Multi

Splash Swimsuit - Multi

£45

4.7 out of 5 stars

35 reviews

undefined Cinderellas Castle & Horse Carriage 43275

Cinderellas Castle & Horse Carriage 43275

£69.99

4.7 out of 5 stars

12 reviews

undefined Twirling Ariel 43259

Twirling Ariel 43259

£8.99

4.5 out of 5 stars

2 reviews

undefined Perfect Intense Eau de Parfum 30ml

Perfect Intense Eau de Parfum 30ml

Current sale price is £57

(Save £11)

Regular price was £68

4.5 out of 5 stars

1.4k reviews

undefined Sunrise Pour Femme Eau de Parfum 100ml

Sunrise Pour Femme Eau de Parfum 100ml

Current sale price is £90

(Save £23)

Regular price was £113

4.6 out of 5 stars

117 reviews

undefined Patty Footbed Sandal - Beige

Patty Footbed Sandal - Beige

£65

4.3 out of 5 stars

3 reviews

undefined Villains Maleficent’s and Cruella De Vil’s Dresses

Villains Maleficent’s and Cruella De Vil’s Dresses

Current sale price is £44.99

(Save £15)

Regular price was £59.99

4.9 out of 5 stars

26 reviews

undefined Perfect Intense Eau de Parfum 100ml

Perfect Intense Eau de Parfum 100ml

Current sale price is £115

(Save £14)

Regular price was £129

4.5 out of 5 stars

1.4k reviews

undefined Encanto Isabelas Flowerpot 43237

Encanto Isabelas Flowerpot 43237

£39.99

4.8 out of 5 stars

32 reviews

undefined Lulu Stripe Cardigan - Blue

Lulu Stripe Cardigan - Blue

£49

4.9 out of 5 stars

24 reviews

undefined Disney Minnie’s Pet Hotel Building Toy 43274

Disney Minnie’s Pet Hotel Building Toy 43274

£34.99

4.7 out of 5 stars

10 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.