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undefined Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

145 reviews

undefined X5 Essentials Bundle

X5 Essentials Bundle

£609.99

4.7 out of 5 stars

3 reviews

undefined Unisex Hi Top Trainers - Black

Unisex Hi Top Trainers - Black

£65

4.7 out of 5 stars

261 reviews

undefined Facial LED Mask

Facial LED Mask

Current sale price is £99.99

(Save £50.01)

Regular price was £150

4.8 out of 5 stars

107 reviews

undefined Store £50 Gift Card (Digital Download)

Store £50 Gift Card (Digital Download)

£50

4.7 out of 5 stars

128 reviews

undefined VR2

VR2

Current sale price is £389

(Save £140)

Regular price was £529

4.5 out of 5 stars

60 reviews

undefined Aria Ortho Divan - FSC® Certified

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural colours

Aria Ortho Divan - FSC® Certified

From £319

4.5 out of 5 stars

13 reviews

undefined Kids Standard Mattress (Single or Small Double) - Express Delivery

Kids Standard Mattress (Single or Small Double) - Express Delivery

Current sale price is From £85.50

(Save up to £12.50)

Regular price was From £95

4 out of 5 stars

38 reviews

undefined Leather Hi Top Trainers - Black

Leather Hi Top Trainers - Black

Current sale price is From £48

(Save up to £12)

Regular price was From £60

4.6 out of 5 stars

107 reviews

undefined Store £20 Gift Card (Digital Download)

Store £20 Gift Card (Digital Download)

£20

4.7 out of 5 stars

128 reviews

undefined Womens Move Ox Trainers - White

Womens Move Ox Trainers - White

£65

4.5 out of 5 stars

49 reviews

undefined Ryzen 7 7800X3D Processor

Limited Time Deal

Ryzen 7 7800X3D Processor

Current sale price is £349

(Save £50)

Regular price was £399

4.7 out of 5 stars

13 reviews

undefined Galleria 3000 Pocket Pillowtop Mattress

Galleria 3000 Pocket Pillowtop Mattress

From £499

4.6 out of 5 stars

10 reviews

undefined Womens Leather Lift Hi Top Trainers - Black

Womens Leather Lift Hi Top Trainers - Black

Current sale price is £67.50

(Save £22.50)

Regular price was £90

4.6 out of 5 stars

40 reviews

undefined Store £40 Gift Card (Digital Download)

Store £40 Gift Card (Digital Download)

£40

4.8 out of 5 stars

48 reviews

undefined Lila Ortho Mattress - Express Delivery

Lila Ortho Mattress - Express Delivery

Current sale price is From £129

(Save up to £60)

Regular price was From £149

4.2 out of 5 stars

11 reviews

undefined Leather Ox Trainers - Black

Leather Ox Trainers - Black

£55

4.4 out of 5 stars

165 reviews

undefined Viva 1000 Pocket Comfort Mattress

Viva 1000 Pocket Comfort Mattress

From £269

4.8 out of 5 stars

16 reviews

undefined Standard Rolled Kids Single Mattress (90 cm) - Express Delivery Available

Standard Rolled Kids Single Mattress (90 cm) - Express Delivery Available

Current sale price is £89

(Save £10)

Regular price was £99

4 out of 5 stars

277 reviews

undefined Womens Lift Hi Top Trainers - Black/White

Womens Lift Hi Top Trainers - Black/White

£80

4.3 out of 5 stars

85 reviews

undefined X3 5.7K Action Camera

Limited Time Deal

X3 5.7K Action Camera

Current sale price is £279.99

(Save £30)

Regular price was £309.99

4.6 out of 5 stars

15 reviews

undefined Infant Girls OX Trainer - Pink

Infant Girls OX Trainer - Pink

Current sale price is £25.50

(Save £6.50)

Regular price was £32

4.7 out of 5 stars

59 reviews

undefined Store £120 Gift Card (Digital Download)

Store £120 Gift Card (Digital Download)

£120

4.4 out of 5 stars

7 reviews

undefined Womens Run Star Hike Hi Top Trainers - Black

Womens Run Star Hike Hi Top Trainers - Black

£110

4.9 out of 5 stars

25 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Limited Time Deal

Ryzen 7 5700x3D Am4 Retail

Current sale price is £207

(Save £22)

Regular price was £229

4.8 out of 5 stars

6 reviews

undefined Leather Ox Trainers - White

Leather Ox Trainers - White

From £55

4.4 out of 5 stars

245 reviews

undefined Toot-Toot Drivers Enchanted Castle Slide

Toot-Toot Drivers Enchanted Castle Slide

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.2 out of 5 stars

5 reviews

undefined 3-in-1 Sports Centre

3-in-1 Sports Centre

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.9 out of 5 stars

16 reviews

undefined Buttoned Headboard - FSC® Certified

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural coloursAvailable in dark grey, light grey, natural colours

Buttoned Headboard - FSC® Certified

From £189

4.2 out of 5 stars

6 reviews

undefined Canvas Ox Trainers - White

Canvas Ox Trainers - White

£60

4.3 out of 5 stars

26 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.