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undefined vivoactive 5 Music, GPS, WiFi

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple colours

vivoactive 5 Music, GPS, WiFi

Current sale price is From £199

(Save up to £60)

Regular price was From £229

4.5 out of 5 stars

33 reviews

undefined Venu 3S, GPS, Wi-Fi

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in ivory, rose, sage/grey, grey coloursAvailable in ivory, rose, sage/grey, grey coloursAvailable in ivory, rose, sage/grey, grey coloursAvailable in ivory, rose, sage/grey, grey coloursAvailable in ivory, rose, sage/grey, grey colours

Venu 3S, GPS, Wi-Fi

Current sale price is From £339

(Save up to £60)

Regular price was £399

4.4 out of 5 stars

556 reviews

undefined Goldenstar Clog - Chestnut

Goldenstar Clog - Chestnut

£125

4.8 out of 5 stars

48 reviews

undefined Womens Classic Ultra Mini Boots - Sand

Womens Classic Ultra Mini Boots - Sand

£145

4.6 out of 5 stars

41 reviews

undefined fenix 8 - 47 mm, AMOLED, Slate Grey with Black Silicone Band

fenix 8 - 47 mm, AMOLED, Slate Grey with Black Silicone Band

Current sale price is £789

(Save £80)

Regular price was £869

4.4 out of 5 stars

35 reviews

undefined Kindle eReader 16GB (2024) - Black

Kindle eReader 16GB (2024) - Black

£94.99

4.9 out of 5 stars

14 reviews

undefined Fire TV Stick HD (Newest gen), TV Guide with Live TV, Alexa Voice Remote, smart home controls, HD streaming

Fire TV Stick HD (Newest gen), TV Guide with Live TV, Alexa Voice Remote, smart home controls, HD streaming

£39.99

4.6 out of 5 stars

17 reviews

undefined Venu 3, GPS, Wi-Fi

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Venu 3, GPS, Wi-Fi

Current sale price is From £344

(Save up to £55)

Regular price was £399

4.5 out of 5 stars

771 reviews

undefined W Goldenstar Clog - Sand

W Goldenstar Clog - Sand

£125

4 out of 5 stars

4 reviews

undefined Forerunner 165, GPS Running Smartwatch - Black/Slate Grey, WW

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white colours

Forerunner 165, GPS Running Smartwatch - Black/Slate Grey, WW

£249

4.5 out of 5 stars

297 reviews

undefined Goldenstar Clog - Black

Goldenstar Clog - Black

£125

4.9 out of 5 stars

21 reviews

undefined Fire HD 10 Kids Pro Tablet (2023 release), 32GB - Nebula

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in purple, blue coloursAvailable in purple, blue coloursAvailable in purple, blue coloursAvailable in purple, blue coloursAvailable in purple, blue colours

Fire HD 10 Kids Pro Tablet (2023 release), 32GB - Nebula

£199.99

4.9 out of 5 stars

12 reviews

undefined Kindle Paperwhite Signature Edition (32GB) - Metallic Black

Kindle Paperwhite Signature Edition (32GB) - Metallic Black

£189

4.8 out of 5 stars

30 reviews

undefined Fenix 7X Pro Solar - Slate Grey Stainless Steel, Black Band

Fenix 7X Pro Solar - Slate Grey Stainless Steel, Black Band

£569

4.8 out of 5 stars

6 reviews

undefined Fire TV Stick 4K streaming device (Newest gen), TV Guide with Live TV, supports Wi-Fi 6, Dolby Vision/Atmos, HDR10+

Fire TV Stick 4K streaming device (Newest gen), TV Guide with Live TV, supports Wi-Fi 6, Dolby Vision/Atmos, HDR10+

£59.99

4.2 out of 5 stars

9 reviews

undefined Oracle Red bull Racing RB20 F1 Car 42206

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £169.99

(Save £30)

Regular price was £199.99

4.7 out of 5 stars

35 reviews

undefined Kids Classic Ultra Mini Classic Boot - Chestnut

Kids Classic Ultra Mini Classic Boot - Chestnut

From £75

4.9 out of 5 stars

8 reviews

undefined Echo Dot (5th Generation) Smart Speaker

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue colours

Echo Dot (5th Generation) Smart Speaker

£54.99

4.6 out of 5 stars

70 reviews

undefined K-Classic Ultra Mini Platform - Brown

K-Classic Ultra Mini Platform - Brown

£105

4.8 out of 5 stars

18 reviews

undefined Goldenglo Sea Salt Sandal

Goldenglo Sea Salt Sandal

£90

4.5 out of 5 stars

14 reviews

undefined Ferrari SF-24 F1 Car Model Kit 42207

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £169.99

(Save £30)

Regular price was £199.99

4.6 out of 5 stars

53 reviews

undefined McLaren P1 Car Set for Adults 42172

McLaren P1 Car Set for Adults 42172

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4.8 out of 5 stars

111 reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.9 out of 5 stars

351 reviews

undefined fenix 8 - 43 mm, AMOLED, Silver with Whitestone Silicone Band

fenix 8 - 43 mm, AMOLED, Silver with Whitestone Silicone Band

Current sale price is £719

(Save £150)

Regular price was £869

4.1 out of 5 stars

15 reviews

undefined 2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

Current sale price is £126.99

Regular price was £129.99

4.9 out of 5 stars

21 reviews

undefined Ferrari Daytona SP3 42143

Ferrari Daytona SP3 42143

Current sale price is £294.99

(Save £95)

Regular price was £389.99

4.3 out of 5 stars

139 reviews

undefined McLaren Formula 1™ Race Car 42141

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

173 reviews

undefined Forerunner 165 Music, GPS, WiFi, Black/Slate Grey, WW

Forerunner 165 Music, GPS, WiFi, Black/Slate Grey, WW

Current sale price is £249

(Save £40)

Regular price was £289

4.4 out of 5 stars

102 reviews

undefined Forerunner 165 Music, GPS, WiFi, Mist Grey/Whitestone, WW

Forerunner 165 Music, GPS, WiFi, Mist Grey/Whitestone, WW

Current sale price is £249

(Save £40)

Regular price was £289

4.4 out of 5 stars

102 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

1k reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.