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JDY Jdyjanet L/S Blazer Dress Tlr - Black

Jdyjanet L/S Blazer Dress Tlr - Black

Current sale price is £48

(Save £12)

Regular price was £60

3 out of 5 stars

2 reviews

Amblers Mens Safety 008 S3 Src Side Zip Boots - Black

Mens Safety 008 S3 Src Side Zip Boots - Black

£65

4.3 out of 5 stars

9 reviews

Amblers Men's FS214 Steel-Toe-Cap Safety Trainers - Black

Men's FS214 Steel-Toe-Cap Safety Trainers - Black

Current sale price is £41.50

(Save £10.50)

Regular price was £52

3 out of 5 stars

10 reviews

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

JDY Nathalie Long Padded Coat - Black

Nathalie Long Padded Coat - Black

Current sale price is £60

(Save £15)

Regular price was £75

5 out of 5 stars

1 review

JDY Skylar Life Hooded Jacket - Green

Skylar Life Hooded Jacket - Green

£68

4.8 out of 5 stars

4 reviews

JDY Faux Leather Biker Jacket - Black

Faux Leather Biker Jacket - Black

£35

4.3 out of 5 stars

9 reviews

Amblers Men's AS714 Bolt Steel-Toe-Cap Safety Trainers - Black

Men's AS714 Bolt Steel-Toe-Cap Safety Trainers - Black

£62

4.9 out of 5 stars

7 reviews

Amblers Men's FS99 Steel-Toe-Cap Safety Wellington Boots - Black

Men's FS99 Steel-Toe-Cap Safety Wellington Boots - Black

Current sale price is £24

(Save £6)

Regular price was £30

4.8 out of 5 stars

5 reviews

JDY Tailored Button Detail Trouser - Black

Clearance

Tailored Button Detail Trouser - Black

Current sale price is £9

(Save £21)

Regular price was £30

5 out of 5 stars

3 reviews

JDY Water Repellent Padded Coat - Black

Water Repellent Padded Coat - Black

Current sale price is £60

(Save £15)

Regular price was £75

4.5 out of 5 stars

2 reviews

Fossil Grant Chronograph Stainless Steel Watch FS4832 - Black

Grant Chronograph Stainless Steel Watch FS4832 - Black

Current sale price is £125.25

(Save £53.75)

Regular price was £179

4.3 out of 5 stars

4 reviews

JDY Olivia Faux Leather Jacket - Black

Clearance

Olivia Faux Leather Jacket - Black

Current sale price is £19.75

(Save £35.25)

Regular price was £55

JDY High Waist Skirt - Dark Brown

Clearance

High Waist Skirt - Dark Brown

Current sale price is £16

(Save £9)

Regular price was £25

JDY Long Sleeve Velvet Bow Mini Dress - Black

Clearance

Long Sleeve Velvet Bow Mini Dress - Black

Current sale price is £20.25

(Save £11.75)

Regular price was £32

JDY High Waisted Skirt - Black

High Waisted Skirt - Black

Current sale price is £17.50

(Save £7.50)

Regular price was £25

Amblers Mens Safety Fs430 Orca Boots - Black

Mens Safety Fs430 Orca Boots - Black

£82

5 out of 5 stars

5 reviews

JDY Troja Sequin Mini Skirt - Black

Troja Sequin Mini Skirt - Black

Current sale price is £24

(Save £6)

Regular price was £30

4 out of 5 stars

1 review

JDY Dora Short Sleeve Dress - Black

Clearance

Dora Short Sleeve Dress - Black

Current sale price is £26.75

(Save £15.25)

Regular price was £42

1.5 out of 5 stars

2 reviews

JDY Sequin Straight Leg Jersey Trousers - Black

Sequin Straight Leg Jersey Trousers - Black

Current sale price is £28.75

(Save £16.25)

Regular price was £45

4 out of 5 stars

2 reviews

JDY Mio Sleeveless Bubblehem Dress - Black

Mio Sleeveless Bubblehem Dress - Black

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

1 review

Fossil Fossil Womens Raquel Three-Hand Black Leather Watch, ES5470

Fossil Womens Raquel Three-Hand Black Leather Watch, ES5470

£149

Fossil Fossil Mens Everett Colour Pop Green And Brown Leather Strap Bracelet, JA7315998

Fossil Mens Everett Colour Pop Green And Brown Leather Strap Bracelet, JA7315998

£55

Amblers Mens Safety 225 S3 Water Proof Boots - Brown - Black

Mens Safety 225 S3 Water Proof Boots - Brown - Black

£95

5 out of 5 stars

2 reviews

JDY Salud Long Pu Midi Skirt - Black

Salud Long Pu Midi Skirt - Black

Current sale price is £24.25

(Save £13.75)

Regular price was £38

3 out of 5 stars

2 reviews

Fossil Men's Core Multi-strand Black Leather Bracelet, JF03098001

Men's Core Multi-strand Black Leather Bracelet, JF03098001

Current sale price is £52

(Save £13)

Regular price was £65

2.4 out of 5 stars

22 reviews

Lascal Mini BuggyBoard 3D / Red

Mini BuggyBoard 3D / Red

£60

2.7 out of 5 stars

3 reviews

JDY Nomi Long Sleeve High Neck Rose Top - Black

Nomi Long Sleeve High Neck Rose Top - Black

Current sale price is £12

(Save £18)

Regular price was £30

JDY Long Sleeve Sequin Jacket - Black

Clearance

Long Sleeve Sequin Jacket - Black

Current sale price is £35

(Save £20)

Regular price was £55

5 out of 5 stars

1 review

Cooler Master MWE Gold 1250 V2 ATX3.1 A/UK cord Power Supply

MWE Gold 1250 V2 ATX3.1 A/UK cord Power Supply

£180

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.