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undefined 3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

From £289

4.3 out of 5 stars

94 reviews

undefined 3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

From £469

4.6 out of 5 stars

131 reviews

undefined Powerbeats Pro 2 - High-Performance Earbuds

More time to pay with Very Pay

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, beige, purple, orange coloursAvailable in black, beige, purple, orange coloursAvailable in black, beige, purple, orange coloursAvailable in black, beige, purple, orange coloursAvailable in black, beige, purple, orange colours

Powerbeats Pro 2 - High-Performance Earbuds

Current sale price is £199

(Save £50)

Regular price was £249

4.4 out of 5 stars

56 reviews

undefined Solo Buds - True Wireless Earbuds

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red colours

Solo Buds - True Wireless Earbuds

Current sale price is £59

(Save £20)

Regular price was £79

4.2 out of 5 stars

26 reviews

undefined Studio Pro Wireless Headphones

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in navy, black, beige, brown coloursAvailable in navy, black, beige, brown coloursAvailable in navy, black, beige, brown coloursAvailable in navy, black, beige, brown coloursAvailable in navy, black, beige, brown colours

Studio Pro Wireless Headphones

Current sale price is From £199

(Save up to £150)

Regular price was £349

4.6 out of 5 stars

78 reviews

undefined Solo 4 - On-Ear Wireless Headphones - Matt Black

More time to pay with Very Pay

Solo 4 - On-Ear Wireless Headphones - Matt Black

Current sale price is £159

(Save £40)

Regular price was £199

4.8 out of 5 stars

40 reviews

undefined Fragma Mens Lace-Up Shoes

Fragma Mens Lace-Up Shoes

£78

4.3 out of 5 stars

74 reviews

undefined 3S 256GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

3S 256GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

From £379

4.8 out of 5 stars

14 reviews

undefined Girls' Kick Patent T-Bar School Shoes - Black

Girls' Kick Patent T-Bar School Shoes - Black

From £50

4.2 out of 5 stars

216 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

£229

4.8 out of 5 stars

6 reviews

undefined Men's Tovni Lacer Formal Lace Up Shoes - Black

Men's Tovni Lacer Formal Lace Up Shoes - Black

£65

4 out of 5 stars

4 reviews

undefined Studio Buds + - True Wireless Noise Cancelling Earbuds - Transparent

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, ivory, transparent coloursAvailable in black, ivory, transparent coloursAvailable in black, ivory, transparent coloursAvailable in black, ivory, transparent coloursAvailable in black, ivory, transparent colours

Studio Buds + - True Wireless Noise Cancelling Earbuds - Transparent

Current sale price is £119

(Save £60)

Regular price was £179

4.6 out of 5 stars

74 reviews

undefined Kick Hi School Shoes - Black

Kick Hi School Shoes - Black

From £55

4.6 out of 5 stars

126 reviews

undefined Leather Lace-up Kick Lo Core School Shoes - Black

Leather Lace-up Kick Lo Core School Shoes - Black

From £60

4.6 out of 5 stars

159 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1k reviews

undefined Billie Eilish - Eilish 100ml Eau de Parfum

Billie Eilish - Eilish 100ml Eau de Parfum

Current sale price is £45

(Save £11)

Regular price was £56

4.6 out of 5 stars

16 reviews

undefined Kick T Bar Velcro Patent School Shoe - Black

Kick T Bar Velcro Patent School Shoe - Black

From £50

4.3 out of 5 stars

6 reviews

undefined Tovni Leather Lace School Shoes - Black

Tovni Leather Lace School Shoes - Black

From £50

4 out of 5 stars

20 reviews

undefined Boys Fragma Slip-On School Shoes - Black

Boys Fragma Slip-On School Shoes - Black

From £60

4.1 out of 5 stars

41 reviews

undefined Kick Hi Patent School Shoes - Black

Kick Hi Patent School Shoes - Black

From £55

4.3 out of 5 stars

124 reviews

undefined Flex – All-Day Wireless Earphones

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue colours

Flex – All-Day Wireless Earphones

Current sale price is From £59

(Save up to £10)

Regular price was From £69

4 out of 5 stars

167 reviews

undefined Solo 4 On-Ear Wireless Headphones - Slate Blue

More time to pay with Very Pay

Solo 4 On-Ear Wireless Headphones - Slate Blue

Current sale price is £159

(Save £40)

Regular price was £199

4.9 out of 5 stars

36 reviews

undefined Men's Fragma Mens Formal Slip On Shoes - Black

Men's Fragma Mens Formal Slip On Shoes - Black

£78

4.2 out of 5 stars

89 reviews

undefined Billie Eilish 30ml Eau de Parfum

Billie Eilish 30ml Eau de Parfum

Current sale price is £28

(Save £7)

Regular price was £35

4.9 out of 5 stars

9 reviews

undefined Youth Tovni Stack Patent Lace Up School Plimsoll

Youth Tovni Stack Patent Lace Up School Plimsoll

£60

4.5 out of 5 stars

6 reviews

undefined Men's Reasan Strap Leather Formal Slip On Shoe - Black

Men's Reasan Strap Leather Formal Slip On Shoe - Black

£72

4.4 out of 5 stars

14 reviews

undefined Kariko T-Strap Patent Infant School Shoe - Black

Kariko T-Strap Patent Infant School Shoe - Black

£30

4.7 out of 5 stars

6 reviews

undefined Vit C Serum 50ml

Vit C Serum 50ml

£22.95

4.7 out of 5 stars

188 reviews

undefined Body Spray 236ml

Body Spray 236ml

Current sale price is £11

(Save £3)

Regular price was £14

4.5 out of 5 stars

2 reviews

undefined Tovni Hi Lace Up Boots - Black

Tovni Hi Lace Up Boots - Black

£67

4.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.