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Fitbit Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Current sale price is From £77.99

(Save up to £7)

Regular price was From £84

4.4 out of 5 stars

110 reviews

AMD RYZEN 7 9800X3D Processor

RYZEN 7 9800X3D Processor

Current sale price is £475

Regular price was £485

5 out of 5 stars

1 review

Doona Doona+ Car Seat & Stroller Nitro Black

Doona+ Car Seat & Stroller Nitro Black

Current sale price is £280

(Save £19)

Regular price was £299

4.7 out of 5 stars

19 reviews

Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Available in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

£179

3.8 out of 5 stars

180 reviews

JLab Epic Open Sport Wireless Earbuds

Epic Open Sport Wireless Earbuds

Current sale price is £49.99

(Save £29.01)

Regular price was £79

4.7 out of 5 stars

178 reviews

JLab Go Air Pop True Wireless Signature Earbuds

+2 colours+1 colour

Available in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate colours

Go Air Pop True Wireless Signature Earbuds

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.6 out of 5 stars

3.8k reviews

JLab JBuds Lux ANC Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

+1 colour

Available in graphite, green, purple, white coloursAvailable in graphite, green, purple, white coloursAvailable in graphite, green, purple, white coloursAvailable in graphite, green, purple, white coloursAvailable in graphite, green, purple, white colours

JBuds Lux ANC Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

Current sale price is £49.99

(Save £29.01)

Regular price was £79

4.7 out of 5 stars

2.7k reviews

Doona DoonaX Infant Car Seat - Nitro Black

DoonaX Infant Car Seat - Nitro Black

£499

5 out of 5 stars

3 reviews

JLab GO Air Sport True Wireless Headphones

Available in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow colours

GO Air Sport True Wireless Headphones

Current sale price is £24.99

(Save £5)

Regular price was £29.99

4.2 out of 5 stars

1.5k reviews

JLab JBuds Air Sport ANC 4 True Wireless Earbuds- Black

JBuds Air Sport ANC 4 True Wireless Earbuds- Black

Current sale price is £49.99

(Save £19.01)

Regular price was £69

4.5 out of 5 stars

3.9k reviews

AMD Ryzen 9 9950X Desktop Processor

Ryzen 9 9950X Desktop Processor

£555

AMD Ryzen 7 7800X3D Processor

Ryzen 7 7800X3D Processor

£395

4.7 out of 5 stars

13 reviews

OFFICE Flourish Mary Jane Ballerina - Black

Flourish Mary Jane Ballerina - Black

Current sale price is £24

(Save £6)

Regular price was £30

JLab JBuds Flex

JBuds Flex

Current sale price is £39.99

(Save £9.01)

Regular price was £49

4.5 out of 5 stars

1.3k reviews

Fitbit Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

£179

3.2 out of 5 stars

11 reviews

Fitbit Charge 6 - Obsidian Band / Black Aluminum Case

Charge 6 - Obsidian Band / Black Aluminum Case

£139

4.5 out of 5 stars

89 reviews

JLab Go Pop ANC True Wireless Earbuds

+1 colour

Available in black, fuchsia, teal, purple coloursAvailable in black, fuchsia, teal, purple coloursAvailable in black, fuchsia, teal, purple coloursAvailable in black, fuchsia, teal, purple coloursAvailable in black, fuchsia, teal, purple colours

Go Pop ANC True Wireless Earbuds

£29.99

4.5 out of 5 stars

1.9k reviews

AMD Ryzen 7 5700X Processor

Ryzen 7 5700X Processor

£245

5 out of 5 stars

5 reviews

JLab JBuds Pods ANC True Wireless Earbuds - Black

JBuds Pods ANC True Wireless Earbuds - Black

Current sale price is £29.99

(Save £29.01)

Regular price was £59

AMD Ryzen 5 5600G Processor

Ryzen 5 5600G Processor

Current sale price is £149

(Save £126)

Regular price was £275

5 out of 5 stars

6 reviews

OFFICE Melba Multi Strap And Buckle Slingback Court Shoes - Black

Melba Multi Strap And Buckle Slingback Court Shoes - Black

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

2 reviews

OFFICE Angelica Leather Chelsea Ankle Boot - Black

Angelica Leather Chelsea Ankle Boot - Black

Current sale price is £68

(Save £12)

Regular price was £80

3.3 out of 5 stars

3 reviews

OFFICE Kaci Chunky Knee High Boot - Black

Kaci Chunky Knee High Boot - Black

£80

5 out of 5 stars

1 review

OFFICE Finsbury Chunky Loafer - Black

Finsbury Chunky Loafer - Black

Current sale price is £42.50

(Save £7.50)

Regular price was £50

AMD Ryzen 5 9600X Desktop Processor

Ryzen 5 9600X Desktop Processor

£215

5 out of 5 stars

1 review

AMD Ryzen 9 9900X Desktop Processor

Ryzen 9 9900X Desktop Processor

£395

5 out of 5 stars

1 review

JLab Epic Air Sport ANC 3 True Wireless Earbuds- Black

Epic Air Sport ANC 3 True Wireless Earbuds- Black

Current sale price is £79.99

(Save £19.01)

Regular price was £99

4.3 out of 5 stars

973 reviews

OFFICE Kallie Set Back High Heel Leather Knee Boot - Black

Kallie Set Back High Heel Leather Knee Boot - Black

Current sale price is £84

(Save £21)

Regular price was £105

4.5 out of 5 stars

2 reviews

OFFICE Alessia Kitten Heel Boots - Black

Alessia Kitten Heel Boots - Black

Current sale price is £40

(Save £10)

Regular price was £50

3 out of 5 stars

3 reviews

Doona Doona+ Isofix Base

Doona+ Isofix Base

£140

5 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.