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undefined 3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

From £289

4.3 out of 5 stars

94 reviews

undefined Muscle Relief Memory Mattress

Muscle Relief Memory Mattress

Current sale price is From £189

(Save up to £60)

Regular price was From £229

4.8 out of 5 stars

52 reviews

undefined 3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

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(Save up to £150)

Regular price was From £619

4.6 out of 5 stars

130 reviews

undefined Natural Cashmere Pocket Mattress

Natural Cashmere Pocket Mattress

Current sale price is From £189

(Save up to £150)

Regular price was From £309

4.4 out of 5 stars

23 reviews

undefined Foam Rolled Mattress

Foam Rolled Mattress

Current sale price is From £99

(Save up to £30)

Regular price was From £119

4.5 out of 5 stars

149 reviews

undefined Chesterfield Linen Ottoman Side Storage Bed

Chesterfield Linen Ottoman Side Storage Bed

Current sale price is From £299

(Save up to £180)

Regular price was From £349

4.6 out of 5 stars

38 reviews

undefined 500 Memory Foam Hybrid Mattress

500 Memory Foam Hybrid Mattress

From £119

4.5 out of 5 stars

19 reviews

undefined Temperature Control Mattress

Temperature Control Mattress

From £259

4.1 out of 5 stars

8 reviews

undefined 3S 256GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

3S 256GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

From £379

4.8 out of 5 stars

13 reviews

undefined Ortho Relief Rolled Mattress

Ortho Relief Rolled Mattress

From £249

4.6 out of 5 stars

879 reviews

undefined Cashmere 3000 Pocket Mattress

Cashmere 3000 Pocket Mattress

Current sale price is From £309

(Save up to £120)

Regular price was From £399

4.1 out of 5 stars

37 reviews

undefined Chesterfield Ottoman Storage Bed - Black

Chesterfield Ottoman Storage Bed - Black

From £349

4.1 out of 5 stars

51 reviews

undefined Series 13 Black Smart Watch

Series 13 Black Smart Watch

Current sale price is £26

(Save £38.95)

Regular price was £64.95

4 out of 5 stars

9 reviews

undefined Essential Memory Rolled Mattress

Essential Memory Rolled Mattress

Current sale price is From £139

(Save up to £50)

Regular price was From £169

4.6 out of 5 stars

702 reviews

undefined Kitchen Aid Onyx Black 125 Stand Mixer

Kitchen Aid Onyx Black 125 Stand Mixer

Current sale price is £358

(Save £191)

Regular price was £549

4.8 out of 5 stars

1.3k reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

1k reviews

undefined End Lift Up Linen Ottoman Bed - Natural

End Lift Up Linen Ottoman Bed - Natural

From £299

4.5 out of 5 stars

275 reviews

undefined Ryzen 7 7800X3D Processor

Ryzen 7 7800X3D Processor

Current sale price is £399

(Save £50)

Regular price was £449

4.7 out of 5 stars

13 reviews

undefined Billie Eilish - Eilish 100ml Eau de Parfum

Billie Eilish - Eilish 100ml Eau de Parfum

Current sale price is £44

(Save £12)

Regular price was £56

4.6 out of 5 stars

16 reviews

undefined Classic Bonnell Handcrafted Mattress

Classic Bonnell Handcrafted Mattress

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(Save up to £60)

Regular price was From £129

4.4 out of 5 stars

140 reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.9 out of 5 stars

347 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

£229

4.8 out of 5 stars

6 reviews

undefined Artisan 4.8-Litre Tilt Head Stand Mixer - Pistachio

Artisan 4.8-Litre Tilt Head Stand Mixer - Pistachio

Current sale price is £439

(Save £160)

Regular price was £599

4.9 out of 5 stars

1.4k reviews

undefined Rosella Soft Velvet Bed Frame - Cream

Rosella Soft Velvet Bed Frame - Cream

From £199

4.9 out of 5 stars

8 reviews

undefined 1000 Pocket+ Memory Mattress

1000 Pocket+ Memory Mattress

From £219

4.3 out of 5 stars

60 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

272 reviews

undefined 5000 Pocket Wool, Cashmere & Silk Mattress

5000 Pocket Wool, Cashmere & Silk Mattress

Current sale price is From £439

(Save up to £240)

Regular price was From £599

4.5 out of 5 stars

8 reviews

undefined Contour Silver 125 Stand Mixer

Contour Silver 125 Stand Mixer

Current sale price is £399

(Save £150)

Regular price was £549

4.8 out of 5 stars

1.3k reviews

undefined Artisan 4.8-Litre Tilt Head Stand Mixer - Cream

Artisan 4.8-Litre Tilt Head Stand Mixer - Cream

Current sale price is £439

(Save £110)

Regular price was £549

4.9 out of 5 stars

3k reviews

undefined End Lift Up Linen Ottoman Bed - Black

End Lift Up Linen Ottoman Bed - Black

From £299

4.5 out of 5 stars

229 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.