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undefined X5 Essentials Bundle

X5 Essentials Bundle

£609.99

4.8 out of 5 stars

4 reviews

undefined Gatsby Storage Ottoman Bed

Gatsby Storage Ottoman Bed

From £529

4.8 out of 5 stars

8 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

Current sale price is £209

(Save £20)

Regular price was £229

4.8 out of 5 stars

6 reviews

undefined Gatsby Fabric Bed - Grey

Gatsby Fabric Bed - Grey

Current sale price is From £349

(Save up to £80)

Regular price was From £429

4.3 out of 5 stars

15 reviews

undefined Bali Ottoman Storage Bed

Bali Ottoman Storage Bed

Current sale price is From £449

(Save up to £130)

Regular price was From £539

4 out of 5 stars

2 reviews

undefined Amsterdam Solid Oak/Oak Veneer Oak Bed Frame

Amsterdam Solid Oak/Oak Veneer Oak Bed Frame

From £619

4.8 out of 5 stars

8 reviews

undefined X3 5.7K Action Camera

X3 5.7K Action Camera

£309.99

4.6 out of 5 stars

15 reviews

undefined Camile Bed Frame

Camile Bed Frame

From £589

4.8 out of 5 stars

8 reviews

undefined Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £154.99

(Save £45)

Regular price was £199.99

4.7 out of 5 stars

152 reviews

undefined Wilton Fabric 4 Drawer Storage Bed

Wilton Fabric 4 Drawer Storage Bed

From £649

4.1 out of 5 stars

7 reviews

undefined Camper Van Bunk Bed

Camper Van Bunk Bed

£649

4 out of 5 stars

2 reviews

undefined Bali 6 Drawer Wide Chest

Bali 6 Drawer Wide Chest

Current sale price is £259

(Save £90)

Regular price was £349

4 out of 5 stars

4 reviews

undefined Bali Bookcase Bed

Bali Bookcase Bed

From £399

4.4 out of 5 stars

10 reviews

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £99.99

(Save £5)

Regular price was £104.99

4.9 out of 5 stars

50 reviews

undefined Palais Full Length Dress Mirror

Palais Full Length Dress Mirror

£65

4.7 out of 5 stars

22 reviews

undefined Newport 109 cm Dining Table Set + Bench and Corner Storage Bench - White

Newport 109 cm Dining Table Set + Bench and Corner Storage Bench - White

Current sale price is £359

(Save £40)

Regular price was £399

4 out of 5 stars

25 reviews

undefined Transformers Bumblebee Model Set 10338

Transformers Bumblebee Model Set 10338

£62.99

4.5 out of 5 stars

166 reviews

undefined Coxmoor 118 cm Solid Oak Dining Table + 2 Chairs and 1 Bench

Coxmoor 118 cm Solid Oak Dining Table + 2 Chairs and 1 Bench

Current sale price is £369

(Save £100)

Regular price was £469

4 out of 5 stars

2 reviews

undefined The Lord of the Rings: Balrog Book Nook 10367

The Lord of the Rings: Balrog Book Nook 10367

Current sale price is £89.99

(Save £20)

Regular price was £109.99

4 out of 5 stars

42 reviews

undefined Coxmoor 118 cm Solid Oak Dining Table

Coxmoor 118 cm Solid Oak Dining Table

Current sale price is £165

(Save £44)

Regular price was £209

4 out of 5 stars

4 reviews

undefined Spa Chemical Starter Kit

Spa Chemical Starter Kit

£29.99

4.8 out of 5 stars

188 reviews

undefined 1kg - 20g Multi Tabs

1kg - 20g Multi Tabs

£19.99

4.8 out of 5 stars

199 reviews

undefined Coxmoor Nest Of Tables

Coxmoor Nest Of Tables

Current sale price is £115

(Save £34)

Regular price was £149

4.6 out of 5 stars

23 reviews

undefined Coxmoor 101 cm Solid Oak Bench

Coxmoor 101 cm Solid Oak Bench

Current sale price is £85

(Save £14)

Regular price was £99

4.5 out of 5 stars

12 reviews

undefined Coxmoor 118 cm Solid Oak Dining Table + 2 Chairs + Bench

Coxmoor 118 cm Solid Oak Dining Table + 2 Chairs + Bench

Current sale price is £359

(Save £110)

Regular price was £469

4.1 out of 5 stars

11 reviews

undefined Capri Fabric Bed Frame with Drawers

Capri Fabric Bed Frame with Drawers

Current sale price is From £435

(Save up to £64)

Regular price was From £499

4.4 out of 5 stars

20 reviews

undefined Williams Racing FW14B & Nigel Mansell 10353

Williams Racing FW14B & Nigel Mansell 10353

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.8 out of 5 stars

69 reviews

undefined Pair Of Luxe Velvet Dining Chairs - Grey

Pair Of Luxe Velvet Dining Chairs - Grey

Current sale price is £219

(Save £30)

Regular price was £249

4.7 out of 5 stars

3 reviews

undefined Sorrento High Headboard Bed - Slate Linen

Sorrento High Headboard Bed - Slate Linen

From £359

4.3 out of 5 stars

7 reviews

undefined Canterbury Round To Oval Extending Table

Canterbury Round To Oval Extending Table

£299

4.6 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.