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undefined Ultimate Strapless Bra - Skin

Ultimate Strapless Bra - Skin

£48

4.1 out of 5 stars

180 reviews

undefined Toy Mini x3 5ml Set 2024

Bank Holiday Deal

Toy Mini x3 5ml Set 2024

Current sale price is £17

(Save £5)

Regular price was £22

4.6 out of 5 stars

15 reviews

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Bank Holiday Deal

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £99.99

(Save £5)

Regular price was £104.99

4.9 out of 5 stars

50 reviews

undefined Miniature Fragrance Collection Gift Set

Bank Holiday Deal

Miniature Fragrance Collection Gift Set

Current sale price is £28

(Save £7)

Regular price was £35

4.7 out of 5 stars

25 reviews

undefined Ultimate Strapless Bra - Black

Ultimate Strapless Bra - Black

£48

4.1 out of 5 stars

175 reviews

undefined Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £154.99

(Save £45)

Regular price was £199.99

4.7 out of 5 stars

152 reviews

undefined Meta Quest 2, 3 and 3S Head Strap Power Bank

Meta Quest 2, 3 and 3S Head Strap Power Bank

£41.99

4.8 out of 5 stars

8 reviews

undefined Portal Starter Kit

Portal Starter Kit

£14.99

4.9 out of 5 stars

19 reviews

undefined Cool Water Man Eau de Toilette

Bank Holiday Deal

Cool Water Man Eau de Toilette

Current sale price is From £22

(Save up to £43)

Regular price was From £32

4.5 out of 5 stars

180 reviews

undefined 14 Inch Avengers Bike

Marvel Avengers

14 Inch Avengers Bike

£149.99

4.6 out of 5 stars

5 reviews

undefined Iron Man Avengers Legends Gear 2 Premium Electronic Helmet with Light FX

Marvel Avengers

Iron Man Avengers Legends Gear 2 Premium Electronic Helmet with Light FX

£104.99

4.3 out of 5 stars

4 reviews

undefined Refined Glamour Ultimate Strapless Bra - Cream

Refined Glamour Ultimate Strapless Bra - Cream

£49

4.4 out of 5 stars

5 reviews

undefined Ultimate Silhouette Ultimate Backless Bra - Beige

Ultimate Silhouette Ultimate Backless Bra - Beige

£49

4 out of 5 stars

2 reviews

undefined Toy Boy 30ml Eau de Parfum

Toy Boy 30ml Eau de Parfum

Current sale price is £39

(Save £10)

Regular price was £49

4.8 out of 5 stars

5 reviews

undefined Toy Boy 100ml Eau de Parfum

Toy Boy 100ml Eau de Parfum

Current sale price is £72

(Save £19)

Regular price was £91

4.4 out of 5 stars

7 reviews

undefined London Skyline Model Building Set 21034

LEGO Architecture

London Skyline Model Building Set 21034

£27.99

4.2 out of 5 stars

23 reviews

undefined Led Streaming Microphone

Led Streaming Microphone

£29.99

4.4 out of 5 stars

7 reviews

undefined White Ps5 Twin Docking Station

White Ps5 Twin Docking Station

Current sale price is £13.99

(Save £2)

Regular price was £15.99

4 out of 5 stars

32 reviews

undefined Cool Elixir for Men, 100ml

Cool Elixir for Men, 100ml

£87

4.6 out of 5 stars

1.1k reviews

undefined Customisation Kit for PS5 Edge Controller

Customisation Kit for PS5 Edge Controller

£24.99

4.7 out of 5 stars

3 reviews

undefined Paris

LEGO Architecture

Paris

£44.99

4.7 out of 5 stars

43 reviews

undefined Series X LED Stand

Series X LED Stand

£25.99

4.1 out of 5 stars

25 reviews

undefined Cool Water Intense Man Eau de Parfum

Bank Holiday Deal

Cool Water Intense Man Eau de Parfum

Current sale price is From £29

(Save up to £25)

Regular price was From £47

4.4 out of 5 stars

64 reviews

undefined MixMashers Marvel Avengers Hulk

Marvel Avengers

MixMashers Marvel Avengers Hulk

Current sale price is £11.99

(Save £5)

Regular price was £16.99

4.8 out of 5 stars

92 reviews

undefined Full Effect Bra - Black

Full Effect Bra - Black

£39

4.6 out of 5 stars

26 reviews

undefined Cool Water Woman 100ml Eau de Toilette

Bank Holiday Deal

Cool Water Woman 100ml Eau de Toilette

Current sale price is From £30

(Save up to £20)

Regular price was From £34

4.4 out of 5 stars

10 reviews

undefined Cool Elixir for Men, 50ml

Cool Elixir for Men, 50ml

Current sale price is £52

(Save £10)

Regular price was £62

4.6 out of 5 stars

1.1k reviews

undefined Toy 2 Pearl Eau de Parfum 50ml

Toy 2 Pearl Eau de Parfum 50ml

Current sale price is £62

(Save £10)

Regular price was £72

4 out of 5 stars

3 reviews

undefined Ryzen 5 4500 Processor

Ryzen 5 4500 Processor

£129

4.5 out of 5 stars

4 reviews

undefined AVN Titan Hero DLX Hulk

Marvel Avengers

AVN Titan Hero DLX Hulk

£18.99

4.7 out of 5 stars

56 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.