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The Inside Edit3

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AMD RYZEN 7 9800X3D Processor

RYZEN 7 9800X3D Processor

Current sale price is £475

Regular price was £485

5 out of 5 stars

1 review

Sharp 70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

Current sale price is £459

Regular price was £479

3.8 out of 5 stars

18 reviews

AMD Ryzen 7 7800X3D Processor

Ryzen 7 7800X3D Processor

£395

4.7 out of 5 stars

13 reviews

AMD Ryzen 7 5700X Processor

Ryzen 7 5700X Processor

£245

5 out of 5 stars

5 reviews

Sonos Era 100

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Era 100

£199

4.8 out of 5 stars

31 reviews

Nothing Phone 3a 8/128GB Black

Phone 3a 8/128GB Black

Current sale price is £279

(Save £50)

Regular price was £329

5 out of 5 stars

1 review

Sonos Ray Soundbar

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Ray Soundbar

£199

4.4 out of 5 stars

14 reviews

Sharp 50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

Current sale price is £249

Regular price was £258

3.7 out of 5 stars

7 reviews

Sonos Arc Ultra & Sub (Gen4) Bundle

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Arc Ultra & Sub (Gen4) Bundle

£1798

5 out of 5 stars

1 review

Reebok GR One Series Rower

GR One Series Rower

Current sale price is £324.50

(Save £175.49)

Regular price was £499.99

2.6 out of 5 stars

16 reviews

Reebok Womens Lite 4 Running Shoes - Black

Womens Lite 4 Running Shoes - Black

Current sale price is £22.50

(Save £27.50)

Regular price was £50

5 out of 5 stars

1 review

Sonos Beam Gen 2

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Beam Gen 2

£449

4.6 out of 5 stars

45 reviews

Reebok Womens Walking Work N Cushion 40 Trainers - Black

Womens Walking Work N Cushion 40 Trainers - Black

Current sale price is £31

(Save £24)

Regular price was £55

4.6 out of 5 stars

278 reviews

AMD Ryzen 9 9950X Desktop Processor

Ryzen 9 9950X Desktop Processor

£555

Reebok Kids Court Advance Elastic & Top Strap Trainers - Black

Kids Court Advance Elastic & Top Strap Trainers - Black

Current sale price is £22.40

(Save £17.60)

Regular price was £40

AMD Ryzen 7 9700X Desktop Processor

Ryzen 7 9700X Desktop Processor

£315

5 out of 5 stars

3 reviews

Sonos Arc Ultra

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Arc Ultra

£999

4.9 out of 5 stars

7 reviews

Nothing Phone 3a 12/256GB Black

Phone 3a 12/256GB Black

Current sale price is £329

(Save £50)

Regular price was £379

5 out of 5 stars

2 reviews

Nothing Headphone (1) Black

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Headphone (1) Black

Current sale price is £249

(Save £50)

Regular price was £299

4 out of 5 stars

2 reviews

AMD Ryzen 9 9900X Desktop Processor

Ryzen 9 9900X Desktop Processor

£395

5 out of 5 stars

1 review

Nothing Phone 3a Pro 12/256GB Black

Phone 3a Pro 12/256GB Black

Current sale price is £399

(Save £50)

Regular price was £449

3.4 out of 5 stars

5 reviews

Sonos Era 100 Wireless Smart Speaker Bundle x2 Speakers

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Era 100 Wireless Smart Speaker Bundle x2 Speakers

£398

4.3 out of 5 stars

7 reviews

Sharp Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

£299

Dare 2b Mens Skiing Freeride Ii Jacket - Black

Mens Skiing Freeride Ii Jacket - Black

Current sale price is £60

(Save £40)

Regular price was £100

Dare 2b Womens Skiing Blindside II Jacket - Black

Womens Skiing Blindside II Jacket - Black

Current sale price is £88

(Save £22)

Regular price was £110

5 out of 5 stars

1 review

Reebok Mens Lite 4 Running Shoe - Black/white

Mens Lite 4 Running Shoe - Black/white

Current sale price is £28

(Save £22)

Regular price was £50

Sharp DR-450 Digital Radio

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

DR-450 Digital Radio

£74.99

1 out of 5 stars

1 review

AMD Ryzen 5 9600X Desktop Processor

Ryzen 5 9600X Desktop Processor

£215

5 out of 5 stars

1 review

Nothing Phone (3) 16+512GB Black

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Phone (3) 16+512GB Black

Current sale price is From £790

(Save up to £109)

Regular price was £899

1 out of 5 stars

1 review

AMD Ryzen 5 7600X 6 Core Processor

Ryzen 5 7600X 6 Core Processor

£195

5 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.