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undefined Venice Crossbody Messenger Bag - Black

Armani Exchange

Venice Crossbody Messenger Bag - Black

Current sale price is £76

(Save £19)

Regular price was £95

undefined Rectangle Sunglasses - Black

Armani Exchange

Rectangle Sunglasses - Black

Current sale price is £59.07

(Save £27.93)

Regular price was £87

4.7 out of 5 stars

3 reviews

Armani Exchange

Logo Flat Sandals - Black

Current sale price is £98

(Save £42)

Regular price was £140

undefined Sliders - Black

Armani Exchange

Sliders - Black

Current sale price is £40.80

(Save £19.20)

Regular price was £60

undefined Leather Cross Body Bag - Black

Armani Exchange

Leather Cross Body Bag - Black

Current sale price is £64.60

(Save £30.40)

Regular price was £95

5 out of 5 stars

2 reviews

undefined Men's Chronograph Black Stainless Steel Watch [AX2864]

Armani Exchange

Men's Chronograph Black Stainless Steel Watch [AX2864]

Current sale price is £153

(Save £66)

Regular price was £219

4 out of 5 stars

1 review

undefined 0Ax4157Su Square Sunglasses- Black

Armani Exchange

0Ax4157Su Square Sunglasses- Black

Current sale price is £49.93

(Save £34.07)

Regular price was £84

undefined 0Ax4160S Square Sunglasses- Black

Armani Exchange

0Ax4160S Square Sunglasses- Black

Current sale price is £52.27

(Save £35.73)

Regular price was £88

undefined AX Print Polo Shirt - Black

Armani Exchange

AX Print Polo Shirt - Black

Current sale price is £56

(Save £24)

Regular price was £80

Armani Exchange

Embroidered Logo T-Shirt - Black

Current sale price is £46.75

(Save £8.25)

Regular price was £55

undefined Open Collar Polo Shirt - Black

Armani Exchange

Open Collar Polo Shirt - Black

Current sale price is £48

(Save £32)

Regular price was £80

undefined Straight Leg Jersey Trousers - Black

Armani Exchange

Straight Leg Jersey Trousers - Black

Current sale price is £89.25

(Save £15.75)

Regular price was £105

undefined Icon Project Crew Neck T-Shirt - Black

Armani Exchange

Icon Project Crew Neck T-Shirt - Black

Current sale price is £36.75

(Save £9.25)

Regular price was £46

undefined 0Ax4147S Square Sunglasses - Black

Armani Exchange

0Ax4147S Square Sunglasses - Black

Current sale price is £43.98

(Save £30.02)

Regular price was £74

1 out of 5 stars

1 review

Armani Exchange

Logo Drawstring Jogger - Black

Current sale price is £46

(Save £69)

Regular price was £115

5 out of 5 stars

1 review

undefined 0ax4150su Pilot Sunglasses-black

Armani Exchange

0ax4150su Pilot Sunglasses-black

Current sale price is £56.10

(Save £31.90)

Regular price was £88

undefined Embossed Print Crew Neck T-Shirt - Black

Armani Exchange

Embossed Print Crew Neck T-Shirt - Black

Current sale price is £52.50

(Save £22.50)

Regular price was £75

undefined Champions Gaming Beanbag Chair

Champions Gaming Beanbag Chair

Current sale price is £80

(Save £20)

Regular price was £100

4.8 out of 5 stars

5 reviews

undefined 0ax2002 Pilot Sunglasses-black

Armani Exchange

0ax2002 Pilot Sunglasses-black

Current sale price is £65.87

(Save £45.13)

Regular price was £111

undefined Nylon Winderbreaker Jacket - Black

Armani Exchange

Nylon Winderbreaker Jacket - Black

Current sale price is £153

(Save £27)

Regular price was £180

undefined Tipped Polo Shirt - Black - Black

Armani Exchange

Tipped Polo Shirt - Black - Black

Current sale price is £72.25

(Save £12.75)

Regular price was £85

undefined Champions Gaming Beanbag Footstool

Champions Gaming Beanbag Footstool

Current sale price is £40

(Save £10)

Regular price was £50

1 out of 5 stars

1 review

undefined Embossed Print Polo Shirt - Black

Armani Exchange

Embossed Print Polo Shirt - Black

Current sale price is £72

(Save £18)

Regular price was £90

4.5 out of 5 stars

2 reviews

undefined Embossed Print Sweatshorts - Black

Armani Exchange

Embossed Print Sweatshorts - Black

Current sale price is £66.93

(Save £38.07)

Regular price was £105

undefined Action Leather Trainers - Black

Armani Exchange

Action Leather Trainers - Black

Current sale price is £136

(Save £24)

Regular price was £160

undefined Icon Project Sweat Shorts - Black

Armani Exchange

Icon Project Sweat Shorts - Black

Current sale price is £64.60

(Save £30.40)

Regular price was £95

undefined Printed Jacquard Shirt - Black

Armani Exchange

Printed Jacquard Shirt - Black

Current sale price is £70

(Save £45)

Regular price was £115

undefined 0Ax4160S Square Sunglasses- Black

Armani Exchange

0Ax4160S Square Sunglasses- Black

Current sale price is £52.27

(Save £35.73)

Regular price was £88

undefined 0Ax2012S Navigator Sunglasses- Black

Armani Exchange

0Ax2012S Navigator Sunglasses- Black

Current sale price is £71.40

(Save £33.60)

Regular price was £105

undefined 32oz Wide Mouth with Flex Cap Water Bottle - Black

32oz Wide Mouth with Flex Cap Water Bottle - Black

Current sale price is £36

(Save £5.99)

Regular price was £41.99

4.6 out of 5 stars

1.8k reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.