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undefined MS23K3513AK/EU Solo 23-litre, 800-watt Microwave - Black

MS23K3513AK/EU Solo 23-litre, 800-watt Microwave - Black

Current sale price is £89

(Save £50)

Regular price was £139

4.4 out of 5 stars

100 reviews

undefined Galaxy A16 4G, 128Gb Storage

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, green, grey coloursAvailable in black, green, grey coloursAvailable in black, green, grey coloursAvailable in black, green, grey coloursAvailable in black, green, grey colours

Galaxy A16 4G, 128Gb Storage

Current sale price is From £139

(Save up to £30)

Regular price was From £169

4 out of 5 stars

389 reviews

undefined DU7100, 75 inch, Crystal UHD, 4K Smart TV

DU7100, 75 inch, Crystal UHD, 4K Smart TV

Current sale price is £599

(Save £80)

Regular price was £679

4.3 out of 5 stars

70 reviews

undefined Galaxy S24 FE 5G - Galaxy AI

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in graphite, yellow, blue, mint coloursAvailable in graphite, yellow, blue, mint coloursAvailable in graphite, yellow, blue, mint coloursAvailable in graphite, yellow, blue, mint coloursAvailable in graphite, yellow, blue, mint colours

Galaxy S24 FE 5G - Galaxy AI

Current sale price is From £499

(Save up to £150)

Regular price was From £649

4.6 out of 5 stars

1.2k reviews

undefined Galaxy Buds FE – True Wireless Earphones

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in graphite, white coloursAvailable in graphite, white coloursAvailable in graphite, white coloursAvailable in graphite, white coloursAvailable in graphite, white colours

Galaxy Buds FE – True Wireless Earphones

Current sale price is £69

(Save £30)

Regular price was £99

4.6 out of 5 stars

2.4k reviews

undefined Series 5 AI Energy WW90CGC04DABEU 9kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

Series 5 AI Energy WW90CGC04DABEU 9kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

£399

4.7 out of 5 stars

222 reviews

undefined Series 5 WD80TA046BX/EU 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer with ecobubble™ - E Rated, Graphite

Series 5 WD80TA046BX/EU 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer with ecobubble™ - E Rated, Graphite

Current sale price is £579

(Save £50)

Regular price was £629

4.5 out of 5 stars

278 reviews

undefined Grant Ottoman Storage Bed Frame with Padded Headboard

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in ebony, blush, steel, emerald, navy coloursAvailable in ebony, blush, steel, emerald, navy coloursAvailable in ebony, blush, steel, emerald, navy coloursAvailable in ebony, blush, steel, emerald, navy coloursAvailable in ebony, blush, steel, emerald, navy colours

Grant Ottoman Storage Bed Frame with Padded Headboard

From £499

3.5 out of 5 stars

24 reviews

undefined 990 Pro 4TB SSD with Heatsink PCIe Gen 4.0 x4, NVMe

990 Pro 4TB SSD with Heatsink PCIe Gen 4.0 x4, NVMe

£316.99

5 out of 5 stars

11 reviews

undefined S60D 5.0ch, All-in-One Soundbar, Q-Symphony,Dolby Atmos - Black

S60D 5.0ch, All-in-One Soundbar, Q-Symphony,Dolby Atmos - Black

Current sale price is £349

(Save £50)

Regular price was £399

5 out of 5 stars

7 reviews

undefined Mini 99 Instant Camera with 20 Shot Film Pack

Fujifilm Instax

Mini 99 Instant Camera with 20 Shot Film Pack

£189.99

5 out of 5 stars

1 review

undefined Chesterfield Ottoman Storage Bed - Black

Chesterfield Ottoman Storage Bed - Black

From £349

4.2 out of 5 stars

50 reviews

undefined DU7100, 85 inch, Crystal UHD, 4K Smart TV

DU7100, 85 inch, Crystal UHD, 4K Smart TV

Current sale price is £899

(Save £50)

Regular price was £949

4.1 out of 5 stars

54 reviews

undefined Series 5 AI Energy DV90CGC0A0ABEU 9kg Heat Pump Tumble Dryer with OptimalDry - Black

Series 5 AI Energy DV90CGC0A0ABEU 9kg Heat Pump Tumble Dryer with OptimalDry - Black

Current sale price is £629

(Save £140)

Regular price was £769

4.9 out of 5 stars

14 reviews

undefined Series 5 AI Energy WW80CGC04DABEU 8kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

Series 5 AI Energy WW80CGC04DABEU 8kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

Current sale price is £369

(Save £70)

Regular price was £439

4.6 out of 5 stars

99 reviews

undefined Galaxy S24 5G 128GB - Galaxy AI

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey colours

Galaxy S24 5G 128GB - Galaxy AI

From £699

4.6 out of 5 stars

3.8k reviews

undefined Instax Square SQ40 Instant Camera - Black

Fujifilm Instax

Instax Square SQ40 Instant Camera - Black

£134.99

undefined Series 7 WD11DB7B85GBU1 11kg Load, 6kg Dry, 1400 Spin Washer Dryer with Auto Dose and Auto Optimal Wash

Series 7 WD11DB7B85GBU1 11kg Load, 6kg Dry, 1400 Spin Washer Dryer with Auto Dose and Auto Optimal Wash

Current sale price is £1029

Regular price was £1039

4.4 out of 5 stars

7 reviews

undefined 990 Pro 4TB SSD PCIe Gen 4.0 x4, NVMe

990 Pro 4TB SSD PCIe Gen 4.0 x4, NVMe

£289.99

4.8 out of 5 stars

4 reviews

undefined Series 5 AI Energy WW11DG5B25ABEU 11kg Load, 1400 Spin Washing Machine with SpaceMax - Black

Series 5 AI Energy WW11DG5B25ABEU 11kg Load, 1400 Spin Washing Machine with SpaceMax - Black

Current sale price is £529

(Save £130)

Regular price was £659

4.8 out of 5 stars

96 reviews

undefined Galaxy Tab S9 WiFi 11-inch Tablet with Galaxy AI - 256GB, Graphite

Galaxy Tab S9 WiFi 11-inch Tablet with Galaxy AI - 256GB, Graphite

£599

4.7 out of 5 stars

79 reviews

undefined RF48A401EB4/EU French Style Fridge Freezer with Twin Cooling Plus - E Rated - Gentle Black Matt

RF48A401EB4/EU French Style Fridge Freezer with Twin Cooling Plus - E Rated - Gentle Black Matt

Current sale price is £949

(Save £350)

Regular price was £1299

4.8 out of 5 stars

10 reviews

undefined The Frame Art Mode, 32 inch, QLED Full HD, Smart TV

The Frame Art Mode, 32 inch, QLED Full HD, Smart TV

Current sale price is £389

(Save £210)

Regular price was £599

4.1 out of 5 stars

107 reviews

undefined Q930D 9.1.4ch Dolby Atmos, DTS:X, Q-Symphony Soundbar with Wireless Subwoofer & Rear Speakers, Wi-Fi

Q930D 9.1.4ch Dolby Atmos, DTS:X, Q-Symphony Soundbar with Wireless Subwoofer & Rear Speakers, Wi-Fi

Current sale price is £640

(Save £259)

Regular price was £899

4.8 out of 5 stars

18 reviews

undefined Galaxy A05s - 64GB, Black

Galaxy A05s - 64GB, Black

£129

4.2 out of 5 stars

91 reviews

undefined Galaxy S24 5G 256GB - Galaxy AI

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey coloursAvailable in black, yellow, violet, grey colours

Galaxy S24 5G 256GB - Galaxy AI

£759

4.6 out of 5 stars

3.7k reviews

undefined DU8500, 65-inch, Crystal UHD, Airslim, 4K Smart TV with Centre Stand

DU8500, 65-inch, Crystal UHD, Airslim, 4K Smart TV with Centre Stand

£649

4.6 out of 5 stars

60 reviews

undefined 990 Pro 2TB SSD with Heatsink

990 Pro 2TB SSD with Heatsink

£169.99

4.9 out of 5 stars

246 reviews

undefined End Lift Up Linen Ottoman Bed - Black

End Lift Up Linen Ottoman Bed - Black

From £299

4.4 out of 5 stars

230 reviews

undefined Odyssey G55T 34-inch WQHD 165Hz Curved Gaming Monitor

Odyssey G55T 34-inch WQHD 165Hz Curved Gaming Monitor

£349

4.1 out of 5 stars

14 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.