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Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Current sale price is £1229

Regular price was £1249

Very Man Canvas Chore Jacket - Black

Canvas Chore Jacket - Black

Current sale price is £11.75

(Save £28.25)

Regular price was £40

1 out of 5 stars

1 review

Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

Current sale price is £1729

Regular price was £1749

Very Man Double Pleat Trousers - Black

Double Pleat Trousers - Black

Current sale price is £10.25

(Save £24.75)

Regular price was £35

3 out of 5 stars

1 review

Very Man Shower Resistant Hooded Tech Jacket - Black

Shower Resistant Hooded Tech Jacket - Black

Current sale price is £16.50

(Save £38.50)

Regular price was £55

5 out of 5 stars

1 review

Very Man Merino Wool 1/4 Zip Jumper - Black

Merino Wool 1/4 Zip Jumper - Black

Current sale price is £26

(Save £14)

Regular price was £40

5 out of 5 stars

1 review

Very Man Supersoft Button Through Cardigan - Black

Supersoft Button Through Cardigan - Black

Current sale price is £15.75

(Save £16.25)

Regular price was £32

5 out of 5 stars

1 review

Very Man Shower Resistant Lightweight Hooded Padded Jacket - Black

Shower Resistant Lightweight Hooded Padded Jacket - Black

Current sale price is £25

(Save £17)

Regular price was £42

AWARE Tessy Long Sleeve High Neck Lace Midi Dress - Black

Tessy Long Sleeve High Neck Lace Midi Dress - Black

Current sale price is £37.75

(Save £10.25)

Regular price was £48

5 out of 5 stars

1 review

Very Man Canvas Barn Jacket With Cord Collar - Black

Canvas Barn Jacket With Cord Collar - Black

Current sale price is £48

(Save £12)

Regular price was £60

5 out of 5 stars

3 reviews

Very Man Suede Look Zip Harrington - Black

Suede Look Zip Harrington - Black

Current sale price is £33

(Save £27)

Regular price was £60

5 out of 5 stars

1 review

Very Man Tech Overshirt - Black

Tech Overshirt - Black

Current sale price is £17.50

(Save £17.50)

Regular price was £35

Microsoft Surface Pro - Copilot+ PC - Snapdragon X Elite - 16GB RAM - 1TB - 13in OLED - Black

Surface Pro - Copilot+ PC - Snapdragon X Elite - 16GB RAM - 1TB - 13in OLED - Black

£1749

1 out of 5 stars

1 review

Very Man Leather Trainer - Black

Leather Trainer - Black

Current sale price is £22.50

(Save £22.50)

Regular price was £45

5 out of 5 stars

5 reviews

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Very Man Jersey Chore Jacket - Black

Jersey Chore Jacket - Black

Current sale price is £13.50

(Save £31.50)

Regular price was £45

3.5 out of 5 stars

2 reviews

Very Man Loose Tech Trousers - Black

Loose Tech Trousers - Black

Current sale price is £10.25

(Save £17.75)

Regular price was £28

3.5 out of 5 stars

2 reviews

Moda In Pelle Stretch Low Heel Sock Boot- Black

Stretch Low Heel Sock Boot- Black

Current sale price is £35

(Save £35)

Regular price was £70

5 out of 5 stars

2 reviews

Microsoft 365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

£84

4.2 out of 5 stars

27 reviews

Very Man Shower Resistant Lightweight Padded Gilet - Black

Shower Resistant Lightweight Padded Gilet - Black

Current sale price is £19.25

(Save £15.75)

Regular price was £35

4 out of 5 stars

1 review

Pyrex Set Of 4 Oven Trays

Set Of 4 Oven Trays

£35

5 out of 5 stars

1 review

Moda In Pelle Opalia Heeled Ankle Boot - Black

Opalia Heeled Ankle Boot - Black

£100

Orient Mako III Solar Powered Divers Chronograph Watch with a Black Dial, Unidirectional Bezel in a Stainless Steel Case and Bracelet

Mako III Solar Powered Divers Chronograph Watch with a Black Dial, Unidirectional Bezel in a Stainless Steel Case and Bracelet

£320

Ralph 5150 Cat Eye Sunglasses - Black

5150 Cat Eye Sunglasses - Black

Current sale price is £73.50

(Save £24.50)

Regular price was £98

5 out of 5 stars

2 reviews

Ralph Rectangle Acetate Sunglass - Black

Rectangle Acetate Sunglass - Black

£123

5 out of 5 stars

1 review

AWARE Tacey Long Sleeve Polo Knit Jumper - Black

Tacey Long Sleeve Polo Knit Jumper - Black

Current sale price is £20.25

(Save £24.75)

Regular price was £45

Pyrex Set Of 7 Oven Trays

Set Of 7 Oven Trays

£57

Moda In Pelle Caspia Wedge Trainer - Black

Caspia Wedge Trainer - Black

£70

5 out of 5 stars

2 reviews

Very Man Regular Fit Heavyweight T-Shirt - Black

Regular Fit Heavyweight T-Shirt - Black

Current sale price is £8.25

(Save £6.75)

Regular price was £15

5 out of 5 stars

1 review

Moda In Pelle Chunky Chelsea Boot With Broguing Detail- Black

Chunky Chelsea Boot With Broguing Detail- Black

Current sale price is £70

(Save £30)

Regular price was £100

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.