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Customer Rating 4, b by ted baker, belkin, beyblade, levi s, mood, new look, nvidia

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undefined Brown Textured Animal Print Wide Leg Trousers

Brown Textured Animal Print Wide Leg Trousers

£38

4.5 out of 5 stars

2 reviews

undefined 5,000mAh MagSafe Compatible Powerbank with Kick Stand - iPhone 15/14/13/12 Series Compatible, White

5,000mAh MagSafe Compatible Powerbank with Kick Stand - iPhone 15/14/13/12 Series Compatible, White

£39.99

4.4 out of 5 stars

97 reviews

undefined 501™ Levi's crop Jeans - Must Be Mine Blue

501™ Levi's crop Jeans - Must Be Mine Blue

£100

4 out of 5 stars

247 reviews

undefined Black Whipstitched Faux Leather Sandals

Bank Holiday Deal

Black Whipstitched Faux Leather Sandals

Current sale price is £19.25

(Save £10.74)

Regular price was £29.99

4.5 out of 5 stars

2 reviews

undefined Floral Embroidered Tie Up Trim Skort - Black

Bank Holiday Deal

Floral Embroidered Tie Up Trim Skort - Black

Current sale price is £19

(Save £4.99)

Regular price was £23.99

4 out of 5 stars

1 review

undefined Ted Baker May Snake Slip - Ecru

Ted Baker May Snake Slip - Ecru

£39

4.5 out of 5 stars

2 reviews

undefined Trudie Ditsy Mini Dress - White

Bank Holiday Deal

Trudie Ditsy Mini Dress - White

Current sale price is £26.75

(Save £3.24)

Regular price was £29.99

4 out of 5 stars

1 review

undefined SoundForm Kids Headphones

Bank Holiday Deal

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink colours

SoundForm Kids Headphones

Current sale price is From £15

(Save up to £14.99)

Regular price was £29.99

4.8 out of 5 stars

127 reviews

undefined SHIELD TV Pro 4K Media Streaming Device

SHIELD TV Pro 4K Media Streaming Device

£189

4.5 out of 5 stars

102 reviews

undefined 10,000mAh Powerbank Twin Pack - 3 Port, 15W Output, Fast Charging, Black

10,000mAh Powerbank Twin Pack - 3 Port, 15W Output, Fast Charging, Black

£37.99

4.3 out of 5 stars

6 reviews

undefined Asymmetric Ruffled Slit Hem Chiffon Midi Dress - Light Green

Bank Holiday Deal

Asymmetric Ruffled Slit Hem Chiffon Midi Dress - Light Green

Current sale price is £38.50

(Save £4.49)

Regular price was £42.99

4 out of 5 stars

1 review

undefined Pull-On Tailored Trousers - Black

Bank Holiday Deal

Pull-On Tailored Trousers - Black

Current sale price is £22.25

(Save £2.74)

Regular price was £24.99

4 out of 5 stars

2 reviews

undefined Housemark Polo Shirt- Light Blue

Bank Holiday Deal

Housemark Polo Shirt- Light Blue

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

2 reviews

undefined Levi's® Women's Superlow Loose Jeans - Abraided Art

Levi's® Women's Superlow Loose Jeans - Abraided Art

£70

4.6 out of 5 stars

50 reviews

undefined 501® Original Shorts - Broken Midnight No Dx

Bank Holiday Deal

501® Original Shorts - Broken Midnight No Dx

Current sale price is £54

(Save £6)

Regular price was £60

4.6 out of 5 stars

8 reviews

undefined Ribcage Wide-leg Jeans - Rosie Posie - Black

Bank Holiday Deal

Ribcage Wide-leg Jeans - Rosie Posie - Black

Current sale price is £44

(Save £66)

Regular price was £110

4.3 out of 5 stars

101 reviews

undefined White Polka Dot Puff Sleeve Top

Bank Holiday Deal

White Polka Dot Puff Sleeve Top

Current sale price is £25

(Save £2.99)

Regular price was £27.99

4.5 out of 5 stars

2 reviews

undefined Perfect T-shirt - White Cotton

Perfect T-shirt - White Cotton

£25

4.7 out of 5 stars

27 reviews

undefined Camel Compact Knit Crew Neck Cardigan

Camel Compact Knit Crew Neck Cardigan

£24.99

4 out of 5 stars

1 review

undefined Black Double Cloth Wide Leg Trousers

Bank Holiday Deal

Black Double Cloth Wide Leg Trousers

Current sale price is £19.25

(Save £10.74)

Regular price was £29.99

4 out of 5 stars

1 review

undefined Cream Compact Knit Short Sleeve Cardigan

Bank Holiday Deal

Cream Compact Knit Short Sleeve Cardigan

Current sale price is £24.25

(Save £12.75)

Regular price was £37

4.5 out of 5 stars

4 reviews

undefined High Rise Baggy Linen+ Denim Shorts - Blue

Bank Holiday Deal

High Rise Baggy Linen+ Denim Shorts - Blue

Current sale price is £48

(Save £12)

Regular price was £60

4.7 out of 5 stars

11 reviews

undefined 501 Original Straight Fit Jeans - On The Borderline - Dark Blue

501 Original Straight Fit Jeans - On The Borderline - Dark Blue

£100

4.2 out of 5 stars

33 reviews

undefined 502 Tapered Fit Jeans - A Step Ahead - Blue

Bank Holiday Deal

502 Tapered Fit Jeans - A Step Ahead - Blue

Current sale price is £45

(Save £55)

Regular price was £100

4.5 out of 5 stars

8 reviews

undefined Soundform Rhythm True Wireless Earbuds

Bank Holiday Deal

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Soundform Rhythm True Wireless Earbuds

Current sale price is From £17

(Save up to £7.99)

Regular price was £24.99

4.5 out of 5 stars

51 reviews

undefined 720™ High-rise Super Skinny Jeans - Black Celestial

720™ High-rise Super Skinny Jeans - Black Celestial

£95

4 out of 5 stars

83 reviews

undefined Gold Multi Coloured Fine Celestial Y Necklace

Bank Holiday Deal

Gold Multi Coloured Fine Celestial Y Necklace

Current sale price is £16

(Save £4)

Regular price was £20

4.5 out of 5 stars

16 reviews

undefined 315 Shaping Bootcut Jeans - Cobalt Haze

315 Shaping Bootcut Jeans - Cobalt Haze

£80

4.7 out of 5 stars

63 reviews

undefined Carrier Cargo Shorts- Dark Green

Bank Holiday Deal

Carrier Cargo Shorts- Dark Green

Current sale price is £31.50

(Save £13.50)

Regular price was £45

4.6 out of 5 stars

33 reviews

undefined 501 90'S Straight Leg Jeans - Black

Bank Holiday Deal

501 90'S Straight Leg Jeans - Black

Current sale price is £40

(Save £60)

Regular price was £100

4.4 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.