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Customer Rating 4, banbury and co, barney, beyblade, clarks, maidenform, masterclass, my child, nip plus fab, tp link

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undefined Youth Scalaloafer. School Shoe - Black

Youth Scalaloafer. School Shoe - Black

From £48

4.4 out of 5 stars

10 reviews

undefined Cotrell Edge Formal Lace Up Shoes - Black

Cotrell Edge Formal Lace Up Shoes - Black

Current sale price is £48

(Save £12)

Regular price was £60

4.8 out of 5 stars

9 reviews

undefined Tapo C510W 'Pan & Tilt' Outdoor Cam with Colour Night Vision

Tapo C510W 'Pan & Tilt' Outdoor Cam with Colour Night Vision

Current sale price is £39.99

(Save £2)

Regular price was £41.99

4.8 out of 5 stars

22 reviews

undefined TP-Link Tapo D210 Video Doorbell With 2K Resolution & Chime

TP-Link Tapo D210 Video Doorbell With 2K Resolution & Chime

Current sale price is £44.99

(Save £5)

Regular price was £49.99

4.2 out of 5 stars

20 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1k reviews

undefined Tapo C100 Smart Spot Cam

Tapo C100 Smart Spot Cam

Current sale price is £15.99

(Save £3)

Regular price was £18.99

4.6 out of 5 stars

56 reviews

undefined Kids Lock Magic Mary Jane Patent Leather School Shoe

Kids Lock Magic Mary Jane Patent Leather School Shoe

From £48

4.5 out of 5 stars

2 reviews

undefined D230S1 Video Doorbell with 2K resolution

D230S1 Video Doorbell with 2K resolution

Current sale price is £79.99

(Save £12)

Regular price was £91.99

4.6 out of 5 stars

16 reviews

undefined Kid Scalaloafer School Shoe - Black

Kid Scalaloafer School Shoe - Black

£46

4.5 out of 5 stars

2 reviews

undefined Kerton Lace Derby Shoes - Black

Kerton Lace Derby Shoes - Black

£70

4.9 out of 5 stars

14 reviews

undefined Tapo C320WS Outdoor Cam with Colour Night Vision

Tapo C320WS Outdoor Cam with Colour Night Vision

Current sale price is £34.99

(Save £3)

Regular price was £37.99

4.5 out of 5 stars

32 reviews

undefined Youth Lorcam Loop Lace Leather School Shoe

Youth Lorcam Loop Lace Leather School Shoe

From £54

4 out of 5 stars

1 review

undefined TP-Link Archer BE550 Wi-Fi 7 Tri-Band Router

TP-Link Archer BE550 Wi-Fi 7 Tri-Band Router

Current sale price is £179.99

(Save £15)

Regular price was £194.99

4 out of 5 stars

3 reviews

undefined Wide Fit Un Loop Leather Flat Shoe - Black

Wide Fit Un Loop Leather Flat Shoe - Black

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.6 out of 5 stars

25 reviews

undefined Alda Strap

Alda Strap

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.4 out of 5 stars

5 reviews

undefined Tapo C500 'Pan & Tilt' Outdoor Cam

Tapo C500 'Pan & Tilt' Outdoor Cam

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.8 out of 5 stars

28 reviews

undefined Loreleigh Rae Leather Bow Front Ballerina - Black

Loreleigh Rae Leather Bow Front Ballerina - Black

Current sale price is £42.50

(Save £7.50)

Regular price was £50

4.2 out of 5 stars

5 reviews

undefined Cozy Hideaway Snuggle Pet Bed

Cozy Hideaway Snuggle Pet Bed

Current sale price is £16.99

(Save £2)

Regular price was £18.99

4.5 out of 5 stars

4 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

431 reviews

undefined Deco M4 (3-Pack) AC1200 Whole Home Wi-Fi

Deco M4 (3-Pack) AC1200 Whole Home Wi-Fi

Current sale price is £109.99

(Save £10)

Regular price was £119.99

4.5 out of 5 stars

33 reviews

undefined M7350 4G LTE Mobile Wi-Fi Router

M7350 4G LTE Mobile Wi-Fi Router

£64.99

4.3 out of 5 stars

33 reviews

undefined Retinol Fix Concentrate Extreme 10%

Retinol Fix Concentrate Extreme 10%

£29.95

4.8 out of 5 stars

264 reviews

undefined Kassanda Bar

Kassanda Bar

Current sale price is £56.25

(Save £18.75)

Regular price was £75

4 out of 5 stars

5 reviews

undefined Wallabee Evo Lace Up Shoes - Brown

Wallabee Evo Lace Up Shoes - Brown

Current sale price is £80

(Save £20)

Regular price was £100

4 out of 5 stars

3 reviews

undefined Ceramide Fix Serum 12% 50ml

Ceramide Fix Serum 12% 50ml

£29.95

4.9 out of 5 stars

174 reviews

undefined Mychild Wizzy Walker, Grey

Mychild Wizzy Walker, Grey

£39.99

4 out of 5 stars

5 reviews

undefined Un Loop Flat Leather Shoe - Black

Un Loop Flat Leather Shoe - Black

Current sale price is £60

(Save £15)

Regular price was £75

4.5 out of 5 stars

54 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

£24.95

4.8 out of 5 stars

297 reviews

undefined MaidenformFirm Control Long Leg Body

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, beige coloursAvailable in black, beige coloursAvailable in black, beige coloursAvailable in black, beige coloursAvailable in black, beige colours

MaidenformFirm Control Long Leg Body

£49

4.1 out of 5 stars

93 reviews

undefined Toddler Foot Gauge - White Green

Toddler Foot Gauge - White Green

Current sale price is £10

(Save £5)

Regular price was £15

4.4 out of 5 stars

66 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.