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Customer Rating 4, Bath Vida, beyblade, Denby, Panda London, Skullcandy, THE NORTH FACE, V by Very Curve, White

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undefined Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

From £99

4.8 out of 5 stars

6.7k reviews

undefined Adult Luxury Memory Foam Bamboo Pillow - White

Adult Luxury Memory Foam Bamboo Pillow - White

£45

4.7 out of 5 stars

2.4k reviews

undefined Hybrid Bamboo Pillow - White

Hybrid Bamboo Pillow - White

Current sale price is £76

(Save £14)

Regular price was £90

4.6 out of 5 stars

493 reviews

undefined Scoop Hem Crew Neck T-Shirt - White

V by Very Curve

Scoop Hem Crew Neck T-Shirt - White

£12

4.2 out of 5 stars

10 reviews

undefined The Cloud Bamboo 10.5 Tog Duvet

The Cloud Bamboo 10.5 Tog Duvet

Current sale price is From £80

(Save up to £32)

Regular price was From £100

4.8 out of 5 stars

456 reviews

undefined Trim Detail Longline Vest - White

Bank Holiday Deal

V by Very Curve

Trim Detail Longline Vest - White

Current sale price is £9.50

(Save £2.50)

Regular price was £12

4 out of 5 stars

4 reviews

undefined Hybrid Bamboo Mattress Pro

Hybrid Bamboo Mattress Pro

Current sale price is From £799

(Save up to £230)

Regular price was From £949

4.9 out of 5 stars

111 reviews

undefined Crusher Evo Sensory Bass Headphones with Personal Sound

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey colours

Crusher Evo Sensory Bass Headphones with Personal Sound

Current sale price is £99

(Save £70)

Regular price was £169

4.7 out of 5 stars

319 reviews

undefined V Neck Pocket Tee

V by Very Curve

V Neck Pocket Tee

£12

4.3 out of 5 stars

6 reviews

undefined Lace Trim Tiered Dress - White

Bank Holiday Deal

V by Very Curve

Lace Trim Tiered Dress - White

Current sale price is £18

(Save £27)

Regular price was £45

4 out of 5 stars

4 reviews

undefined Hybrid Bamboo Mattress

Hybrid Bamboo Mattress

Current sale price is From £549

(Save up to £140)

Regular price was From £649

4.7 out of 5 stars

17 reviews

undefined Hesh ANC Wireless Headphones with Active Noise Cancelling

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Hesh ANC Wireless Headphones with Active Noise Cancelling

Current sale price is From £70

(Save up to £9)

Regular price was From £79

4.4 out of 5 stars

314 reviews

undefined Priano 4 Drawer Freestanding Bathroom Unit - White

Priano 4 Drawer Freestanding Bathroom Unit - White

£65

4.5 out of 5 stars

22 reviews

undefined Crusher ANC 2 Sensory Bass Headphones with Active Noise Cancelling

Crusher ANC 2 Sensory Bass Headphones with Active Noise Cancelling

£199

4.6 out of 5 stars

118 reviews

undefined Priano 2 Door Tall Bathroom Cabinet - White

Priano 2 Door Tall Bathroom Cabinet - White

£89

4.3 out of 5 stars

19 reviews

undefined Embroidered Sleeve Tie Neck Blouse - White

Bank Holiday Deal

V by Very Curve

Embroidered Sleeve Tie Neck Blouse - White

Current sale price is £17.50

(Save £17.50)

Regular price was £35

4.5 out of 5 stars

6 reviews

undefined Bamboo Mattress Protector - White

Bamboo Mattress Protector - White

From £30

4.7 out of 5 stars

305 reviews

undefined Panda The Cloud Bamboo 4.5 Tog Duvet- Single

Panda The Cloud Bamboo 4.5 Tog Duvet- Single

Current sale price is From £70

(Save up to £30)

Regular price was From £90

4.8 out of 5 stars

417 reviews

undefined Embroidered Denim Jacket - Black

Bank Holiday Deal

V by Very Curve

Embroidered Denim Jacket - Black

Current sale price is £18

(Save £27)

Regular price was £45

4.9 out of 5 stars

8 reviews

undefined Women's Altamesa 500 Hiking Shoes - White

Bank Holiday Deal

Women's Altamesa 500 Hiking Shoes - White

Current sale price is £112.50

(Save £12.50)

Regular price was £125

4.6 out of 5 stars

25 reviews

undefined Priano 2 Door Mirrored Bathroom Wall Cabinet with Shelf - White

Priano 2 Door Mirrored Bathroom Wall Cabinet with Shelf - White

£45

4.1 out of 5 stars

19 reviews

undefined Panda Earth Bamboo & French Linen Duvet Cover - Natural

Panda Earth Bamboo & French Linen Duvet Cover - Natural

From £110

4.4 out of 5 stars

11 reviews

undefined Panda Earth Bamboo & French Linen Fitted Sheet - Natural

Panda Earth Bamboo & French Linen Fitted Sheet - Natural

From £57

4.7 out of 5 stars

3 reviews

undefined Panda Bamboo Bath Towel

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey colours

Panda Bamboo Bath Towel

Current sale price is £20

(Save £10)

Regular price was £30

4.6 out of 5 stars

48 reviews

undefined Panda Bamboo Bath Rug

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, grey, sand, ink coloursAvailable in white, grey, sand, ink coloursAvailable in white, grey, sand, ink coloursAvailable in white, grey, sand, ink coloursAvailable in white, grey, sand, ink colours

Panda Bamboo Bath Rug

Current sale price is £24

(Save £8)

Regular price was £32

4.8 out of 5 stars

26 reviews

undefined Priano 2 Door Wall Cabinet

Priano 2 Door Wall Cabinet

£39

4 out of 5 stars

4 reviews

undefined Kids Luxury Memory Foam Bamboo Pillow - White

Kids Luxury Memory Foam Bamboo Pillow - White

£35

4.7 out of 5 stars

157 reviews

undefined Panda 100% Bamboo Pillowcase Pair – White

Panda 100% Bamboo Pillowcase Pair – White

£20

4.6 out of 5 stars

43 reviews

undefined Panda Kids Bamboo & Memory Foam Pillow- Toddler - White

Panda Kids Bamboo & Memory Foam Pillow- Toddler - White

£32

4.7 out of 5 stars

151 reviews

undefined Dime 3 True Wireless Earbuds

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Dime 3 True Wireless Earbuds

£35

4.4 out of 5 stars

68 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.