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undefined Mix & Match Twist Underwired Bikini Top - Black

Mix & Match Twist Underwired Bikini Top - Black

Current sale price is £11.25

(Save £3.75)

Regular price was £15

5 out of 5 stars

3 reviews

undefined Tie Shoulder Jumpsuit - Black

Tie Shoulder Jumpsuit - Black

Current sale price is £11.90

(Save £8.10)

Regular price was £20

4.3 out of 5 stars

9 reviews

undefined Wrap Wide Leg Jumpsuit - Black

Wrap Wide Leg Jumpsuit - Black

Current sale price is £16

(Save £4)

Regular price was £20

4 out of 5 stars

10 reviews

undefined The Essential Oversized Hoodie - Black

The Essential Oversized Hoodie - Black

Current sale price is £14.25

(Save £5.75)

Regular price was £20

4.5 out of 5 stars

15 reviews

undefined Shape Enhancing Ruched Detail Detachable Swimsuit - Black

Shape Enhancing Ruched Detail Detachable Swimsuit - Black

Current sale price is £18.91

(Save £9.09)

Regular price was £28

5 out of 5 stars

4 reviews

undefined Shape Enhancing Twist Swimsuit - Black

Shape Enhancing Twist Swimsuit - Black

Current sale price is £17

(Save £8)

Regular price was £25

3.5 out of 5 stars

11 reviews

undefined The Essential Oversized Zip Through Hoodie - Black

The Essential Oversized Zip Through Hoodie - Black

Current sale price is £17.60

(Save £4.40)

Regular price was £22

3.5 out of 5 stars

15 reviews

undefined Tiered Strappy Cotton Beach Dress

Tiered Strappy Cotton Beach Dress

Current sale price is £10.20

(Save £5.80)

Regular price was £16

3.5 out of 5 stars

2 reviews

undefined 2 Pack Swim Short - Multi

2 Pack Swim Short - Multi

Current sale price is £12.25

(Save £12.75)

Regular price was £25

5 out of 5 stars

1 review

undefined Faux Leather Biker Jacket - Black

Faux Leather Biker Jacket - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.5 out of 5 stars

25 reviews

undefined Jersey Beach Shorts - Black

Jersey Beach Shorts - Black

Current sale price is £9.50

(Save £2.50)

Regular price was £12

4.8 out of 5 stars

24 reviews

undefined Shape Enhancing Tankini Top - Black

Shape Enhancing Tankini Top - Black

Current sale price is £13.60

(Save £6.40)

Regular price was £20

3.3 out of 5 stars

6 reviews

undefined Tie Waist Short Kaftan

Tie Waist Short Kaftan

Current sale price is £11.47

(Save £6.53)

Regular price was £18

5 out of 5 stars

3 reviews

undefined Shirred Detachable Strap Mini Dress - Black

Shirred Detachable Strap Mini Dress - Black

Current sale price is £8.71

(Save £7.29)

Regular price was £16

4 out of 5 stars

5 reviews

undefined Jersey Wrap Beach Midi Dress - Black

Jersey Wrap Beach Midi Dress - Black

Current sale price is £13.60

(Save £6.40)

Regular price was £20

4.5 out of 5 stars

40 reviews

undefined Ultimate Ruched Sleeve Blazer - Black

Ultimate Ruched Sleeve Blazer - Black

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

132 reviews

undefined Wide Leg Jogger - Black

Wide Leg Jogger - Black

Current sale price is £14.25

(Save £3.75)

Regular price was £18

4.4 out of 5 stars

54 reviews

undefined Bandeau Beach Maxi Dress - Black

Bandeau Beach Maxi Dress - Black

Current sale price is £13.60

(Save £6.40)

Regular price was £20

4.6 out of 5 stars

47 reviews

undefined The Essential Jogger - Black

The Essential Jogger - Black

Current sale price is £14.25

(Save £3.75)

Regular price was £18

4.3 out of 5 stars

12 reviews

undefined Comfort Slouch Knee Boot with Wider Fitting Calf - Black

Comfort Slouch Knee Boot with Wider Fitting Calf - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.2 out of 5 stars

23 reviews

undefined New Essentials Jegging - Black

New Essentials Jegging - Black

Current sale price is £12.80

(Save £3.20)

Regular price was £16

4 out of 5 stars

41 reviews

undefined The Essential Longline Hoodie with Side Splits - Black

The Essential Longline Hoodie with Side Splits - Black

Current sale price is £13

(Save £5)

Regular price was £18

4.2 out of 5 stars

17 reviews

undefined Jersey Basic Maxi Dress - Black

Jersey Basic Maxi Dress - Black

Current sale price is £12.11

(Save £5.89)

Regular price was £18

4.7 out of 5 stars

9 reviews

undefined V Neck Playsuit

V Neck Playsuit

Current sale price is £12.75

(Save £3.25)

Regular price was £16

4 out of 5 stars

5 reviews

undefined Wide Fit Comfort Slouch Knee Boot With Wider Fitting Calf - Black

Wide Fit Comfort Slouch Knee Boot With Wider Fitting Calf - Black

Current sale price is £27

(Save £15)

Regular price was £42

4.5 out of 5 stars

20 reviews

undefined Long Sleeve Beach Shirt - Black

Long Sleeve Beach Shirt - Black

Current sale price is £12.11

(Save £9.89)

Regular price was £22

4.6 out of 5 stars

5 reviews

undefined Mix & Match Removable Wide Strap Blouson Tankini Top - Black

Mix & Match Removable Wide Strap Blouson Tankini Top - Black

Current sale price is £11.90

(Save £8.10)

Regular price was £20

4.2 out of 5 stars

20 reviews

undefined Blouson Swimsuit - Black

Blouson Swimsuit - Black

Current sale price is £17.85

(Save £10.15)

Regular price was £28

3.8 out of 5 stars

12 reviews

undefined Wide Fit Double Buckle Footbed Sandal - Black

Wide Fit Double Buckle Footbed Sandal - Black

Current sale price is £18

(Save £12)

Regular price was £30

3 out of 5 stars

2 reviews

undefined Girls Single Hoodie - Black

Girls Single Hoodie - Black

Current sale price is From £8.80

(Save up to £2.80)

Regular price was From £11

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.