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Customer Rating 4, Beyblade, Blink, Breville, Michelle Keegan, Nip + Fab, Osprey Action Sports, Ravensburger, Tech Deck

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undefined Bead Detail Mini Dress - White

Michelle Keegan

Bead Detail Mini Dress - White

Current sale price is £27.50

(Save £22.50)

Regular price was £50

4 out of 5 stars

2 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1.1k reviews

undefined Double Shell Trim Jersey Midaxi Dress - Brown

Michelle Keegan

Double Shell Trim Jersey Midaxi Dress - Brown

Current sale price is £29.25

(Save £15.75)

Regular price was £45

4.4 out of 5 stars

8 reviews

undefined Trim Detailed Shirt - White

Michelle Keegan

Trim Detailed Shirt - White

Current sale price is £17.50

(Save £32.50)

Regular price was £50

4 out of 5 stars

2 reviews

undefined Crochet Sequin Trouser - Cream

Michelle Keegan

Crochet Sequin Trouser - Cream

Current sale price is £39

(Save £21)

Regular price was £60

4 out of 5 stars

2 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - Black

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - Black

Current sale price is £48.50

(Save £11.50)

Regular price was £60

4 out of 5 stars

5 reviews

undefined BRITA HotCup with Variable Dispense

BRITA HotCup with Variable Dispense

Current sale price is £84

(Save £25)

Regular price was £109

4.2 out of 5 stars

86 reviews

undefined Tailored Bermuda Long Shorts Co-Ord - Cream

Michelle Keegan

Tailored Bermuda Long Shorts Co-Ord - Cream

£35

4 out of 5 stars

1 review

undefined Knitted Striped Trouser Co Ord - Beige

Michelle Keegan

Knitted Striped Trouser Co Ord - Beige

Current sale price is £36

(Save £9)

Regular price was £45

4 out of 5 stars

1 review

undefined Knitted T-shirt - Cream

Michelle Keegan

Knitted T-shirt - Cream

Current sale price is £23.25

(Save £14.75)

Regular price was £38

4 out of 5 stars

1 review

undefined Crochet Bandeau Midaxi Dress - Yellow

Michelle Keegan

Crochet Bandeau Midaxi Dress - Yellow

Current sale price is £56

(Save £24)

Regular price was £80

4 out of 5 stars

3 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - White

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - White

Current sale price is £48

(Save £12)

Regular price was £60

4.1 out of 5 stars

11 reviews

undefined Barista Max Espresso Machine

Barista Max Espresso Machine

£479

4.4 out of 5 stars

92 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

433 reviews

undefined Bandeau Crochet Knitted Top - Cream

Michelle Keegan

Bandeau Crochet Knitted Top - Cream

£28

4 out of 5 stars

3 reviews

undefined Bold Kettle - Grey

Bold Kettle - Grey

Current sale price is £26

(Save £8)

Regular price was £34

4.5 out of 5 stars

107 reviews

undefined Adult 50N Buoyancy Aid, Waterproof Swim Vest

Osprey Action Sports

Adult 50N Buoyancy Aid, Waterproof Swim Vest

£44.99

4.9 out of 5 stars

8 reviews

undefined CompactSteam Handheld Travel Garment Steamer

CompactSteam Handheld Travel Garment Steamer

£44

4.3 out of 5 stars

56 reviews

undefined Faux Suede Blonde Jacket - Light Beige

Michelle Keegan

Faux Suede Blonde Jacket - Light Beige

Current sale price is £33

(Save £27)

Regular price was £60

4.6 out of 5 stars

7 reviews

undefined Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

£24.95

4.6 out of 5 stars

270 reviews

undefined Woven Sun & Moon Loose Soft Trouser - White

Michelle Keegan

Woven Sun & Moon Loose Soft Trouser - White

£45

4 out of 5 stars

2 reviews

undefined Junior Neoprene Reef Water Shoe 2mm - Black

Osprey Action Sports

Junior Neoprene Reef Water Shoe 2mm - Black

£22.99

4.6 out of 5 stars

5 reviews

undefined Halo Flexi Dual Air Fryer

Halo Flexi Dual Air Fryer

£229

4.7 out of 5 stars

48 reviews

undefined Bold 2-Slice Toaster - White

Bold 2-Slice Toaster - White

£29

4.6 out of 5 stars

88 reviews

undefined Retinol Fix Concentrate Extreme 10%

Retinol Fix Concentrate Extreme 10%

£29.95

4.8 out of 5 stars

264 reviews

undefined Bold Kettle White

Bold Kettle White

Current sale price is £26

(Save £6)

Regular price was £32

4.6 out of 5 stars

95 reviews

undefined Vit C Serum 50ml

Vit C Serum 50ml

£22.95

4.7 out of 5 stars

188 reviews

undefined Bold 2-Slice Toaster - Cream

Bold 2-Slice Toaster - Cream

Current sale price is £26

(Save £8)

Regular price was £34

4.5 out of 5 stars

97 reviews

undefined VTT968 High Gloss 2-Slice Toaster - Grey

VTT968 High Gloss 2-Slice Toaster - Grey

Current sale price is £39

(Save £5)

Regular price was £44

4.6 out of 5 stars

18 reviews

undefined Bold 2-Slice Toaster - Grey

Bold 2-Slice Toaster - Grey

Current sale price is £26

(Save £8)

Regular price was £34

4.5 out of 5 stars

71 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.