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undefined Square Sunglasses - Black

Square Sunglasses - Black

Current sale price is £148

(Save £37)

Regular price was £185

4.8 out of 5 stars

6 reviews

undefined Youth Scalaloafer. School Shoe - Black

Youth Scalaloafer. School Shoe - Black

From £48

4.4 out of 5 stars

10 reviews

undefined Pro 1 Cross Action Black (+Travel Case)

Pro 1 Cross Action Black (+Travel Case)

Current sale price is £32.99

(Save £2.01)

Regular price was £35

4.7 out of 5 stars

127 reviews

undefined iO9 Black Oynx Electric Toothbrush + Charging Travel Case

iO9 Black Oynx Electric Toothbrush + Charging Travel Case

Current sale price is £225

(Save £275)

Regular price was £500

4.8 out of 5 stars

166 reviews

undefined Vitality Pro Black & Lilac Electric Toothbrush Duo Pack

Vitality Pro Black & Lilac Electric Toothbrush Duo Pack

Current sale price is £40

(Save £40)

Regular price was £80

4 out of 5 stars

48 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £141.99

(Save £48)

Regular price was £189.99

4.8 out of 5 stars

97 reviews

undefined Wide Fit Un Loop Leather Flat Shoe - Black

Wide Fit Un Loop Leather Flat Shoe - Black

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.6 out of 5 stars

25 reviews

undefined iO6 Pink Sand Electric Toothbrush + Travel Case

iO6 Pink Sand Electric Toothbrush + Travel Case

Current sale price is £150

(Save £150)

Regular price was £300

4.5 out of 5 stars

117 reviews

undefined Kid Scalaloafer School Shoe - Black

Kid Scalaloafer School Shoe - Black

£46

4.5 out of 5 stars

2 reviews

undefined McLaren Formula 1™ Race Car 42141

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

174 reviews

undefined Lamborghini Sián FKP 37 42115

Lamborghini Sián FKP 37 42115

Current sale price is £291.99

(Save £98)

Regular price was £389.99

4.3 out of 5 stars

342 reviews

undefined Sunrise Pour Homme Eau de Parfum 60ml

Sunrise Pour Homme Eau de Parfum 60ml

Current sale price is £60

(Save £16)

Regular price was £76

4.7 out of 5 stars

198 reviews

undefined iO6 Black Lava Electric Toothbrush + Travel Case

iO6 Black Lava Electric Toothbrush + Travel Case

Current sale price is £150

(Save £150)

Regular price was £300

4.4 out of 5 stars

84 reviews

undefined The Medium Tote Bag - Black

The Medium Tote Bag - Black

£495

4.8 out of 5 stars

13 reviews

undefined Pro Kids Frozen Electric Toothbrush + Travel Case

Pro Kids Frozen Electric Toothbrush + Travel Case

£50

4.4 out of 5 stars

12 reviews

undefined iO10 Cosmic Black Electric Toothbrush + Charging Travel Case

iO10 Cosmic Black Electric Toothbrush + Charging Travel Case

£800

4.3 out of 5 stars

40 reviews

undefined Cotrell Edge Formal Lace Up Shoes - Black

Cotrell Edge Formal Lace Up Shoes - Black

Current sale price is £48

(Save £12)

Regular price was £60

4.8 out of 5 stars

9 reviews

undefined iO3 Blush Pink Electric Toothbrush

iO3 Blush Pink Electric Toothbrush

Current sale price is £75

(Save £85)

Regular price was £160

4.4 out of 5 stars

30 reviews

undefined Kerton Lace Derby Shoes - Black

Kerton Lace Derby Shoes - Black

£70

4.9 out of 5 stars

14 reviews

undefined iO9 Rose Quartz Electric Toothbrush + Charging Travel Case

iO9 Rose Quartz Electric Toothbrush + Charging Travel Case

Current sale price is £250

(Save £250)

Regular price was £500

4.8 out of 5 stars

164 reviews

undefined Ferrari Daytona SP3 42143

Ferrari Daytona SP3 42143

Current sale price is £294.99

(Save £95)

Regular price was £389.99

4.3 out of 5 stars

139 reviews

undefined Pro Kids Spider-Man Electric Toothbrush

Pro Kids Spider-Man Electric Toothbrush

Current sale price is £25

(Save £25)

Regular price was £50

4 out of 5 stars

8 reviews

undefined The Medium Tote Bag - Beige

The Medium Tote Bag - Beige

£225

4.3 out of 5 stars

30 reviews

undefined The Large Leather Tote Bag - Black

The Large Leather Tote Bag - Black

£650

4.2 out of 5 stars

5 reviews

undefined The Snapshot Cross-Body Bag - Cement/Brown

The Snapshot Cross-Body Bag - Cement/Brown

£350

4.8 out of 5 stars

36 reviews

undefined iO6 Grey Opal Electric Toothbrush + Travel Case

iO6 Grey Opal Electric Toothbrush + Travel Case

£300

4.6 out of 5 stars

83 reviews

undefined Daisy Eau de Toilette 30ml

Daisy Eau de Toilette 30ml

Current sale price is £44

(Save £8)

Regular price was £52

4.6 out of 5 stars

1.4k reviews

undefined Pour Femme Eau de Parfum 150ml

Pour Femme Eau de Parfum 150ml

Current sale price is £139

(Save £31)

Regular price was £170

4.6 out of 5 stars

74 reviews

undefined The Snapshot Cross-Body Bag - Black/Multi

The Snapshot Cross-Body Bag - Black/Multi

Current sale price is £280

(Save £70)

Regular price was £350

4.5 out of 5 stars

4 reviews

undefined The Medium Tote Bag - Green

The Medium Tote Bag - Green

£225

4.3 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.