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undefined The Mini Tote Bag - Beige

The Mini Tote Bag - Beige

Current sale price is £156

(Save £39)

Regular price was £195

4.5 out of 5 stars

6 reviews

undefined GC-PM 46/5 S Petrol Lawn Mower (Self Propelled, 46cm)

GC-PM 46/5 S Petrol Lawn Mower (Self Propelled, 46cm)

Current sale price is £259.99

(Save £40)

Regular price was £299.99

4.5 out of 5 stars

26 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1k reviews

undefined Tab G10 10.1 32GB WI-FI G2

Tab G10 10.1 32GB WI-FI G2

Current sale price is £84.99

(Save £34.01)

Regular price was £119

4.2 out of 5 stars

5 reviews

undefined The Large Tote Bag - Beige

The Large Tote Bag - Beige

Current sale price is £200

(Save £50)

Regular price was £250

4.8 out of 5 stars

14 reviews

undefined Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

Nescafe Dolce Gusto

Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

£79

4.2 out of 5 stars

85 reviews

undefined Dot Eau de Parfum -100ml

Dot Eau de Parfum -100ml

Current sale price is £49

(Save £50)

Regular price was £99

4.7 out of 5 stars

438 reviews

undefined 32cm Corded Mower - GC-EM 1032 (1000W)

32cm Corded Mower - GC-EM 1032 (1000W)

Current sale price is £69.99

(Save £10)

Regular price was £79.99

4.2 out of 5 stars

82 reviews

undefined Daisy Wild Eau de Parfum for Women - 50ml

Daisy Wild Eau de Parfum for Women - 50ml

Current sale price is £68

(Save £17)

Regular price was £85

4.6 out of 5 stars

1.3k reviews

undefined Daisy Wild Eau So Intense Eau de Parfum, 30ml

Daisy Wild Eau So Intense Eau de Parfum, 30ml

Current sale price is £59

(Save £8)

Regular price was £67

4.6 out of 5 stars

1.1k reviews

undefined The Snapshot Cross-Body Bag - Black/Multi

The Snapshot Cross-Body Bag - Black/Multi

Current sale price is £280

(Save £70)

Regular price was £350

4.5 out of 5 stars

4 reviews

undefined Daisy Wild Eau So Intense Eau de Parfum, 100ml

Daisy Wild Eau So Intense Eau de Parfum, 100ml

Current sale price is £97

(Save £24)

Regular price was £121

4.6 out of 5 stars

1.1k reviews

undefined Dolce Gusto Piccolo XS Pod

Nescafe Dolce Gusto

Dolce Gusto Piccolo XS Pod

Current sale price is £34

(Save £20)

Regular price was £54

4 out of 5 stars

3 reviews

undefined Daisy Eau de Toilette 30ml

Daisy Eau de Toilette 30ml

Current sale price is £44

(Save £8)

Regular price was £52

4.6 out of 5 stars

1.5k reviews

undefined PXC 24cm Cordless Trimmer - GE-CT 18 Li-Solo (18V without battery)

PXC 24cm Cordless Trimmer - GE-CT 18 Li-Solo (18V without battery)

£56.99

4.4 out of 5 stars

67 reviews

undefined Daisy Wild Eau So Intense Eau de Parfum, 50ml

Daisy Wild Eau So Intense Eau de Parfum, 50ml

Current sale price is £78

(Save £11)

Regular price was £89

4.6 out of 5 stars

1.1k reviews

undefined Genio S Plus Coffee Machine by De'Longhi - Black

Nescafe Dolce Gusto

Genio S Plus Coffee Machine by De'Longhi - Black

£99

4.8 out of 5 stars

21 reviews

undefined PXC 24cm Cordless Trimmer - GE-CT 18 Li Kit (18V includes battery)

PXC 24cm Cordless Trimmer - GE-CT 18 Li Kit (18V includes battery)

£103.99

4.5 out of 5 stars

11 reviews

undefined Garden Classic Electric Mower 1600W 37cm width

Garden Classic Electric Mower 1600W 37cm width

£136.99

4.4 out of 5 stars

11 reviews

undefined The Leather Mini Tote Bag - Argan Oil

The Leather Mini Tote Bag - Argan Oil

£350

4 out of 5 stars

4 reviews

undefined Vit C Serum 50ml

Vit C Serum 50ml

£22.95

4.7 out of 5 stars

188 reviews

undefined Daisy Glow Limited Edition EDT for Women - 50ml

Daisy Glow Limited Edition EDT for Women - 50ml

Current sale price is £58

(Save £15)

Regular price was £73

4.6 out of 5 stars

373 reviews

undefined The Medium Tote Bag - Black

The Medium Tote Bag - Black

£495

4.8 out of 5 stars

13 reviews

undefined Perfect Eau de Parfum 100ml

Perfect Eau de Parfum 100ml

£118

4.6 out of 5 stars

2.7k reviews

undefined Perfect Eau De Parfum 50ml

Perfect Eau De Parfum 50ml

Current sale price is £72

(Save £17)

Regular price was £89

4.6 out of 5 stars

2.7k reviews

undefined Daisy Eau de Toilette 50ml

Daisy Eau de Toilette 50ml

Current sale price is £60

(Save £13)

Regular price was £73

4.7 out of 5 stars

685 reviews

undefined GC-PM 40/2 S Petrol Lawn Mower (Self Propelled, 40cm)

GC-PM 40/2 S Petrol Lawn Mower (Self Propelled, 40cm)

£249.99

4.4 out of 5 stars

28 reviews

undefined PXC Cordless Grout Cleaner - GE-CC 18 Li Kit (18V includes battery)

PXC Cordless Grout Cleaner - GE-CC 18 Li Kit (18V includes battery)

£97.99

4.3 out of 5 stars

3 reviews

undefined Morgan Underwired Bra - White

Morgan Underwired Bra - White

£44

4.1 out of 5 stars

15 reviews

undefined The Medium Tote Bag - Beige

The Medium Tote Bag - Beige

£225

4.3 out of 5 stars

30 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.