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Customer Rating 4, beyblade, clarks, levi s, nescafe dolce gusto, rosewood, Black

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undefined Youth Scalaloafer. School Shoe - Black

Youth Scalaloafer. School Shoe - Black

From £48

4.4 out of 5 stars

10 reviews

undefined 501 90'S Straight Leg Jeans - Black

501 90'S Straight Leg Jeans - Black

Current sale price is £40

(Save £60)

Regular price was £100

4.4 out of 5 stars

16 reviews

undefined Ribcage Wide-leg Jeans - Rosie Posie

Ribcage Wide-leg Jeans - Rosie Posie

Current sale price is £44

(Save £66)

Regular price was £110

4.3 out of 5 stars

101 reviews

undefined Wide Fit Un Loop Leather Flat Shoe - Black

Wide Fit Un Loop Leather Flat Shoe - Black

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.6 out of 5 stars

25 reviews

undefined Youth Lorcam Loop Lace Leather School Shoe

Youth Lorcam Loop Lace Leather School Shoe

From £52

4 out of 5 stars

1 review

undefined L-Pack Standard Issue Backpack- Black

L-Pack Standard Issue Backpack- Black

£35

4.9 out of 5 stars

11 reviews

undefined Kid Scalaloafer School Shoe - Black

Kid Scalaloafer School Shoe - Black

£46

4.5 out of 5 stars

2 reviews

undefined Cotrell Edge Formal Lace Up Shoes - Black

Cotrell Edge Formal Lace Up Shoes - Black

Current sale price is £48

(Save £12)

Regular price was £60

4.8 out of 5 stars

9 reviews

undefined Kids Lock Magic Mary Jane Patent Leather School Shoe

Kids Lock Magic Mary Jane Patent Leather School Shoe

From £48

4.5 out of 5 stars

2 reviews

undefined Kerton Lace Derby Shoes - Black

Kerton Lace Derby Shoes - Black

£70

4.9 out of 5 stars

14 reviews

undefined Genio S Plus Coffee Machine by De'Longhi - Black

Nescafe Dolce Gusto

Genio S Plus Coffee Machine by De'Longhi - Black

£99

4.8 out of 5 stars

21 reviews

undefined 541 Stretch Tapered Fit Jeans - Native Cali - Black

541 Stretch Tapered Fit Jeans - Native Cali - Black

Current sale price is £56

(Save £24)

Regular price was £80

4.3 out of 5 stars

97 reviews

undefined Superlow Bootcut Jeans - Crew Look

Superlow Bootcut Jeans - Crew Look

Current sale price is £64

(Save £16)

Regular price was £80

4.6 out of 5 stars

14 reviews

undefined Xl Straight Jeans - Influential Lady Black

Xl Straight Jeans - Influential Lady Black

Current sale price is £44

(Save £66)

Regular price was £110

4.5 out of 5 stars

20 reviews

undefined Loreleigh Rae Leather Bow Front Ballerina - Black

Loreleigh Rae Leather Bow Front Ballerina - Black

Current sale price is £42.50

(Save £7.50)

Regular price was £50

4.2 out of 5 stars

5 reviews

undefined Carrier Cargo Shorts- Black

Carrier Cargo Shorts- Black

Current sale price is £44

(Save £11)

Regular price was £55

4.7 out of 5 stars

30 reviews

Embroidered Logo Polo - Black

£40

4.8 out of 5 stars

32 reviews

undefined 501® Original Straight Fit Jeans - Black 80701 - Black

501® Original Straight Fit Jeans - Black 80701 - Black

£90

4.5 out of 5 stars

236 reviews

undefined Youth Scala Step Lace Up School Shoe - Black

Youth Scala Step Lace Up School Shoe - Black

From £48

4.2 out of 5 stars

10 reviews

undefined High-waisted Mom Shorts - Wonderful - Black

High-waisted Mom Shorts - Wonderful - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.2 out of 5 stars

43 reviews

undefined Alda Strap

Alda Strap

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.4 out of 5 stars

5 reviews

undefined Wallabeee - Black

Wallabeee - Black

£100

4.5 out of 5 stars

2 reviews

undefined Un Loop Flat Leather Shoe - Black

Un Loop Flat Leather Shoe - Black

Current sale price is £60

(Save £15)

Regular price was £75

4.5 out of 5 stars

54 reviews

undefined 555 Relaxed Straight Fit Jeans - Welcome To The Rodeo - Black

555 Relaxed Straight Fit Jeans - Welcome To The Rodeo - Black

Current sale price is £70

(Save £30)

Regular price was £100

4 out of 5 stars

9 reviews

undefined 501® Mid-thigh Shorts - Lunar Black

501® Mid-thigh Shorts - Lunar Black

Current sale price is £36

(Save £24)

Regular price was £60

4 out of 5 stars

29 reviews

undefined 511 Slim Fit Jeans - Black

511 Slim Fit Jeans - Black

£90

4.3 out of 5 stars

168 reviews

undefined Perfect T-shirt - Mineral Black Cotton

Perfect T-shirt - Mineral Black Cotton

£25

4.8 out of 5 stars

17 reviews

Original Logo T-shirt - Black

£25

4.1 out of 5 stars

25 reviews

undefined 515 Slim Taper Fit Jeans - Last A While - Grey

515 Slim Taper Fit Jeans - Last A While - Grey

Current sale price is £56

(Save £14)

Regular price was £70

4.3 out of 5 stars

11 reviews

undefined 578 Baggy Loose Fit Jeans - Black

578 Baggy Loose Fit Jeans - Black

Current sale price is £66.50

(Save £28.50)

Regular price was £95

4.4 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.