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undefined Norma Faux Suede Trenchcoat - Multi

Bank Holiday Deal

Norma Faux Suede Trenchcoat - Multi

Current sale price is £49

(Save £21)

Regular price was £70

4.5 out of 5 stars

2 reviews

undefined Mini Girl Faux Leather Sandals - White

Bank Holiday Deal

River Island Mini

Mini Girl Faux Leather Sandals - White

Current sale price is £9

(Save £5)

Regular price was £14

4 out of 5 stars

1 review

undefined Digital Voucher Visit to Thorpe Park Resort for Two

Virgin Experience Days

Digital Voucher Visit to Thorpe Park Resort for Two

Current sale price is £59

(Save £19)

Regular price was £78

4.7 out of 5 stars

3 reviews

undefined £100 Gift Card - Valid for 12 Months

Virgin Experience Days

£100 Gift Card - Valid for 12 Months

£100

4.7 out of 5 stars

15 reviews

undefined Sunrise Pour Homme Eau de Parfum 60ml

Sunrise Pour Homme Eau de Parfum 60ml

Current sale price is £61

(Save £15)

Regular price was £76

4.7 out of 5 stars

204 reviews

undefined Faux Suede Jacket - Brown

Bank Holiday Deal

Faux Suede Jacket - Brown

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.5 out of 5 stars

2 reviews

undefined Baby Girls Frill Rib Set - Light Pink

River Island Baby

Baby Girls Frill Rib Set - Light Pink

£14

4.7 out of 5 stars

3 reviews

undefined Lil Bakez Mix & Make a Surprise Bake.

Lil Bakez Mix & Make a Surprise Bake.

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.6 out of 5 stars

9 reviews

undefined Hannah High Waist Wide Leg Denim Short - Blue

Bank Holiday Deal

Hannah High Waist Wide Leg Denim Short - Blue

Current sale price is £18.75

(Save £6.25)

Regular price was £25

4 out of 5 stars

1 review

undefined Digital Voucher The View From The Shard And A Three Course Dinner With Cocktail At Fortnum & Mason, Royal Exchange For Two

Virgin Experience Days

Digital Voucher The View From The Shard And A Three Course Dinner With Cocktail At Fortnum & Mason, Royal Exchange For Two

£156

4.3 out of 5 stars

3 reviews

undefined Sunrise Pour Homme Eau de Parfum 100ml

Sunrise Pour Homme Eau de Parfum 100ml

Current sale price is £90

(Save £23)

Regular price was £113

4.7 out of 5 stars

314 reviews

undefined Strapless Mini Dress - Blue

Bank Holiday Deal

Strapless Mini Dress - Blue

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

1 review

undefined Sunrise Pour Femme Eau de Parfum 60ml

Sunrise Pour Femme Eau de Parfum 60ml

Current sale price is £75

Regular price was £76

4.6 out of 5 stars

117 reviews

undefined Hope High Waist Wide Leg Pocket Pant - Cream

Bank Holiday Deal

Hope High Waist Wide Leg Pocket Pant - Cream

Current sale price is £40.50

(Save £4.50)

Regular price was £45

4.7 out of 5 stars

3 reviews

undefined Pour Homme Eau de Parfum 150ml

Pour Homme Eau de Parfum 150ml

Current sale price is £136

(Save £34)

Regular price was £170

4.5 out of 5 stars

77 reviews

undefined Belle Short Sleeve Button Denim Dress - Light Blue

Bank Holiday Deal

Belle Short Sleeve Button Denim Dress - Light Blue

Current sale price is £34

(Save £4)

Regular price was £38

4 out of 5 stars

1 review

undefined Tasty Treatz

Tasty Treatz

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4.4 out of 5 stars

24 reviews

undefined Pour Homme 60ml Eau de Parfum

Pour Homme 60ml Eau de Parfum

Current sale price is £61

(Save £15)

Regular price was £76

4.6 out of 5 stars

76 reviews

undefined Digital Voucher - iFLY Indoor Skydiving

Virgin Experience Days

Digital Voucher - iFLY Indoor Skydiving

£79.99

4 out of 5 stars

1 review

undefined Lucie Life 3/4 Knitted Cardigan - Multi

Bank Holiday Deal

Lucie Life 3/4 Knitted Cardigan - Multi

Current sale price is £28

(Save £7)

Regular price was £35

4.5 out of 5 stars

2 reviews

undefined Pour Femme Eau de Parfum 150ml

Pour Femme Eau de Parfum 150ml

£170

4.6 out of 5 stars

74 reviews

undefined Pancake Treatz Playset

Pancake Treatz Playset

Current sale price is £16.99

(Save £3)

Regular price was £19.99

4 out of 5 stars

30 reviews

undefined Pour Homme Eau de Parfum Refill 150ml

Pour Homme Eau de Parfum Refill 150ml

£123

4.6 out of 5 stars

72 reviews

undefined Jakiri Linen Strap Dress - Multi

Bank Holiday Deal

Jakiri Linen Strap Dress - Multi

Current sale price is £27

(Save £3)

Regular price was £30

4 out of 5 stars

1 review

undefined Yum Yumz Season 2 - 2 Pack.

Yum Yumz Season 2 - 2 Pack.

£9.99

4.8 out of 5 stars

182 reviews

undefined Digital Voucher 30 Minute Young Driver Experience - Over 60 Locations UK Wide

Virgin Experience Days

Digital Voucher 30 Minute Young Driver Experience - Over 60 Locations UK Wide

£55

4.6 out of 5 stars

5 reviews

undefined Pour Femme Eau de Parfum Refill 150ml

Pour Femme Eau de Parfum Refill 150ml

£123

4.6 out of 5 stars

75 reviews

undefined Pour Homme Eau de Parfum 100ml

Pour Homme Eau de Parfum 100ml

£113

4.5 out of 5 stars

76 reviews

undefined Digital Voucher Comedy Night For Two

Virgin Experience Days

Digital Voucher Comedy Night For Two

Current sale price is £20

(Save £6)

Regular price was £26

4 out of 5 stars

1 review

undefined Pour Femme Eau de Parfum 60ml

Pour Femme Eau de Parfum 60ml

£76

4.5 out of 5 stars

78 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.