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undefined Girls Fleece Lined Raincoat - Multi

Girls Fleece Lined Raincoat - Multi

From £30

4.5 out of 5 stars

2 reviews

undefined Boys 4 Piece Waistcoat, Short Sleeve Shirt, Bow Tie And Short Set - Stone

Boys 4 Piece Waistcoat, Short Sleeve Shirt, Bow Tie And Short Set - Stone

From £36

4 out of 5 stars

1 review

undefined Boys 3 Pack Joggers - Black, Navy And Grey

Boys 3 Pack Joggers - Black, Navy And Grey

From £18

4.3 out of 5 stars

3 reviews

undefined F-mode Go Adjustable Flatform Two-bar Slides - Classic Beige

F-mode Go Adjustable Flatform Two-bar Slides - Classic Beige

Current sale price is £35

(Save £35)

Regular price was £70

4 out of 5 stars

1 review

undefined Play Short Wellington Boot = Black

Play Short Wellington Boot = Black

Current sale price is £76.50

(Save £13.50)

Regular price was £90

4.4 out of 5 stars

28 reviews

undefined Iqushion Sparkle - Black

Iqushion Sparkle - Black

Current sale price is £32

(Save £8)

Regular price was £40

4.3 out of 5 stars

6 reviews

undefined Drew & Cole 5 Minute CleverChef

Drew & Cole 5 Minute CleverChef

£39

4.4 out of 5 stars

1k reviews

undefined Baby Girls Faux Fur Cuddle Suit - Pink

Baby Girls Faux Fur Cuddle Suit - Pink

£24

4.7 out of 5 stars

22 reviews

undefined Cool Water Man Eau de Toilette

Cool Water Man Eau de Toilette

Current sale price is From £22

(Save up to £35)

Regular price was From £32

4.5 out of 5 stars

180 reviews

undefined Lulu Crystal-mix Toe-post Sandals - All Black

Lulu Crystal-mix Toe-post Sandals - All Black

Current sale price is £48

(Save £32)

Regular price was £80

4 out of 5 stars

2 reviews

undefined Baby Unisex Faux Fur Cuddle Suit - Ivory

Baby Unisex Faux Fur Cuddle Suit - Ivory

£24

4.8 out of 5 stars

23 reviews

undefined Iqushion Multi Crystal Ergonomic Flip-flops - Stone Beige

Iqushion Multi Crystal Ergonomic Flip-flops - Stone Beige

Current sale price is £32

(Save £8)

Regular price was £40

4.3 out of 5 stars

3 reviews

undefined Iqushion Multi-crystal Ergonomic Flip-flops - All Black

Iqushion Multi-crystal Ergonomic Flip-flops - All Black

Current sale price is £32

(Save £8)

Regular price was £40

4.7 out of 5 stars

3 reviews

undefined Gracie Fisherman Sandal - All Black

Gracie Fisherman Sandal - All Black

Current sale price is £88

(Save £22)

Regular price was £110

4.5 out of 5 stars

2 reviews

undefined 4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4.5 out of 5 stars

2 reviews

undefined Play Tall Wellington Boot - Black

Play Tall Wellington Boot - Black

Current sale price is £89

(Save £16)

Regular price was £105

4.4 out of 5 stars

8 reviews

undefined Baby Boy Lined Cardigan - Blue

Baby Boy Lined Cardigan - Blue

From £16

4.9 out of 5 stars

23 reviews

undefined Iqushion Ergonomic Toe Thong Flip Flop Shoes - Black

Iqushion Ergonomic Toe Thong Flip Flop Shoes - Black

Current sale price is £25.50

(Save £6.50)

Regular price was £32

4.3 out of 5 stars

38 reviews

undefined Iqushion Ergonomic Toe Thong Flip Flop Shoes - Bronze

Iqushion Ergonomic Toe Thong Flip Flop Shoes - Bronze

Current sale price is £25.50

(Save £6.50)

Regular price was £32

4.4 out of 5 stars

32 reviews

undefined Original Kids Wellington Boots - Black

Original Kids Wellington Boots - Black

£55

4.4 out of 5 stars

5 reviews

undefined Gracie Fisherman Sandal - Sandy Beige

Gracie Fisherman Sandal - Sandy Beige

Current sale price is £88

(Save £22)

Regular price was £110

4.3 out of 5 stars

3 reviews

undefined Baby Unisex Lined Cardigan - Ivory

Baby Unisex Lined Cardigan - Ivory

£16

4.9 out of 5 stars

9 reviews

undefined Girls Short Sleeve Bow T-Shirt - Cream

Girls Short Sleeve Bow T-Shirt - Cream

From £4

4 out of 5 stars

1 review

undefined Cool Elixir for Men, 100ml

Cool Elixir for Men, 100ml

£87

4.6 out of 5 stars

1.1k reviews

undefined Original Kids Wellington Boots - Navy

Original Kids Wellington Boots - Navy

£55

4.9 out of 5 stars

12 reviews

undefined Boys 3 Pack Short Sleeve Palm Print T-Shirts - Multi

Boys 3 Pack Short Sleeve Palm Print T-Shirts - Multi

Current sale price is From £7.50

(Save up to £7.50)

Regular price was From £14

4 out of 5 stars

1 review

undefined Baby Unisex I'm New Here Sleepsuit - White

Baby Unisex I'm New Here Sleepsuit - White

£8

4.2 out of 5 stars

5 reviews

undefined Andrea Pu Rain Coat - Black

Andrea Pu Rain Coat - Black

Current sale price is £53.50

(Save £31.50)

Regular price was £85

4 out of 5 stars

1 review

undefined Cool Elixir for Men, 50ml

Cool Elixir for Men, 50ml

Current sale price is £52

(Save £10)

Regular price was £62

4.6 out of 5 stars

1.1k reviews

undefined Baby Boy Lux Fleece Robe With Ears - Blue

Baby Boy Lux Fleece Robe With Ears - Blue

£12

4.9 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.