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Customer Rating 4, Beyblade, Davidoff, Drift Home, Elomi, LEGO Icons, Nip + Fab, Osprey Action Sports, River Island Mini

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undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

1k reviews

undefined Mini Girl Faux Leather Sandals - White

River Island Mini

Mini Girl Faux Leather Sandals - White

Current sale price is £9.50

(Save £4.50)

Regular price was £14

4 out of 5 stars

1 review

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.9 out of 5 stars

351 reviews

undefined Cool Water Man Eau de Toilette

Cool Water Man Eau de Toilette

Current sale price is From £22

(Save up to £35)

Regular price was From £45

4.5 out of 5 stars

171 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.8 out of 5 stars

422 reviews

undefined Junior Buoyancy Aid 50N - Blue

Osprey Action Sports

Junior Buoyancy Aid 50N - Blue

Current sale price is £37.99

(Save £10)

Regular price was £47.99

4.9 out of 5 stars

7 reviews

undefined Morgan Underwired Bra - White

Morgan Underwired Bra - White

£44

4.1 out of 5 stars

15 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

272 reviews

undefined underwired Bra - Black

underwired Bra - Black

£44

4.2 out of 5 stars

20 reviews

undefined Dog Buoyancy Aid, Dog Swimming Vest

Osprey Action Sports

Dog Buoyancy Aid, Dog Swimming Vest

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.7 out of 5 stars

6 reviews

undefined McLaren MP4/4 & Ayrton Senna 10330

McLaren MP4/4 & Ayrton Senna 10330

Current sale price is £52.99

(Save £17)

Regular price was £69.99

4.5 out of 5 stars

139 reviews

undefined Underwired Full Cup Bra - Beige

Underwired Full Cup Bra - Beige

£44

4.4 out of 5 stars

14 reviews

undefined Adult 50N Buoyancy Aid, Waterproof Swim Vest

Osprey Action Sports

Adult 50N Buoyancy Aid, Waterproof Swim Vest

£44.99

4.9 out of 5 stars

9 reviews

undefined Transformers Bumblebee Model Set 10338

Transformers Bumblebee Model Set 10338

Current sale price is £64.99

(Save £15)

Regular price was £79.99

4.5 out of 5 stars

165 reviews

undefined Energise Sports Bra - Black

Energise Sports Bra - Black

£45

4 out of 5 stars

67 reviews

undefined Cool Water Woman 100ml Eau de Toilette

Cool Water Woman 100ml Eau de Toilette

Current sale price is From £31

(Save up to £39)

Regular price was From £34

4.4 out of 5 stars

10 reviews

undefined Origin Men's Shorty Wetsuit - Black / Red

Osprey Action Sports

Origin Men's Shorty Wetsuit - Black / Red

£44.99

4 out of 5 stars

9 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

Current sale price is £22

(Save £2.95)

Regular price was £24.95

4.8 out of 5 stars

296 reviews

undefined Nip+Fab Nourishing SPF30 Moisturiser

Nip+Fab Nourishing SPF30 Moisturiser

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.5 out of 5 stars

149 reviews

undefined Vitamin C Fix Jelly Eye Patches - 20 pairs

Vitamin C Fix Jelly Eye Patches - 20 pairs

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.7 out of 5 stars

83 reviews

undefined Retinol Fix Concentrate Extreme 10%

Retinol Fix Concentrate Extreme 10%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

261 reviews

undefined Glycolic Fix Scrub (75ml)

Glycolic Fix Scrub (75ml)

Current sale price is £11

(Save £1.95)

Regular price was £12.95

4.7 out of 5 stars

222 reviews

undefined Charley Underwired Bandless Spacer Moulded Bra - Black

Charley Underwired Bandless Spacer Moulded Bra - Black

£51

4.3 out of 5 stars

20 reviews

undefined Vitamin C Fix Cleanser 145ml

Vitamin C Fix Cleanser 145ml

Current sale price is £11

(Save £1.95)

Regular price was £12.95

4.7 out of 5 stars

190 reviews

undefined Hooded Changing Robe

Osprey Action Sports

Hooded Changing Robe

Current sale price is £89.99

(Save £10)

Regular price was £99.99

4.7 out of 5 stars

227 reviews

undefined Peptide Fix Melting Jelly Cleanser - 120ml

Peptide Fix Melting Jelly Cleanser - 120ml

Current sale price is £15

(Save £1.95)

Regular price was £16.95

4.9 out of 5 stars

145 reviews

undefined Williams Racing FW14B & Nigel Mansell 10353

Williams Racing FW14B & Nigel Mansell 10353

Current sale price is £52.99

(Save £17)

Regular price was £69.99

4.8 out of 5 stars

68 reviews

undefined Smooth Underwired Moulded Bra - Black

Smooth Underwired Moulded Bra - Black

£43

4.5 out of 5 stars

6 reviews

undefined Salicylic Fix Blackhead Steam Mask 8% - 30ml

Salicylic Fix Blackhead Steam Mask 8% - 30ml

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.5 out of 5 stars

40 reviews

undefined Salicylic Fix Scrub - 75ml

Salicylic Fix Scrub - 75ml

Current sale price is £8

(Save £1.95)

Regular price was £9.95

4.8 out of 5 stars

99 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.