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undefined MCF96EB 95L Chest Freezer - Black

MCF96EB 95L Chest Freezer - Black

Current sale price is £129

(Save £50)

Regular price was £179

4.8 out of 5 stars

16 reviews

undefined Baby Pink Satin Floral Midi Dress

Baby Pink Satin Floral Midi Dress

£40

4 out of 5 stars

2 reviews

undefined MC55251DE 55cm Wide, Total No Frost, Freestanding Fridge Freezer - White

MC55251DE 55cm Wide, Total No Frost, Freestanding Fridge Freezer - White

Current sale price is £329

(Save £90)

Regular price was £419

4.3 out of 5 stars

50 reviews

undefined MCF142EB 142L Chest Freezer - Black

MCF142EB 142L Chest Freezer - Black

Current sale price is £169

(Save £50)

Regular price was £219

4.8 out of 5 stars

5 reviews

undefined MS83430ES 83cm Wide Side by Side, American Fridge Freezer - Silver

MS83430ES 83cm Wide Side by Side, American Fridge Freezer - Silver

Current sale price is £529

(Save £140)

Regular price was £669

4.4 out of 5 stars

65 reviews

undefined MTZ55153E Freestanding Tall Freezer - White

MTZ55153E Freestanding Tall Freezer - White

Current sale price is £249

(Save £80)

Regular price was £329

4.2 out of 5 stars

6 reviews

undefined Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - Black

Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - Black

From £349

4.1 out of 5 stars

9 reviews

undefined Battery Video Doorbell (3rd Gen) - Satin Nickel

Battery Video Doorbell (3rd Gen) - Satin Nickel

£99.99

4.8 out of 5 stars

14 reviews

undefined MUR4894E 48cm Wide Under-Counter Fridge with Ice Box - White

MUR4894E 48cm Wide Under-Counter Fridge with Ice Box - White

Current sale price is £129

(Save £40)

Regular price was £169

4 out of 5 stars

23 reviews

undefined Sonic+ Water Flosser - Violet

Sonic+ Water Flosser - Violet

Current sale price is £50

(Save £9.99)

Regular price was £59.99

4.3 out of 5 stars

53 reviews

undefined MCF198EB 198L Chest Freezer - Black

MCF198EB 198L Chest Freezer - Black

Current sale price is £199

(Save £60)

Regular price was £259

4.8 out of 5 stars

8 reviews

undefined MS91520DES 90cm Wide, Side-by-Side, American-Style Fridge Freezer - Silver

MS91520DES 90cm Wide, Side-by-Side, American-Style Fridge Freezer - Silver

Current sale price is £509

(Save £260)

Regular price was £769

4.8 out of 5 stars

30 reviews

undefined MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

Current sale price is £369

(Save £70)

Regular price was £439

4.4 out of 5 stars

63 reviews

undefined Video Doorbell (3rd Gen) Satin Nickel and Indoor Cam White Security Camera

Video Doorbell (3rd Gen) Satin Nickel and Indoor Cam White Security Camera

Current sale price is £129.99

(Save £20)

Regular price was £149.99

4.9 out of 5 stars

7 reviews

undefined Battery Video Doorbell (3rd Gen) - Venetian Bronze

Battery Video Doorbell (3rd Gen) - Venetian Bronze

£99.99

4.5 out of 5 stars

10 reviews

undefined MUZ4860E 48cm Wide Under-Counter Freezer - White

MUZ4860E 48cm Wide Under-Counter Freezer - White

Current sale price is £149

(Save £40)

Regular price was £189

4.5 out of 5 stars

2 reviews

undefined Denver Ottoman Bed with Wireless Charging and LED lights - Oak/Black

Denver Ottoman Bed with Wireless Charging and LED lights - Oak/Black

From £489

4.5 out of 5 stars

2 reviews

undefined MCF297E 297-Litre Freestanding Chest Freezer - White

MCF297E 297-Litre Freestanding Chest Freezer - White

Current sale price is £269

(Save £90)

Regular price was £359

4.8 out of 5 stars

26 reviews

undefined Video Doorbell (3rd Gen) with Chime - Venetian Bronze

Video Doorbell (3rd Gen) with Chime - Venetian Bronze

£109.99

4.3 out of 5 stars

20 reviews

undefined Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - White

Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - White

From £349

4.8 out of 5 stars

4 reviews

undefined Spotlight Camera Plus Smart Security Camera - Battery, White

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Spotlight Camera Plus Smart Security Camera - Battery, White

Current sale price is From £129.99

(Save up to £30)

Regular price was From £129

4.3 out of 5 stars

8 reviews

undefined MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

Current sale price is £519

(Save £150)

Regular price was £669

4.4 out of 5 stars

59 reviews

undefined MC55265ES 70/30 Freestanding Fridge Freezer - Silver

MC55265ES 70/30 Freestanding Fridge Freezer - Silver

Current sale price is £299

(Save £80)

Regular price was £379

4.6 out of 5 stars

9 reviews

undefined Black Mesh Bardot Midaxi Dress

Black Mesh Bardot Midaxi Dress

£45

4.5 out of 5 stars

2 reviews

undefined MUL4892EB 48cm Wide Under-Counter Fridge - Black

MUL4892EB 48cm Wide Under-Counter Fridge - Black

Current sale price is £149

(Save £40)

Regular price was £189

4 out of 5 stars

4 reviews

undefined Cool Water Man Eau de Toilette

Cool Water Man Eau de Toilette

Current sale price is From £22

(Save up to £35)

Regular price was From £32

4.5 out of 5 stars

176 reviews

undefined MQ79394ES 80cm Cross Door, American Fridge Freezer - Silver

MQ79394ES 80cm Cross Door, American Fridge Freezer - Silver

Current sale price is £529

(Save £200)

Regular price was £729

4.8 out of 5 stars

9 reviews

undefined Gold Diamante Twist Handle Bag

Gold Diamante Twist Handle Bag

£25

4 out of 5 stars

1 review

undefined Petite Black Ruched Sleeve Blazer

Petite Black Ruched Sleeve Blazer

£30

4.3 out of 5 stars

16 reviews

undefined MS91520DEB 90cm Wide Side by Side, American Fridge Freezer - Black

MS91520DEB 90cm Wide Side by Side, American Fridge Freezer - Black

Current sale price is £509

(Save £260)

Regular price was £769

4.7 out of 5 stars

23 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.