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undefined AP98 Gentle Jet Portable Air Conditioner

AP98 Gentle Jet Portable Air Conditioner

£799

4.5 out of 5 stars

4 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

1k reviews

undefined Extreme Portable SSD

Extreme Portable SSD

From £99.99

4.5 out of 5 stars

11 reviews

undefined Eletta Cappuccino, Automatic Bean to Cup Coffee Machine, with Auto Milk, ECAM44.660.B

Eletta Cappuccino, Automatic Bean to Cup Coffee Machine, with Auto Milk, ECAM44.660.B

£899

4.5 out of 5 stars

139 reviews

undefined Denver Ottoman Bed with Wireless Charging and LED lights - Oak/Black

Denver Ottoman Bed with Wireless Charging and LED lights - Oak/Black

From £489

4.5 out of 5 stars

2 reviews

undefined Ultra microSD 256GB + SD Adapter

Ultra microSD 256GB + SD Adapter

£20.99

4.8 out of 5 stars

12 reviews

undefined Magnifica Evo Bean to Cup - ECAM290.83

Magnifica Evo Bean to Cup - ECAM290.83

£579

4.5 out of 5 stars

78 reviews

undefined Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - White

Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - White

From £349

4.8 out of 5 stars

4 reviews

undefined Magnifica Evo, Automatic Bean to Cup Coffee Machine, ECAM290.21.B

Magnifica Evo, Automatic Bean to Cup Coffee Machine, ECAM290.21.B

Current sale price is £349

(Save £70)

Regular price was £419

4.2 out of 5 stars

41 reviews

undefined Eclettica 4-Slice Toaster - Beige

Eclettica 4-Slice Toaster - Beige

Current sale price is £59

(Save £20)

Regular price was £79

4 out of 5 stars

8 reviews

undefined Vitamin C Fix Concentrate Extreme 15%

Vitamin C Fix Concentrate Extreme 15%

Current sale price is £22

(Save £3)

Regular price was £25

4.8 out of 5 stars

393 reviews

undefined Eletta Explore Bean to Cup Coffee Machine with Cold Brew Technology ECAM450.86.TB

Eletta Explore Bean to Cup Coffee Machine with Cold Brew Technology ECAM450.86.TB

£999

4.8 out of 5 stars

162 reviews

undefined Primadonna Soul, Automatic Bean to Cup Coffee Machine, with Auto Milk, ECAM610.75.MB

Primadonna Soul, Automatic Bean to Cup Coffee Machine, with Auto Milk, ECAM610.75.MB

Current sale price is £999

(Save £380)

Regular price was £1379

4.6 out of 5 stars

68 reviews

undefined La Specialista Touch Bean to Cup Coffee Machine EC9455.M

La Specialista Touch Bean to Cup Coffee Machine EC9455.M

£699

4.9 out of 5 stars

57 reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.9 out of 5 stars

342 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

272 reviews

undefined 256GB microSDXC UHS-I card for Nintendo Switch

256GB microSDXC UHS-I card for Nintendo Switch

Current sale price is £22.99

(Save £12)

Regular price was £34.99

4.9 out of 5 stars

21 reviews

undefined Pokemon microSDXC card for Nintendo Switch 512GB, up to 100MB/s Read, 60MB/s Write, U3, C10, A1, UHS-1

Pokemon microSDXC card for Nintendo Switch 512GB, up to 100MB/s Read, 60MB/s Write, U3, C10, A1, UHS-1

Current sale price is £54.99

(Save £5)

Regular price was £59.99

4.5 out of 5 stars

29 reviews

undefined Stilosa, Barista Espresso Machine & Cappuccino Maker, EC260.BK

Stilosa, Barista Espresso Machine & Cappuccino Maker, EC260.BK

£126

4.3 out of 5 stars

189 reviews

undefined Dehumidifier

Dehumidifier

£349

4.6 out of 5 stars

5 reviews

undefined Ultra microSD 128GB + SD Adapter

Ultra microSD 128GB + SD Adapter

Current sale price is £11.99

(Save £6)

Regular price was £17.99

4.6 out of 5 stars

15 reviews

undefined Trainer Guess: Unova Edition

Trainer Guess: Unova Edition

£19.99

4 out of 5 stars

1 review

undefined De Longhi EC885.GY Pump Espresso

De Longhi EC885.GY Pump Espresso

£249

4.8 out of 5 stars

6 reviews

undefined Pokemon microSDXC card for Nintendo Switch 256GB, up to 100MB/s Read, 60MB/s Write, U3, C10, A1, UHS-1

Pokemon microSDXC card for Nintendo Switch 256GB, up to 100MB/s Read, 60MB/s Write, U3, C10, A1, UHS-1

Current sale price is £26.99

(Save £4)

Regular price was £30.99

4.6 out of 5 stars

24 reviews

undefined Rivelia Bean To Cup Coffee Machine EXAM440.55 - Black

Rivelia Bean To Cup Coffee Machine EXAM440.55 - Black

Current sale price is £649

(Save £100)

Regular price was £749

4.7 out of 5 stars

64 reviews

undefined Ceramide Fix Serum 12% 50ml

Ceramide Fix Serum 12% 50ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

164 reviews

undefined Ceramide Fix Replenishing Cleansing Balm

Ceramide Fix Replenishing Cleansing Balm

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.7 out of 5 stars

107 reviews

undefined La Specalista Opera - Metal

La Specalista Opera - Metal

Current sale price is £699

(Save £100)

Regular price was £799

4.8 out of 5 stars

43 reviews

undefined Rivelia Bean To Cup Coffee Machine EXAM440.55 - Grey

Rivelia Bean To Cup Coffee Machine EXAM440.55 - Grey

Current sale price is £649

(Save £100)

Regular price was £749

4.7 out of 5 stars

32 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

Current sale price is £22

(Save £2.95)

Regular price was £24.95

4.8 out of 5 stars

295 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.