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undefined Black Tower Fan

Black Tower Fan

£84

4 out of 5 stars

4 reviews

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Bank Holiday Deal

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £99.99

(Save £5)

Regular price was £104.99

4.9 out of 5 stars

50 reviews

undefined Adult 50N Buoyancy Aid, Waterproof Swim Vest

Osprey Action Sports

Adult 50N Buoyancy Aid, Waterproof Swim Vest

£44.99

4.9 out of 5 stars

8 reviews

undefined Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £154.99

(Save £45)

Regular price was £199.99

4.7 out of 5 stars

152 reviews

undefined Clement Black Optiflame Inset Fire

Bank Holiday Deal

Clement Black Optiflame Inset Fire

Current sale price is £189

(Save £31)

Regular price was £220

4.6 out of 5 stars

8 reviews

undefined Avengers Captain America: Brave New World Red Hulk Gamma Smash Fists

Avengers Captain America: Brave New World Red Hulk Gamma Smash Fists

Current sale price is £21.99

(Save £3)

Regular price was £24.99

4.9 out of 5 stars

12 reviews

undefined Origin Men's Shorty Wetsuit - Black / Red

Osprey Action Sports

Origin Men's Shorty Wetsuit - Black / Red

£44.99

4.1 out of 5 stars

10 reviews

undefined Junior Neoprene Reef Water Shoe 2mm - Black

Osprey Action Sports

Junior Neoprene Reef Water Shoe 2mm - Black

£22.99

4.6 out of 5 stars

5 reviews

undefined Bayport Optimyst Electric Stove Fire

Bayport Optimyst Electric Stove Fire

£530

4.3 out of 5 stars

31 reviews

undefined Lara Duvet Cover Set - Blush

Lara Duvet Cover Set - Blush

From £20

4.3 out of 5 stars

26 reviews

undefined Dog Buoyancy Aid, Dog Swimming Vest

Osprey Action Sports

Dog Buoyancy Aid, Dog Swimming Vest

£24.99

4.7 out of 5 stars

6 reviews

undefined Luana Duvet Cover Set - Blush

Bank Holiday Deal

Luana Duvet Cover Set - Blush

Current sale price is From £25

(Save up to £10)

Regular price was From £30

4.3 out of 5 stars

4 reviews

undefined London Skyline Model Building Set 21034

LEGO Architecture

London Skyline Model Building Set 21034

£27.99

4.2 out of 5 stars

23 reviews

undefined MCFSTV12E Micro Stove Fire

Bank Holiday Deal

MCFSTV12E Micro Stove Fire

Current sale price is £105

(Save £15)

Regular price was £120

4.3 out of 5 stars

10 reviews

undefined Studios Captain America Brave New World Flight Vision Mask

Bank Holiday Deal

Studios Captain America Brave New World Flight Vision Mask

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.8 out of 5 stars

13 reviews

undefined Brava 5 Stage Air Purifier

Brava 5 Stage Air Purifier

£179

4.3 out of 5 stars

7 reviews

undefined Paris

LEGO Architecture

Paris

£44.99

4.7 out of 5 stars

43 reviews

undefined Dart Navy Single Duvet Cover Set

Dart Navy Single Duvet Cover Set

From £20

4.1 out of 5 stars

13 reviews

undefined Hooded Changing Robe

Osprey Action Sports

Hooded Changing Robe

£99.99

4.4 out of 5 stars

28 reviews

undefined Alda Outdoor Cushion - Terracotta

Alda Outdoor Cushion - Terracotta

Current sale price is £9

(Save £3)

Regular price was £12

4.8 out of 5 stars

4 reviews

undefined Cavali Pinsonic Art Deco Duvet Cover Set in White

Bank Holiday Deal

Cavali Pinsonic Art Deco Duvet Cover Set in White

Current sale price is From £25

(Save up to £10)

Regular price was From £30

4.5 out of 5 stars

10 reviews

undefined Club Optiflame Electric Stove Fire

Club Optiflame Electric Stove Fire

£300

4.2 out of 5 stars

19 reviews

undefined Wetsuit Changing Mat - Black

Osprey Action Sports

Wetsuit Changing Mat - Black

£19.99

4.8 out of 5 stars

37 reviews

undefined Luana Duvet Cover Set - Silver

Bank Holiday Deal

Luana Duvet Cover Set - Silver

Current sale price is From £25

(Save up to £10)

Regular price was From £30

4.8 out of 5 stars

4 reviews

undefined Spidey and His Amazing Friends Supersized Spidey Action Figure

Bank Holiday Deal

Spidey and His Amazing Friends Supersized Spidey Action Figure

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.7 out of 5 stars

20 reviews

undefined Origin Ladies Long Wetsuit 5mm (Black/Blue)

Osprey Action Sports

Origin Ladies Long Wetsuit 5mm (Black/Blue)

£97.99

4.1 out of 5 stars

28 reviews

undefined Origin Men's Long Length 5mm Wetsuit - Black / Red

Osprey Action Sports

Origin Men's Long Length 5mm Wetsuit - Black / Red

£99.99

4.7 out of 5 stars

24 reviews

undefined Studios Captain America Brave New World, Titan Hero Series Captain America

Bank Holiday Deal

Studios Captain America Brave New World, Titan Hero Series Captain America

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.4 out of 5 stars

11 reviews

undefined Origin Mens Long Wetsuit - 3mm - Black / Red / Grey

Osprey Action Sports

Origin Mens Long Wetsuit - 3mm - Black / Red / Grey

£59.99

4.6 out of 5 stars

5 reviews

undefined Alda Outdoor Cushion

Alda Outdoor Cushion

£12

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.