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undefined X3 5.7K Action Camera

X3 5.7K Action Camera

£309.99

4.6 out of 5 stars

15 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1k reviews

undefined Infants Essential Fleece Crew Tracksuit - Dark Grey

Infants Essential Fleece Crew Tracksuit - Dark Grey

£24.50

4.8 out of 5 stars

19 reviews

undefined Kids Essential Fleece Crew Tracksuit - Blue

Kids Essential Fleece Crew Tracksuit - Blue

Current sale price is £33.50

(Save £8.50)

Regular price was £42

4.8 out of 5 stars

18 reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

£29.95

4.9 out of 5 stars

358 reviews

undefined 2 Elsa Styling Head

2 Elsa Styling Head

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.7 out of 5 stars

29 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

426 reviews

undefined Huffy Frozen 14 Inch Bike

Huffy Frozen 14 Inch Bike

Current sale price is £129.99

(Save £20.01)

Regular price was £150

4.3 out of 5 stars

6 reviews

undefined Gold Multi Coloured Fine Celestial Y Necklace

Gold Multi Coloured Fine Celestial Y Necklace

Current sale price is £16

(Save £4)

Regular price was £20

4.5 out of 5 stars

16 reviews

undefined Gold Plated Crystal And Cream Pearl Celestial Multi Necklace

Gold Plated Crystal And Cream Pearl Celestial Multi Necklace

Current sale price is £18

(Save £4)

Regular price was £22

4.8 out of 5 stars

4 reviews

undefined Multi-Tasker Better Than Filters

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in light medium, light, fair coloursAvailable in light medium, light, fair coloursAvailable in light medium, light, fair coloursAvailable in light medium, light, fair coloursAvailable in light medium, light, fair colours

Multi-Tasker Better Than Filters

Current sale price is £10

(Save £2.99)

Regular price was £12.99

4.4 out of 5 stars

1.7k reviews

undefined 12 Inch Frozen Bike

12 Inch Frozen Bike

Current sale price is £124.99

(Save £15.01)

Regular price was £140

4 out of 5 stars

3 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

£29.95

4.8 out of 5 stars

273 reviews

undefined Gold Multi Coloured Celestial Drop Earring

Gold Multi Coloured Celestial Drop Earring

Current sale price is £11

(Save £3)

Regular price was £14

4.4 out of 5 stars

23 reviews

undefined Infants Boys Powder Play Crew Tracksuit - Black

Infants Boys Powder Play Crew Tracksuit - Black

Current sale price is £25

(Save £11)

Regular price was £36

4.8 out of 5 stars

18 reviews

undefined Kids Essential Fleece Crew Tracksuit - White

Kids Essential Fleece Crew Tracksuit - White

Current sale price is £35.50

(Save £6.50)

Regular price was £42

4.8 out of 5 stars

19 reviews

undefined Natural Bronzer

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in sunlight, sunbronze coloursAvailable in sunlight, sunbronze coloursAvailable in sunlight, sunbronze coloursAvailable in sunlight, sunbronze coloursAvailable in sunlight, sunbronze colours

Natural Bronzer

Current sale price is £5

(Save £1.99)

Regular price was £6.99

4.2 out of 5 stars

1.6k reviews

undefined Toys, Elsa's Stacking Castle, Gifts for Kids

Toys, Elsa's Stacking Castle, Gifts for Kids

Current sale price is £16.99

(Save £5)

Regular price was £21.99

4.8 out of 5 stars

24 reviews

undefined Retinol Fix Concentrate Extreme 10%

Retinol Fix Concentrate Extreme 10%

£29.95

4.8 out of 5 stars

262 reviews

undefined Vitamin C Scrub 75ml

Vitamin C Scrub 75ml

£12.95

4.8 out of 5 stars

91 reviews

undefined Peptide Fix Melting Jelly Cleanser - 120ml

Peptide Fix Melting Jelly Cleanser - 120ml

£16.95

4.9 out of 5 stars

146 reviews

undefined Ceramide Fix Serum 12% 50ml

Ceramide Fix Serum 12% 50ml

£29.95

4.8 out of 5 stars

171 reviews

undefined Kids Essential Fleece Crew Tracksuit - Pink

Kids Essential Fleece Crew Tracksuit - Pink

Current sale price is £29.25

(Save £12.75)

Regular price was £42

4.8 out of 5 stars

18 reviews

undefined Signature Collection Medium Jar Candle – Vanilla Crème Brulee

Signature Collection Medium Jar Candle – Vanilla Crème Brulee

£24.99

4.9 out of 5 stars

9 reviews

undefined Vitamin C Fix Cleanser 145ml

Vitamin C Fix Cleanser 145ml

£12.95

4.7 out of 5 stars

193 reviews

undefined Vitamin C Fix Jelly Eye Patches - 20 pairs

Vitamin C Fix Jelly Eye Patches - 20 pairs

£19.95

4.7 out of 5 stars

87 reviews

undefined Anna Fashion Doll

Anna Fashion Doll

Current sale price is £10.99

(Save £3)

Regular price was £13.99

4.7 out of 5 stars

35 reviews

undefined Vit C Serum 50ml

Vit C Serum 50ml

£22.95

4.7 out of 5 stars

188 reviews

undefined 12 Inch Frozen Balance Bike

12 Inch Frozen Balance Bike

Current sale price is £49.99

(Save £10.01)

Regular price was £60

4 out of 5 stars

4 reviews

undefined Signature Collection Large Jar Candle – Soft Blanket

Signature Collection Large Jar Candle – Soft Blanket

£29.99

4.9 out of 5 stars

51 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.