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undefined Boys 3 Pack Joggers - Black, Navy And Grey

Boys 3 Pack Joggers - Black, Navy And Grey

From £18

4.3 out of 5 stars

3 reviews

undefined Daisy Glow Limited Edition EDT for Women - 50ml

Daisy Glow Limited Edition EDT for Women - 50ml

Current sale price is £58

(Save £15)

Regular price was £73

4.6 out of 5 stars

373 reviews

undefined RHCV3101 ATLAS2 Cylinder Vacuum

RHCV3101 ATLAS2 Cylinder Vacuum

£52

4.4 out of 5 stars

30 reviews

undefined Daisy Love Glow Limited Edition EDT for Women - 50ml

Daisy Love Glow Limited Edition EDT for Women - 50ml

Current sale price is £58

(Save £15)

Regular price was £73

4.5 out of 5 stars

147 reviews

undefined McLaren MP4/4 & Ayrton Senna 10330

McLaren MP4/4 & Ayrton Senna 10330

Current sale price is £52.99

(Save £17)

Regular price was £69.99

4.5 out of 5 stars

139 reviews

undefined RHCV4601 TITAN2 Pet 3L Cylinder Vacuum

RHCV4601 TITAN2 Pet 3L Cylinder Vacuum

Current sale price is £55

(Save £7)

Regular price was £62

4 out of 5 stars

21 reviews

undefined Luxury Padded XL Playmat (200 x 140 cm) - Bubble/Terrazzo

Luxury Padded XL Playmat (200 x 140 cm) - Bubble/Terrazzo

£129.99

4 out of 5 stars

2 reviews

undefined Transformers Bumblebee Model Set 10338

Transformers Bumblebee Model Set 10338

Current sale price is £64.99

(Save £15)

Regular price was £79.99

4.5 out of 5 stars

165 reviews

undefined Dot Eau de Parfum -100ml

Dot Eau de Parfum -100ml

Current sale price is £81

(Save £18)

Regular price was £99

4.7 out of 5 stars

437 reviews

undefined Perfect Eau de Parfum 100ml

Perfect Eau de Parfum 100ml

Current sale price is £99

(Save £19)

Regular price was £118

4.6 out of 5 stars

2.7k reviews

undefined RHCV4101 CVTITAN2 3L Cylinder Vacuum

RHCV4101 CVTITAN2 3L Cylinder Vacuum

£59

4.2 out of 5 stars

17 reviews

undefined Optimus Prime 10302

Optimus Prime 10302

Current sale price is £119.99

(Save £40)

Regular price was £159.99

4.3 out of 5 stars

319 reviews

undefined Williams Racing FW14B & Nigel Mansell 10353

Williams Racing FW14B & Nigel Mansell 10353

Current sale price is £52.99

(Save £17)

Regular price was £69.99

4.8 out of 5 stars

68 reviews

undefined Spring Glade Floral Duvet Cover Set

Dreams & Drapes

Spring Glade Floral Duvet Cover Set

From £20

4.5 out of 5 stars

8 reviews

undefined Spanish Gardens 10359

Spanish Gardens 10359

Current sale price is £62.99

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Regular price was £89.99

4.7 out of 5 stars

27 reviews

undefined Perfect Eau De Parfum 50ml

Perfect Eau De Parfum 50ml

Current sale price is £71

(Save £18)

Regular price was £89

4.6 out of 5 stars

2.7k reviews

undefined Bedside Crib Starter Pack -Run Wild

Bedside Crib Starter Pack -Run Wild

£39.99

4 out of 5 stars

1 review

undefined Perfect Intense Eau de Parfum 30ml

Perfect Intense Eau de Parfum 30ml

£68

4.5 out of 5 stars

1.4k reviews

undefined Chunky Striped Knitted Baby Blanket - Run Wild - Multi

Chunky Striped Knitted Baby Blanket - Run Wild - Multi

£34.99

4 out of 5 stars

2 reviews

undefined French Café Building Set for Adults 10362

French Café Building Set for Adults 10362

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.2 out of 5 stars

36 reviews

undefined Perfect Intense Eau de Parfum 100ml

Perfect Intense Eau de Parfum 100ml

Current sale price is £108

(Save £21)

Regular price was £129

4.5 out of 5 stars

1.4k reviews

undefined Kingfisher Bird

Kingfisher Bird

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.8 out of 5 stars

109 reviews

undefined Perfect 30ml Eau de Parfum

Perfect 30ml Eau de Parfum

£63

4.6 out of 5 stars

2.7k reviews

undefined Boys Mummy's Bestie Short Sleeve T-Shirt - Multi

Boys Mummy's Bestie Short Sleeve T-Shirt - Multi

Current sale price is From £2.25

(Save up to £4.25)

Regular price was From £6

4 out of 5 stars

1 review

undefined Halloween Barn Building Toy 40721

Halloween Barn Building Toy 40721

£12.99

4.5 out of 5 stars

44 reviews

undefined Girls Rainbow 2 Piece Rash Vest Set - Multi

Girls Rainbow 2 Piece Rash Vest Set - Multi

From £14

4.5 out of 5 stars

2 reviews

undefined Perfect Intense Eau de Parfum 50ml

Perfect Intense Eau de Parfum 50ml

£97

4.5 out of 5 stars

1.4k reviews

undefined Octoray Playset

Octoray Playset

Current sale price is £49.99

(Save £20)

Regular price was £69.99

4.7 out of 5 stars

11 reviews

undefined Blacktron Renegade 10355

Blacktron Renegade 10355

£89.99

4.8 out of 5 stars

64 reviews

undefined Over the Moon with Pharrell Williams

Over the Moon with Pharrell Williams

£94.99

4.9 out of 5 stars

35 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.