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undefined X3 5.7K Action Camera

X3 5.7K Action Camera

£309.99

4.6 out of 5 stars

15 reviews

undefined WATCH GT4 46MM Black Fluoroelastomer Strap

WATCH GT4 46MM Black Fluoroelastomer Strap

Current sale price is £129

(Save £100)

Regular price was £229

4.6 out of 5 stars

14 reviews

undefined Bantam Space Saver Cot Bed & Mattress

Bantam Space Saver Cot Bed & Mattress

Current sale price is £124.99

(Save £15)

Regular price was £139.99

4 out of 5 stars

21 reviews

undefined WATCH GT4 46MM Green Woven Strap

WATCH GT4 46MM Green Woven Strap

Current sale price is £99.99

(Save £149.01)

Regular price was £249

4.5 out of 5 stars

6 reviews

undefined Watch FIT Special Edition Smart Watch - Starry Black

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, pink coloursAvailable in black, pink coloursAvailable in black, pink coloursAvailable in black, pink coloursAvailable in black, pink colours

Watch FIT Special Edition Smart Watch - Starry Black

Current sale price is £59.99

(Save £30)

Regular price was £89.99

4.3 out of 5 stars

21 reviews

undefined Fibre Cot Bed Mattress 140x70cm

Fibre Cot Bed Mattress 140x70cm

£39.99

4 out of 5 stars

22 reviews

undefined Ribbleton Bath Towel 700GSM Cotton

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in blue, dark grey, stone, white, dark green coloursAvailable in blue, dark grey, stone, white, dark green coloursAvailable in blue, dark grey, stone, white, dark green coloursAvailable in blue, dark grey, stone, white, dark green coloursAvailable in blue, dark grey, stone, white, dark green colours

Ribbleton Bath Towel 700GSM Cotton

From £9

4 out of 5 stars

22 reviews

undefined Stamford Mini Sleigh Cot Bed

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, warm grey coloursAvailable in white, warm grey coloursAvailable in white, warm grey coloursAvailable in white, warm grey coloursAvailable in white, warm grey colours

Stamford Mini Sleigh Cot Bed

£279.99

4.8 out of 5 stars

8 reviews

undefined Watch GT5 46mm Black

Watch GT5 46mm Black

Current sale price is £179

(Save £50)

Regular price was £229

4.5 out of 5 stars

6 reviews

undefined Watch GT5 pro 46mm Black

Watch GT5 pro 46mm Black

Current sale price is £279

(Save £50)

Regular price was £329

4.8 out of 5 stars

6 reviews

undefined Bantam Space Saver Cot & Fibre Mattress

Bantam Space Saver Cot & Fibre Mattress

Current sale price is £124.99

(Save £15)

Regular price was £139.99

4.9 out of 5 stars

7 reviews

undefined Watch Fit 3 - Pink

Watch Fit 3 - Pink

Current sale price is £99.99

(Save £39.01)

Regular price was £139

4.4 out of 5 stars

5 reviews

undefined Madison Swivel Glider Recliner Chair - Boucle - Cream

Madison Swivel Glider Recliner Chair - Boucle - Cream

Current sale price is £429.99

(Save £50)

Regular price was £479.99

4.6 out of 5 stars

7 reviews

undefined Band 9 - Pink

Band 9 - Pink

Current sale price is £34.99

(Save £15)

Regular price was £49.99

4.5 out of 5 stars

8 reviews

undefined Fibre Cot Bed Mattress 120x60cm

Fibre Cot Bed Mattress 120x60cm

£34.99

4.2 out of 5 stars

20 reviews

undefined Travel Cot Mattress 95x65cm

Travel Cot Mattress 95x65cm

£24.99

4.1 out of 5 stars

19 reviews

undefined Grace Cot Bed

Grace Cot Bed

£179.99

4.4 out of 5 stars

23 reviews

undefined Bantam Cot Bed

Bantam Cot Bed

Current sale price is £133.99

(Save £16)

Regular price was £149.99

4 out of 5 stars

6 reviews

undefined Grace Cot Bed - Warm Grey

Grace Cot Bed - Warm Grey

Current sale price is £159.99

(Save £20)

Regular price was £179.99

4.2 out of 5 stars

5 reviews

undefined Watch Fit 4 Pro Titanium Green

Watch Fit 4 Pro Titanium Green

Current sale price is £219

(Save £30)

Regular price was £249

4 out of 5 stars

1 review

undefined Loells Leather Flatform Sandals - Silver

Loells Leather Flatform Sandals - Silver

Current sale price is £66.50

(Save £28.50)

Regular price was £95

4.5 out of 5 stars

4 reviews

undefined Watch Fit 3 - Grey

Watch Fit 3 - Grey

Current sale price is £99.99

(Save £39.01)

Regular price was £139

4.8 out of 5 stars

4 reviews

undefined Nika 3-piece Nursery Room Set

Nika 3-piece Nursery Room Set

Current sale price is £628.99

(Save £71)

Regular price was £699.99

4 out of 5 stars

7 reviews

undefined Grace Inspire Cot Bed - Little Princess

Grace Inspire Cot Bed - Little Princess

£195.99

4.2 out of 5 stars

18 reviews

undefined Grace Inspire Cot Bed Me & Mini Me Elephants - Pink

Grace Inspire Cot Bed Me & Mini Me Elephants - Pink

Current sale price is £174.99

(Save £21)

Regular price was £195.99

4.5 out of 5 stars

6 reviews

undefined Nika Mini Cot Bed

Nika Mini Cot Bed

Current sale price is £184.99

(Save £25)

Regular price was £209.99

4.8 out of 5 stars

4 reviews

undefined Savannah Swivel Glider Recliner Chair - Pebble

Savannah Swivel Glider Recliner Chair - Pebble

£479.99

4.5 out of 5 stars

2 reviews

undefined Foam Cot Mattress 120x60cm

Foam Cot Mattress 120x60cm

£35.99

4.5 out of 5 stars

13 reviews

undefined Maya Slate Cot Bed

Maya Slate Cot Bed

Current sale price is £304.99

(Save £35)

Regular price was £339.99

4 out of 5 stars

4 reviews

undefined Grace Inspire Cot Bed Rabbit - Pink

Grace Inspire Cot Bed Rabbit - Pink

Current sale price is £174.99

(Save £21)

Regular price was £195.99

4.9 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.