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undefined Console

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in coral, blue, turquoise coloursAvailable in coral, blue, turquoise coloursAvailable in coral, blue, turquoise coloursAvailable in coral, blue, turquoise coloursAvailable in coral, blue, turquoise colours

Nintendo Switch Lite

Console

£199

4.5 out of 5 stars

101 reviews

undefined Xtreme 4 Portable Bluetooth Speaker with built-in battery, IP68, charge out, Partyboost, UK Plug and strap

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, blue, green coloursAvailable in black, blue, green coloursAvailable in black, blue, green coloursAvailable in black, blue, green coloursAvailable in black, blue, green colours

Xtreme 4 Portable Bluetooth Speaker with built-in battery, IP68, charge out, Partyboost, UK Plug and strap

Current sale price is £249

(Save £80)

Regular price was £329

4.8 out of 5 stars

103 reviews

undefined Tune 770NC Wireless Bluetooth Noise-Cancelling Over Ear Headphones

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in blue, black, purple, white coloursAvailable in blue, black, purple, white coloursAvailable in blue, black, purple, white coloursAvailable in blue, black, purple, white coloursAvailable in blue, black, purple, white colours

Tune 770NC Wireless Bluetooth Noise-Cancelling Over Ear Headphones

Current sale price is From £59

(Save up to £60)

Regular price was £119

4.5 out of 5 stars

213 reviews

undefined Partybox Ultimate Portable Speaker Black

Partybox Ultimate Portable Speaker Black

Current sale price is £999

(Save £300)

Regular price was £1299

4.9 out of 5 stars

34 reviews

undefined K3 Power Control Car & Home Pressure Washer

K3 Power Control Car & Home Pressure Washer

Current sale price is £188.99

(Save £21)

Regular price was £209.99

4.6 out of 5 stars

106 reviews

undefined Partybox 710 - Mega powerful 800W Party Speaker on wheels

Partybox 710 - Mega powerful 800W Party Speaker on wheels

Current sale price is £649

(Save £50)

Regular price was £699

4.8 out of 5 stars

137 reviews

undefined Partybox Club 120 Portable Party Speaker with Battery

Partybox Club 120 Portable Party Speaker with Battery

£349

4.8 out of 5 stars

82 reviews

undefined PartyBox 320 Powerful Portable Party speaker with battery and wheels

PartyBox 320 Powerful Portable Party speaker with battery and wheels

Current sale price is £449

(Save £80)

Regular price was £529

4.6 out of 5 stars

95 reviews

undefined Tune520BT - Wireless On ear headphones - Pure bass Sound / 57hours battery / Comfort Fit /App Supported

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue colours

Tune520BT - Wireless On ear headphones - Pure bass Sound / 57hours battery / Comfort Fit /App Supported

Current sale price is From £24.99

(Save up to £4)

Regular price was From £28.99

4.5 out of 5 stars

99 reviews

undefined K3 Power Control Pressure Washer

K3 Power Control Pressure Washer

£139.99

4.5 out of 5 stars

167 reviews

undefined K2 Power Control Home Pressure Washer

K2 Power Control Home Pressure Washer

Current sale price is £101.99

(Save £18)

Regular price was £119.99

4.2 out of 5 stars

110 reviews

undefined GO 4 Compact Portable Speaker with IP67 Water & Dust-proof and Auracast Connect

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white colours

GO 4 Compact Portable Speaker with IP67 Water & Dust-proof and Auracast Connect

Current sale price is £34

(Save £5)

Regular price was £39

4.7 out of 5 stars

168 reviews

undefined K2 Classic Pressure Washer

K2 Classic Pressure Washer

Current sale price is £80.99

(Save £9)

Regular price was £89.99

4.1 out of 5 stars

25 reviews

undefined McLaren P1 Car Set for Adults 42172

McLaren P1 Car Set for Adults 42172

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4.8 out of 5 stars

111 reviews

undefined Console with Minecraft

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in turquoise, blue coloursAvailable in turquoise, blue coloursAvailable in turquoise, blue coloursAvailable in turquoise, blue coloursAvailable in turquoise, blue colours

Nintendo Switch Lite

Console with Minecraft

£219.99

4.3 out of 5 stars

25 reviews

undefined WV1 Window Vac

WV1 Window Vac

Current sale price is £35.99

(Save £4)

Regular price was £39.99

4.3 out of 5 stars

91 reviews

undefined Tune 670NC Wireless Bluetooth Noise-Cancelling Headphones

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in purple, blue, white coloursAvailable in purple, blue, white coloursAvailable in purple, blue, white coloursAvailable in purple, blue, white coloursAvailable in purple, blue, white colours

Tune 670NC Wireless Bluetooth Noise-Cancelling Headphones

Current sale price is From £49

(Save up to £40)

Regular price was £89

4.3 out of 5 stars

563 reviews

undefined McLaren Formula 1™ Race Car 42141

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

173 reviews

undefined SC 2 EasyFix Steam Cleaner

SC 2 EasyFix Steam Cleaner

Current sale price is £134

(Save £30)

Regular price was £164

4.2 out of 5 stars

9 reviews

undefined Live 770NC Noise Cancelling Over Ear Headphones

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, blue, rose, white coloursAvailable in black, blue, rose, white coloursAvailable in black, blue, rose, white coloursAvailable in black, blue, rose, white coloursAvailable in black, blue, rose, white colours

Live 770NC Noise Cancelling Over Ear Headphones

Current sale price is £99

(Save £60)

Regular price was £159

4.5 out of 5 stars

204 reviews

undefined Flip 6

Flip 6

Current sale price is From £89

(Save up to £40)

Regular price was From £129

4.4 out of 5 stars

531 reviews

undefined Ferrari Daytona SP3 42143

Ferrari Daytona SP3 42143

Current sale price is £291.99

(Save £98)

Regular price was £389.99

4.3 out of 5 stars

139 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £141.99

(Save £48)

Regular price was £189.99

4.8 out of 5 stars

97 reviews

undefined OC3 Foldable

OC3 Foldable

£129.99

4.7 out of 5 stars

140 reviews

undefined SC 3 EasyFix Steam Cleaner

SC 3 EasyFix Steam Cleaner

£164

4.5 out of 5 stars

35 reviews

undefined Tuner 2 Portable Dab/Fm Radio White

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Tuner 2 Portable Dab/Fm Radio White

Current sale price is From £69

(Save up to £30)

Regular price was £99

4.5 out of 5 stars

44 reviews

undefined Lamborghini Sián FKP 37 42115

Lamborghini Sián FKP 37 42115

Current sale price is £291.99

(Save £98)

Regular price was £389.99

4.3 out of 5 stars

342 reviews

undefined Clip 5 Portable Bluetooth Speaker with carabiner, 12-hour battery, IP67 and Auracast Connect

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white colours

Clip 5 Portable Bluetooth Speaker with carabiner, 12-hour battery, IP67 and Auracast Connect

Current sale price is From £49

(Save up to £10)

Regular price was From £59

4.7 out of 5 stars

115 reviews

undefined K4 Classic Pressure Washer

K4 Classic Pressure Washer

Current sale price is £161.99

(Save £18)

Regular price was £179.99

4.7 out of 5 stars

66 reviews

undefined Flip Essential 2 Waterproof Portable Speaker

Flip Essential 2 Waterproof Portable Speaker

Current sale price is £79

(Save £50)

Regular price was £129

4.5 out of 5 stars

42 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.