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undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

£29.95

4.9 out of 5 stars

358 reviews

undefined Tapo C510W 'Pan & Tilt' Outdoor Cam with Colour Night Vision

Tapo C510W 'Pan & Tilt' Outdoor Cam with Colour Night Vision

£41.99

4.8 out of 5 stars

22 reviews

undefined Ferrari Daytona SP3 42143

Ferrari Daytona SP3 42143

Current sale price is £294.99

(Save £95)

Regular price was £389.99

4.3 out of 5 stars

139 reviews

undefined Tapo C200 Smart Pan & Tilt Cam

Tapo C200 Smart Pan & Tilt Cam

£21.99

4.5 out of 5 stars

95 reviews

undefined Tapo C100 Smart Spot Cam

Tapo C100 Smart Spot Cam

£18.99

4.6 out of 5 stars

56 reviews

undefined D230S1 Video Doorbell with 2K resolution

D230S1 Video Doorbell with 2K resolution

Current sale price is £79.99

(Save £12)

Regular price was £91.99

4.6 out of 5 stars

15 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

£29.95

4.8 out of 5 stars

273 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

425 reviews

undefined McLaren Formula 1™ Race Car 42141

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

173 reviews

undefined Nico Jelly Sandal - Ivory

Nico Jelly Sandal - Ivory

Current sale price is £15.50

(Save £8.50)

Regular price was £24

4.3 out of 5 stars

3 reviews

undefined Lamborghini Sián FKP 37 42115

Lamborghini Sián FKP 37 42115

Current sale price is £291.99

(Save £98)

Regular price was £389.99

4.3 out of 5 stars

342 reviews

undefined Deco M4 (3-Pack) AC1200 Whole Home Wi-Fi

Deco M4 (3-Pack) AC1200 Whole Home Wi-Fi

Current sale price is £109.99

(Save £10)

Regular price was £119.99

4.5 out of 5 stars

33 reviews

undefined Tapo C500 'Pan & Tilt' Outdoor Cam

Tapo C500 'Pan & Tilt' Outdoor Cam

Current sale price is £37.99

(Save £7)

Regular price was £44.99

4.8 out of 5 stars

28 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £141.99

(Save £48)

Regular price was £189.99

4.8 out of 5 stars

97 reviews

undefined Salon Smooth Blow-Dry Collection

Salon Smooth Blow-Dry Collection

Current sale price is £30

(Save £15)

Regular price was £45

4 out of 5 stars

91 reviews

undefined Star Jelly Sandal

Star Jelly Sandal

Current sale price is £19

(Save £5)

Regular price was £24

4.8 out of 5 stars

5 reviews

undefined M7350 4G LTE Mobile Wi-Fi Router

M7350 4G LTE Mobile Wi-Fi Router

Current sale price is £64.99

(Save £5)

Regular price was £69.99

4.3 out of 5 stars

33 reviews

undefined Kawasaki Ninja H2R Motorcycle 42170

Kawasaki Ninja H2R Motorcycle 42170

Current sale price is £53.99

(Save £16)

Regular price was £69.99

4.6 out of 5 stars

24 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

£24.95

4.8 out of 5 stars

297 reviews

undefined TL-PA9020P KIT AV2000 Powerline Kit

TL-PA9020P KIT AV2000 Powerline Kit

Current sale price is £74.99

(Save £8)

Regular price was £82.99

4.4 out of 5 stars

23 reviews

undefined Tapo C310 Outdoor Camera

Tapo C310 Outdoor Camera

Current sale price is £31.99

(Save £6)

Regular price was £37.99

4.7 out of 5 stars

51 reviews

undefined Salon Professional Smooth Control 230 Styler

Salon Professional Smooth Control 230 Styler

£80

4.6 out of 5 stars

65 reviews

undefined RE200 AC750 Dual Band Range Extender

RE200 AC750 Dual Band Range Extender

Current sale price is £21.99

Regular price was £22.99

4 out of 5 stars

70 reviews

undefined Deco E4 (3-Pack) AC1200 Whole Home Wi-Fi

Deco E4 (3-Pack) AC1200 Whole Home Wi-Fi

£89.99

4.9 out of 5 stars

22 reviews

undefined RE450 AC1750 Dual Band Range Extender

RE450 AC1750 Dual Band Range Extender

Current sale price is £47.99

Regular price was £49.99

4.2 out of 5 stars

31 reviews

undefined Star Jelly Sandal

Star Jelly Sandal

Current sale price is £19

(Save £5)

Regular price was £24

4.2 out of 5 stars

5 reviews

undefined Deco M4 (2-Pack) AC1200 Whole Home Wi-Fi

Deco M4 (2-Pack) AC1200 Whole Home Wi-Fi

£87.99

4.7 out of 5 stars

18 reviews

undefined Hyaluronic Fix Extreme4 Serum - 50ml

Hyaluronic Fix Extreme4 Serum - 50ml

£22.95

4.7 out of 5 stars

132 reviews

undefined Deco X20 (3-Pack) AX1800 Wi-Fi 6 Whole Home Wi-Fi

Deco X20 (3-Pack) AX1800 Wi-Fi 6 Whole Home Wi-Fi

Current sale price is £164.99

(Save £15)

Regular price was £179.99

4.8 out of 5 stars

14 reviews

undefined Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

£24.95

4.6 out of 5 stars

269 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.