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undefined 3in1 Wild Animals: Panda Family 31165

3in1 Wild Animals: Panda Family 31165

Current sale price is £29.99

(Save £5)

Regular price was £34.99

4.9 out of 5 stars

55 reviews

undefined 3 in 1 Exotic Parrot Toy Set 31136

3 in 1 Exotic Parrot Toy Set 31136

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.6 out of 5 stars

50 reviews

undefined 3in1 Typewriter with Flowers Toy 31169

3in1 Typewriter with Flowers Toy 31169

Current sale price is £18.99

(Save £6)

Regular price was £24.99

4.8 out of 5 stars

36 reviews

undefined Women's Palermo Trainers - Purple

Women's Palermo Trainers - Purple

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.5 out of 5 stars

2 reviews

undefined 3in1 Wild Animals: Pink Flamingo Animal Toy Playset 31170

3in1 Wild Animals: Pink Flamingo Animal Toy Playset 31170

Current sale price is £17.99

(Save £2)

Regular price was £19.99

4.8 out of 5 stars

61 reviews

undefined Marina Wave Waterproof Gold Bangle

Marina Wave Waterproof Gold Bangle

£29.99

4 out of 5 stars

1 review

undefined Men's Club II Era Trainers - Navy

Men's Club II Era Trainers - Navy

Current sale price is £42

(Save £18)

Regular price was £60

4 out of 5 stars

1 review

undefined Riviera Raffia Mini Tote Bag In Raffia / Black

Riviera Raffia Mini Tote Bag In Raffia / Black

£45

4 out of 5 stars

1 review

undefined Ibiza Aviator Sunglasses

Ibiza Aviator Sunglasses

£30

4 out of 5 stars

1 review

undefined Sardinia Sunglasses - Black

Sardinia Sunglasses - Black

£30

4.3 out of 5 stars

7 reviews

undefined 3 in 1 Adorable Dogs Animal Toys 31137

3 in 1 Adorable Dogs Animal Toys 31137

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

37 reviews

undefined Unisex Club II Era - White

Unisex Club II Era - White

Current sale price is £42

(Save £18)

Regular price was £60

4 out of 5 stars

1 review

undefined Unisex Easy Rider Leather Trainers - White

Unisex Easy Rider Leather Trainers - White

Current sale price is £63

(Save £27)

Regular price was £90

4.5 out of 5 stars

2 reviews

undefined Unisex Training Retaliate 3 Trainers - Black

Unisex Training Retaliate 3 Trainers - Black

£60

4 out of 5 stars

1 review

undefined Womens Tracksuit - Black

Womens Tracksuit - Black

Current sale price is £39

(Save £26)

Regular price was £65

4 out of 5 stars

2 reviews

undefined Court Lally Skye Trainers - White

Court Lally Skye Trainers - White

Current sale price is £36

(Save £16)

Regular price was £52

4 out of 5 stars

1 review

undefined Women's Club Klassika SD Trainers - Salmon and Ocean Blue

Women's Club Klassika SD Trainers - Salmon and Ocean Blue

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4.7 out of 5 stars

3 reviews

undefined 3in1 T. rex, Toy Dinosaur Set 31151

3in1 T. rex, Toy Dinosaur Set 31151

£49.99

4.9 out of 5 stars

20 reviews

undefined Santorini Sunglasses - Cacao

Santorini Sunglasses - Cacao

£30

4.5 out of 5 stars

2 reviews

undefined 3in1 Wild Animals: Surprising Spider 31159

3in1 Wild Animals: Surprising Spider 31159

Current sale price is £8.99

(Save £2)

Regular price was £10.99

4.9 out of 5 stars

16 reviews

undefined Pearl Glow Waterproof Gold Bracelet

Pearl Glow Waterproof Gold Bracelet

£29.99

4 out of 5 stars

1 review

undefined Womens Training Essential Crew T-Shirt - Black

Womens Training Essential Crew T-Shirt - Black

£18

4 out of 5 stars

1 review

undefined 3in1 Playful Cat Toy Animal Set 31163

3in1 Playful Cat Toy Animal Set 31163

Current sale price is £17.99

(Save £2)

Regular price was £19.99

4.9 out of 5 stars

32 reviews

undefined Women's Palermo Moda Vintage - Green/Gum

Women's Palermo Moda Vintage - Green/Gum

£75

4.3 out of 5 stars

3 reviews

undefined Majestic Tiger

Majestic Tiger

£44.99

4.8 out of 5 stars

94 reviews

undefined 3in1 Space Roller Coaster Set 31142

3in1 Space Roller Coaster Set 31142

Current sale price is £75.99

(Save £19)

Regular price was £94.99

4.8 out of 5 stars

32 reviews

undefined 3in1 Retro Camera Toy Set 31147

3in1 Retro Camera Toy Set 31147

Current sale price is £13.99

(Save £4)

Regular price was £17.99

4.9 out of 5 stars

80 reviews

undefined 3in1 Wild Safari Animals Toy Set 31150

3in1 Wild Safari Animals Toy Set 31150

£59.99

4.7 out of 5 stars

42 reviews

undefined Women's Karmen Ii Idol SD Trainers - Pink

Women's Karmen Ii Idol SD Trainers - Pink

£65

4 out of 5 stars

2 reviews

undefined Mens Training Fuse 30 Trainers - Grey

Mens Training Fuse 30 Trainers - Grey

£100

4.6 out of 5 stars

14 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.