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undefined Garlo233 Regular Fit Cargo Pants - Black

Garlo233 Regular Fit Cargo Pants - Black

Current sale price is £95.20

(Save £23.80)

Regular price was £119

3.5 out of 5 stars

2 reviews

Emmond Patch Pocket Logo Regular Fit Zit Thru Overshirt - Black

Current sale price is £103

(Save £26)

Regular price was £129

5 out of 5 stars

1 review

undefined Tab G10 10.1 32GB WI-FI G2

Tab G10 10.1 32GB WI-FI G2

Current sale price is £84.99

(Save £34.01)

Regular price was £119

4.2 out of 5 stars

5 reviews

Blue Nalonsonap Tab Logo Overhead Jersey Tracksuit - Black

Current sale price is £159

(Save £40)

Regular price was £199

undefined DapoDayote Tracksuit - Black

DapoDayote Tracksuit - Black

Current sale price is £160.50

(Save £28.50)

Regular price was £189

3.7 out of 5 stars

3 reviews

undefined Series 2 PUG61RAA5B 60cm Integrated Induction Hob, Touch Control, 4 Zones - Black

Series 2 PUG61RAA5B 60cm Integrated Induction Hob, Touch Control, 4 Zones - Black

Current sale price is £299

(Save £260)

Regular price was £559

4.8 out of 5 stars

124 reviews

undefined Series 2 SMV2HTX02G Full Size, 13-Place Settings Integrated Dishwasher with Info Light

Series 2 SMV2HTX02G Full Size, 13-Place Settings Integrated Dishwasher with Info Light

Current sale price is £449

(Save £190.99)

Regular price was £639.99

4.7 out of 5 stars

160 reviews

undefined #First Men's Watch Black

#First Men's Watch Black

£129

5 out of 5 stars

1 review

undefined Series 2 KGN27NBEAG 50/50 Split, No Frost, 55cm Wide Fridge Freezer - Black

Series 2 KGN27NBEAG 50/50 Split, No Frost, 55cm Wide Fridge Freezer - Black

Current sale price is £449

(Save £250)

Regular price was £699

4.6 out of 5 stars

42 reviews

undefined Series 2 HHF113BA0B Built In Electric Single Oven - Black - A Rated, Hotair oven with 4 functions

Series 2 HHF113BA0B Built In Electric Single Oven - Black - A Rated, Hotair oven with 4 functions

Current sale price is £329

(Save £230)

Regular price was £559

4.6 out of 5 stars

254 reviews

undefined Series 4 HQA534BB3B Built-in Electric Single Oven - Black - A+ Rated

Series 4 HQA534BB3B Built-in Electric Single Oven - Black - A+ Rated

Current sale price is £399

(Save £180)

Regular price was £579

4.8 out of 5 stars

8 reviews

Gilao-Z Logo Plaque Leather Belt - Black

£59

3 out of 5 stars

1 review

undefined WD_BLACK 1TB SN850P SSD with Heatsink for PS5 Licensed

Western Digital

WD_BLACK 1TB SN850P SSD with Heatsink for PS5 Licensed

Current sale price is £114.99

(Save £25)

Regular price was £139.99

4.3 out of 5 stars

77 reviews

undefined WD_BLACK 2TB SN850P SSD with Heatsink for PS5 Licensed

Western Digital

WD_BLACK 2TB SN850P SSD with Heatsink for PS5 Licensed

Current sale price is £194.99

(Save £15)

Regular price was £209.99

4.7 out of 5 stars

101 reviews

undefined Series 2 PKE61RAA8B 60cm Ceramic Hob, Touch Control, 4 Zones - Black

Limited Time Deal

Series 2 PKE61RAA8B 60cm Ceramic Hob, Touch Control, 4 Zones - Black

Current sale price is £259

(Save £320)

Regular price was £579

4.5 out of 5 stars

21 reviews

undefined Blue Nasensio Regular Fit Jersey Shorts- Black

Blue Nasensio Regular Fit Jersey Shorts- Black

Current sale price is £59

(Save £20)

Regular price was £79

BLUE Niley Regular Fit Smiley Left Chest Logo T-Shirt - Black

Current sale price is £31.50

(Save £13.50)

Regular price was £45

Men's Evander Two Strap Logo Sandals - Black

Current sale price is £63

(Save £16)

Regular price was £79

5 out of 5 stars

1 review

undefined Black Sf Square Sunglasses

Black Sf Square Sunglasses

Current sale price is £97.50

(Save £32.50)

Regular price was £130

5 out of 5 stars

1 review

undefined Series 2 SPV2HKX42G 45cm Wide Slimline, 10-Place Settings Integrated Dishwasher - 5 programmes, Vario baskets, 4 options, Info Light, 3/6/9hr time delay, 48dB, 8.9L - Black

Series 2 SPV2HKX42G 45cm Wide Slimline, 10-Place Settings Integrated Dishwasher - 5 programmes, Vario baskets, 4 options, Info Light, 3/6/9hr time delay, 48dB, 8.9L - Black

Current sale price is £499

(Save £120)

Regular price was £619

4.7 out of 5 stars

53 reviews

undefined G12 Pro 12.6-inch 2.5K OLED Tablet + Keyboard

G12 Pro 12.6-inch 2.5K OLED Tablet + Keyboard

Current sale price is £279

(Save £120)

Regular price was £399

Dulasho Relaxed Contrast Logo Jersey Shorts - Black

£79

undefined Series 4 HQA574BB3B Built-in Electric Single Oven and Pyrolytic Cleaning - Black - A+ Rated

Series 4 HQA574BB3B Built-in Electric Single Oven and Pyrolytic Cleaning - Black - A+ Rated

Current sale price is £499

(Save £350)

Regular price was £849

5 out of 5 stars

6 reviews

undefined Girls Junior Mini Melissa Sophie Ballerina Shoe With Strap

Girls Junior Mini Melissa Sophie Ballerina Shoe With Strap

Current sale price is £44

(Save £11)

Regular price was £55

Diragolino Red Patch Logo T-Shirt - Black

£45

4 out of 5 stars

4 reviews

Ermo Stacked Nickel Logo Slim Fit Long Sleeve Shirt - Black

Current sale price is £49.25

(Save £49.75)

Regular price was £99

undefined Donos222 Regular Fit Short Sleeve Polo Shirt - Black

Donos222 Regular Fit Short Sleeve Polo Shirt - Black

Current sale price is £63

(Save £16)

Regular price was £79

5 out of 5 stars

1 review

undefined G10 XM Metal 10.1in Tablet + Bumper Case

G10 XM Metal 10.1in Tablet + Bumper Case

£94.99

3.5 out of 5 stars

4 reviews

undefined Blue Natopu Roadsters Back Graphic T-Shirt - Black

Blue Natopu Roadsters Back Graphic T-Shirt - Black

Current sale price is £36

(Save £9)

Regular price was £45

undefined 734 Extra Slim Fit Jeans - Black

734 Extra Slim Fit Jeans - Black

Current sale price is From £50.50

(Save up to £48.50)

Regular price was From £99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.