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undefined Goldenstar Clog - Black

Goldenstar Clog - Black

£125

4.9 out of 5 stars

21 reviews

undefined Series 13 Black Smart Watch

Series 13 Black Smart Watch

£64.95

4.1 out of 5 stars

10 reviews

undefined Black Patent Suedette Bow Loafers

Black Patent Suedette Bow Loafers

£27.99

3.8 out of 5 stars

9 reviews

undefined Zone Electric Hybrid Bike

Zone Electric Hybrid Bike

£1199.99

1 out of 5 stars

1 review

undefined Folding Chair Bed

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue colours

Folding Chair Bed

£130

4.2 out of 5 stars

20 reviews

undefined Black Crinkle Textured Blanket Stitch Frill Sleeve Swimsuit

Black Crinkle Textured Blanket Stitch Frill Sleeve Swimsuit

Current sale price is £18.25

(Save £12.74)

Regular price was £30.99

5 out of 5 stars

1 review

undefined CareStyle 7 Pro

CareStyle 7 Pro

Current sale price is £249

(Save £100)

Regular price was £349

5 out of 5 stars

13 reviews

undefined Washed Black Adalae High-waist Wide Leg Jeans

Washed Black Adalae High-waist Wide Leg Jeans

£34.99

4 out of 5 stars

3 reviews

undefined Black Patent Tassel Trim Loafers

Black Patent Tassel Trim Loafers

£27.99

2.8 out of 5 stars

9 reviews

undefined V-Neck Button Front Waistcoat - Black

V-Neck Button Front Waistcoat - Black

£30

undefined Men's Classic Ultra Mini Boots- Black

Men's Classic Ultra Mini Boots- Black

Current sale price is £123

(Save £22)

Regular price was £145

5 out of 5 stars

4 reviews

undefined Leather-Look Biker Jacket - Black

Leather-Look Biker Jacket - Black

£42.99

4.8 out of 5 stars

5 reviews

undefined Curves Crinkled Texture Mini Dress - Black

Curves Crinkled Texture Mini Dress - Black

Current sale price is £12

(Save £8)

Regular price was £20

3 out of 5 stars

1 review

REY FUZZY LOGO HOODIE - Black

Current sale price is £68

(Save £17)

Regular price was £85

3 out of 5 stars

1 review

undefined Men's Tasman Slipper - Black

Men's Tasman Slipper - Black

£100

4.6 out of 5 stars

14 reviews

undefined Crystal Chiffon Mini Shift Dress - Black

Crystal Chiffon Mini Shift Dress - Black

Current sale price is £15.75

(Save £24.24)

Regular price was £39.99

5 out of 5 stars

1 review

undefined Contrast Stitch Faux Leather Sandals - Black

Contrast Stitch Faux Leather Sandals - Black

Current sale price is £12.50

(Save £20.49)

Regular price was £32.99

4.3 out of 5 stars

3 reviews

undefined CareStyle Compact Pro

CareStyle Compact Pro

Current sale price is £119

(Save £50)

Regular price was £169

4.4 out of 5 stars

10 reviews

undefined Slim Straight Jeans - Black

Slim Straight Jeans - Black

Current sale price is £22.25

(Save £5.74)

Regular price was £27.99

3.7 out of 5 stars

3 reviews

undefined Kids Classic Ultra Mini Classic Boot - Black

Kids Classic Ultra Mini Classic Boot - Black

From £75

5 out of 5 stars

5 reviews

undefined Series 22 Black Silicone Strap Watch

Series 22 Black Silicone Strap Watch

Current sale price is £40

(Save £10)

Regular price was £50

3.8 out of 5 stars

10 reviews

undefined Kids Classic Mini II Boots - Black

Kids Classic Mini II Boots - Black

£110

undefined Swirl Print Bikini Bottoms - Black

Swirl Print Bikini Bottoms - Black

Current sale price is £8.50

(Save £6.49)

Regular price was £14.99

5 out of 5 stars

1 review

undefined Faux Leather Footstool

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, chocolate, natural, grey coloursAvailable in black, chocolate, natural, grey coloursAvailable in black, chocolate, natural, grey coloursAvailable in black, chocolate, natural, grey coloursAvailable in black, chocolate, natural, grey colours

Faux Leather Footstool

Current sale price is £19

(Save £5)

Regular price was £24

4.5 out of 5 stars

105 reviews

undefined Floral Print Slit Hem Midi Dress - Black

Floral Print Slit Hem Midi Dress - Black

Current sale price is £14

(Save £21)

Regular price was £35

4 out of 5 stars

2 reviews

undefined Black Side Piping Oversized Sweatshirt

Black Side Piping Oversized Sweatshirt

Current sale price is £8.75

(Save £13.25)

Regular price was £22

3.3 out of 5 stars

3 reviews

undefined Scuffette II Slipper - Black/Grey

Scuffette II Slipper - Black/Grey

£90

4.5 out of 5 stars

37 reviews

undefined Black Hoop Detail Bikini Bottoms

Black Hoop Detail Bikini Bottoms

Current sale price is £7.50

(Save £7.50)

Regular price was £15

5 out of 5 stars

1 review

undefined QuickStyle 7 Handheld Garment Steamer

QuickStyle 7 Handheld Garment Steamer

£74

4.6 out of 5 stars

28 reviews

undefined Kids Lo Lowmel - Black

Kids Lo Lowmel - Black

Current sale price is £76

(Save £19)

Regular price was £95

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.