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Jack & Jones Liam Original Skinny Fit Jeans - Blue

Liam Original Skinny Fit Jeans - Blue

Current sale price is £15.75

(Save £29.25)

Regular price was £45

5 out of 5 stars

4 reviews

Jack & Jones Chris Relaxed Fit Jeans - Black

Chris Relaxed Fit Jeans - Black

Current sale price is £21

(Save £9)

Regular price was £30

3.8 out of 5 stars

5 reviews

Jack & Jones Jack & Jones Cole Mateo Cargo Shorts Mid Length 2pk

Jack & Jones Cole Mateo Cargo Shorts Mid Length 2pk

Current sale price is £14.75

(Save £23.25)

Regular price was £38

2 out of 5 stars

1 review

FatFace Linen Kaftan Dress - Green

Linen Kaftan Dress - Green

Current sale price is £23.50

(Save £35.50)

Regular price was £59

4 out of 5 stars

1 review

Jack & Jones Jack & Jones Moralli Leather Sandal

Jack & Jones Moralli Leather Sandal

Current sale price is £16

(Save £29)

Regular price was £45

5 out of 5 stars

1 review

Jack & Jones Big Tall 2-Pack Palm Tree Print T-Shirt - Black

Big Tall 2-Pack Palm Tree Print T-Shirt - Black

Current sale price is £20

(Save £5)

Regular price was £25

Jack & Jones Gen Striped Towelling Polo Shirt - Black

Gen Striped Towelling Polo Shirt - Black

Current sale price is £15

(Save £15)

Regular price was £30

FatFace Sal Midi Dress - Red

Sal Midi Dress - Red

Current sale price is £29.25

(Save £29.75)

Regular price was £59

Jack & Jones Jack & Jones 2-pack Jonnie Cargo Shorts - Multi

Jack & Jones 2-pack Jonnie Cargo Shorts - Multi

Current sale price is £24.75

(Save £30.25)

Regular price was £55

FatFace Straw Bag - Beige

Straw Bag - Beige

Current sale price is £20.75

(Save £21.25)

Regular price was £42

FatFace Rhea Maxi Skirt- Blue

Rhea Maxi Skirt- Blue

Current sale price is £27.50

(Save £27.50)

Regular price was £55

FatFace Paige Vine Floral - Multi

Paige Vine Floral - Multi

Current sale price is £24

(Save £45)

Regular price was £69

Jack & Jones Brooklyn Suede Boat Shoes - Black

Brooklyn Suede Boat Shoes - Black

Current sale price is £26

(Save £39)

Regular price was £65

2 out of 5 stars

1 review

Jack & Jones Dave Loose Fit Jeans - Blue

Dave Loose Fit Jeans - Blue

Current sale price is £28

(Save £7)

Regular price was £35

Jack & Jones Big Tall 2-Pack Sweat Shorts - White Melange

Big Tall 2-Pack Sweat Shorts - White Melange

Current sale price is £22

(Save £18)

Regular price was £40

FatFace Remi Shibori Midi Dress - Blue

Remi Shibori Midi Dress - Blue

Current sale price is £57.50

(Save £14.50)

Regular price was £72

FatFace Sulli Poplin Skirt - White

Sulli Poplin Skirt - White

Current sale price is £15

(Save £35)

Regular price was £50

Jack & Jones Luke Varenna Aop Short Sleeve Shirt - Iron Gate

Luke Varenna Aop Short Sleeve Shirt - Iron Gate

Current sale price is £13.75

(Save £12.25)

Regular price was £26

5 out of 5 stars

1 review

FatFace Broadway Denim Short - Blue

Broadway Denim Short - Blue

Current sale price is £29.25

(Save £12.75)

Regular price was £42

FatFace Pretty Broderie Top - White

Pretty Broderie Top - White

Current sale price is £16

(Save £24)

Regular price was £40

3 out of 5 stars

2 reviews

FatFace Harlyn Denim Shorts - Blue

Harlyn Denim Shorts - Blue

Current sale price is £26

(Save £14)

Regular price was £40

FatFace Sandown Chino Short - Beige

Sandown Chino Short - Beige

Current sale price is £28.50

(Save £15.50)

Regular price was £44

5 out of 5 stars

1 review

FatFace Sam Shirt - Orange

Sam Shirt - Orange

Current sale price is £20.25

(Save £21.75)

Regular price was £42

FatFace Airee Woodblock Blouse - Green

Airee Woodblock Blouse - Green

Current sale price is £40

(Save £10)

Regular price was £50

FatFace Zoe Embroidered Jacket - Pink

Zoe Embroidered Jacket - Pink

Current sale price is £29.25

(Save £35.75)

Regular price was £65

FatFace Sennen Leaf Twist Swimsuit - Blue

Sennen Leaf Twist Swimsuit - Blue

Current sale price is £27.50

(Save £22.50)

Regular price was £50

FatFace Rye Chino Trousers - Navy

Rye Chino Trousers - Navy

Current sale price is £38.25

(Save £9.75)

Regular price was £48

Jack & Jones Central Strap Sandal - Black

Central Strap Sandal - Black

Current sale price is £22.25

(Save £5.75)

Regular price was £28

4 out of 5 stars

1 review

3 Pack Short Sleeve Logo Script T-Shirts - Multi

Current sale price is £28

(Save £7)

Regular price was £35

1 out of 5 stars

1 review

FatFace Leah Embroidered Cami - White

Leah Embroidered Cami - White

Current sale price is £18

(Save £28)

Regular price was £46

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.