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Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Current sale price is £1099

(Save £150)

Regular price was £1249

Microsoft 365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

£84

4.2 out of 5 stars

27 reviews

Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

£1749

Sloggi 6 Pack Maxi Briefs - Black

6 Pack Maxi Briefs - Black

£50

4.2 out of 5 stars

83 reviews

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Sloggi ever ease cotton cooling soft bra

ever ease cotton cooling soft bra

£26

4 out of 5 stars

2 reviews

Sloggi GO Daily Cotton Highwaist 3P

GO Daily Cotton Highwaist 3P

£26

5 out of 5 stars

1 review

Sloggi Sloggi Zero Feel Bliss High Leg

Sloggi Zero Feel Bliss High Leg

£15

Sloggi Pk 3 Maxi Briefs - Black

Pk 3 Maxi Briefs - Black

£28

4.4 out of 5 stars

91 reviews

HMD FUSION X1 TA-1672 DS 6/128 EU1 Black

FUSION X1 TA-1672 DS 6/128 EU1 Black

£229

Sloggi Double Comfort Cotton Crop Top

Double Comfort Cotton Crop Top

£19

3.9 out of 5 stars

35 reviews

Sloggi 2 Pack Control Maxi Brief - Black

2 Pack Control Maxi Brief - Black

£22

4.4 out of 5 stars

76 reviews

HMD T21 TA-1597 Wifi 4/128 Gbbenl Black

T21 TA-1597 Wifi 4/128 Gbbenl Black

£159

Sloggi ZERO Feel 2.0 Ultra Bra - Black

ZERO Feel 2.0 Ultra Bra - Black

£36

5 out of 5 stars

3 reviews

HMD Key 32GB

Key 32GB

£59.99

1 out of 5 stars

1 review

Sloggi Go Sense Tank Top - Black

Go Sense Tank Top - Black

Current sale price is £8.75

(Save £13.25)

Regular price was £22

5 out of 5 stars

2 reviews

Rocket 3rd Avenue 3/4 Size Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Black

3rd Avenue 3/4 Size Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Black

£159.99

4 out of 5 stars

5 reviews

Lascal MAXI BuggyBoard

MAXI BuggyBoard

£90

4 out of 5 stars

2 reviews

Buff Unisex Running Dryflx Reflective Neckwarmer - Black

Unisex Running Dryflx Reflective Neckwarmer - Black

Current sale price is £19.50

(Save £2.50)

Regular price was £22

Sloggi Go Crush High Leg 3 Pack Briefs - Black

Go Crush High Leg 3 Pack Briefs - Black

£18

HMD Pulse - 4GB RAM, 64GB Storage, Black

Pulse - 4GB RAM, 64GB Storage, Black

£99.99

4 out of 5 stars

9 reviews

Buff Unisex Original Ecostretch Neckwarmer - Black

Unisex Original Ecostretch Neckwarmer - Black

£18

Sloggi Free Evolve Tank Top Lace - Black

Free Evolve Tank Top Lace - Black

Current sale price is £20

(Save £5)

Regular price was £25

Lascal Mini BuggyBoard 3D / Red

Mini BuggyBoard 3D / Red

£60

2.7 out of 5 stars

3 reviews

Sloggi Double Comfort Tai 2 Pack - Black

Double Comfort Tai 2 Pack - Black

£22

4.2 out of 5 stars

16 reviews

Microsoft 365 Family 12-Month Subscription for 6 People for PC and Mac, Tablet and Smartphones

365 Family 12-Month Subscription for 6 People for PC and Mac, Tablet and Smartphones

£104

3.9 out of 5 stars

15 reviews

Buff Adults Unisex Pack Speed Cap - Black

Adults Unisex Pack Speed Cap - Black

Current sale price is £14.45

(Save £15.55)

Regular price was £30

Sloggi Double Comfort Crop Top - Black

Double Comfort Crop Top - Black

£19

Buff Unisex Crossknit Beanie Hat - Black

Unisex Crossknit Beanie Hat - Black

Current sale price is £27

(Save £3)

Regular price was £30

Sloggi GO Casual High Leg 3 Pack Briefs - Black

GO Casual High Leg 3 Pack Briefs - Black

£26

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.