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Garmin vivoactive 5 Music Smartwatch with GPS, WiFi

Available in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple colours

vivoactive 5 Music Smartwatch with GPS, WiFi

Current sale price is From £178

(Save up to £51)

Regular price was £229

4.3 out of 5 stars

1.4k reviews

Garmin Fenix 7X Pro Solar Smartwatch - Slate Grey

Fenix 7X Pro Solar Smartwatch - Slate Grey

Current sale price is £509

(Save £150)

Regular price was £659

4.8 out of 5 stars

6 reviews

Garmin Forerunner 165 Smartwatch with Music, GPS, WiFi - Black/Slate Grey

Forerunner 165 Smartwatch with Music, GPS, WiFi - Black/Slate Grey

Current sale price is £210

(Save £79)

Regular price was £289

4.3 out of 5 stars

143 reviews

Sharp 70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

Current sale price is £469

Regular price was £479

3.8 out of 5 stars

18 reviews

Garmin fenix 8 - 51 mm AMOLED Smartwatch - Slate Gray

fenix 8 - 51 mm AMOLED Smartwatch - Slate Gray

Current sale price is £849

(Save £50)

Regular price was £899

4.4 out of 5 stars

134 reviews

The Inside Edit Rina Black Dining Table

The Inside Edit

Rina Black Dining Table

Current sale price is £749

(Save £250)

Regular price was £999

Garmin Instinct 3 AMOLED 50mm Smartwatch - Black

Instinct 3 AMOLED 50mm Smartwatch - Black

Current sale price is £355

(Save £74)

Regular price was £429

5 out of 5 stars

3 reviews

Garmin Venu 3 Smartwatch with GPS, Wi-Fi

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Venu 3 Smartwatch with GPS, Wi-Fi

Current sale price is From £315

(Save up to £84)

Regular price was £399

4.4 out of 5 stars

843 reviews

Garmin Vivoactive 6 Smartwatch - Black

Vivoactive 6 Smartwatch - Black

Current sale price is £255

(Save £24)

Regular price was £279

4.4 out of 5 stars

251 reviews

Garmin Vivomove Sport Hybrid Smartwatch with Hidden Touchscreen Display

Available in black, ivory coloursAvailable in black, ivory coloursAvailable in black, ivory coloursAvailable in black, ivory coloursAvailable in black, ivory colours

Vivomove Sport Hybrid Smartwatch with Hidden Touchscreen Display

Current sale price is £149

(Save £30.99)

Regular price was £179.99

3.7 out of 5 stars

203 reviews

The Inside Edit Mai Black/Walnut Dining Chair

The Inside Edit

Mai Black/Walnut Dining Chair

£299

1 out of 5 stars

1 review

Sharp 50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

Current sale price is £249

Regular price was £258

3.7 out of 5 stars

7 reviews

Garmin Instinct E 45mm Smartwatch - Black

Instinct E 45mm Smartwatch - Black

Current sale price is £219

(Save £40.99)

Regular price was £259.99

4.3 out of 5 stars

39 reviews

Garmin fenix E Smartwatch - Slate Gray

fenix E Smartwatch - Slate Gray

Current sale price is £519

(Save £80)

Regular price was £599

3.7 out of 5 stars

3 reviews

Garmin Instinct 3 50mm Smartwatch - Black with Bolt Blue Accents

Instinct 3 50mm Smartwatch - Black with Bolt Blue Accents

Current sale price is £379

(Save £50)

Regular price was £429

4.3 out of 5 stars

53 reviews

Sharp GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

Current sale price is £265

(Save £32)

Regular price was £297

4.1 out of 5 stars

14 reviews

Garmin Epix Pro 51mm Smartwatch - Slate Grey Stainless Steel with Black Band

Epix Pro 51mm Smartwatch - Slate Grey Stainless Steel with Black Band

£829

5 out of 5 stars

2 reviews

Garmin Approach S12, Golf GPS, Black, EU

Approach S12, Golf GPS, Black, EU

Current sale price is £109

(Save £70.99)

Regular price was £179.99

Hyte Y70 Touch Infinite Case - Pitch Black

Y70 Touch Infinite Case - Pitch Black

£379

5 out of 5 stars

2 reviews

Garmin HRM-Fit

HRM-Fit

£139

3.8 out of 5 stars

83 reviews

Garmin fenix E Smartwatch - Stainless Steel with Black Silicone Band

fenix E Smartwatch - Stainless Steel with Black Silicone Band

Current sale price is £519

(Save £80)

Regular price was £599

Garmin Index BPM smart blood pressure monitor

Index BPM smart blood pressure monitor

Current sale price is £129

(Save £30)

Regular price was £159

4 out of 5 stars

6 reviews

Sharp 32" HDR QLED Smart TV with Freely - 1T-C32HE3245KB

32" HDR QLED Smart TV with Freely - 1T-C32HE3245KB

Current sale price is £129

(Save £20)

Regular price was £149

5 out of 5 stars

2 reviews

Hyte Y70 Touch Infinite Case - Black Cherry

Y70 Touch Infinite Case - Black Cherry

£379

5 out of 5 stars

1 review

Roxy Womens Skiing Free Jet Block Jacket - Black

Womens Skiing Free Jet Block Jacket - Black

£195

Sharp Q - Wireless Dolby Atmos 200W Rear Speakers

Q - Wireless Dolby Atmos 200W Rear Speakers

£169

Roxy Womens Long Sleeve Zip Lycra Rashguard - Black

Womens Long Sleeve Zip Lycra Rashguard - Black

Current sale price is £36

(Save £9)

Regular price was £45

2 out of 5 stars

1 review

Garmin Venu X1 Smartwatch - Titanium & Black

Venu X1 Smartwatch - Titanium & Black

£679

Roxy Womens Skiing Diversion Technical Pants - Black

Womens Skiing Diversion Technical Pants - Black

£150

Bugaboo Butterfly 2 Ultra-Compact Travel Stroller Heritage Black

Butterfly 2 Ultra-Compact Travel Stroller Heritage Black

£435

2 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.